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VMT BOUW

Active
Private limited companyfounded 2020active for 6 yearsDorpsstraat 199, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 0745.924.555
Summary

The computed 12-month bankruptcy probability of VMT BOUW is 3.6% (moderate). The annual accounts of VMT BOUW for financial year 2025 show a net loss of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €5,241 and a net result of -€9,469. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 13% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 10-04-2020 Normal situation
Registered office
10 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.304.262.021 9420 Erpe-Mere, since 10-04-2020
Financial year end
31 December
Peppol
Reachable since 01-09-2025

Board and ownership

Board
  • FARCAS IOANA-ROXANADirector

Financial position

47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.6%
Annual accounts 2025
Gross margin
€4,983
▼ 93.2%
Turnover
≈ €60,000
estimated
Loss
€9,469
▼ 77.3%
Equity
€5,241
▼ 64.4%
Total assets
€611,148
▼ 19.8%
  • 2025 accounts filed 50 days after the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 50 days late; 3 of the last 3 accounts lateEquity €5,241 (0.9% of total assets)lowers riskSize: total assets €611,148Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 12% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 26-1
equity 0.9% of total assets
Liquidity 4+4
short-term debt 99.1% · cash 3.3%
Profitability 34+10
return on assets -1.5%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 3.4%lowest value 01-2025: 3.4%● unchanged vs 12-2024 02-2025: 3.5%▲ +0.1 percentage points vs 01-2025 03-2025: 3.6%▲ +0.1 percentage points vs 02-2025 04-2025: 3.8%▲ +0.2 percentage points vs 03-2025 05-2025: 3.8%● unchanged vs 04-2025 06-2025: 4.2%▲ +0.4 percentage points vs 05-2025 07-2025: 4.2%● unchanged vs 06-2025 08-2025: 4.4%▲ +0.2 percentage points vs 07-2025 09-2025: 4.4%● unchanged vs 08-2025 10-2025: 4.9%▲ +0.5 percentage points vs 09-2025 11-2025: 5.0%▲ +0.1 percentage points vs 10-2025 12-2025: 7.0%▲ +2.0 percentage points vs 11-2025 01-2026: 7.0%● unchanged vs 12-2025 02-2026: 7.0%● unchanged vs 01-2026 03-2026: 7.4%▲ +0.4 percentage points vs 02-2026 04-2026: 7.5%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 7.1%▼ -0.4 percentage points vs 04-2026 06-2026: 7.1%● unchanged vs 05-2026 07-2026: 6.1%▼ -1.0 percentage point vs 06-2026 08-2026: 6.4%▲ +0.3 percentage points vs 07-2026 09-2026: 6.5%▲ +0.1 percentage points vs 08-2026 10-2026: 3.6%▼ -2.9 percentage points vs 09-2026 11-2026: 3.6%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.01 (1.02 in 2024), below the usual 1.5. Short-term debt is 99.1% and cash 3.3% of total assets. 99.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 12% of them on solvency, 6% on liquidity, 21% on profitability and 8% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Last filed accounts filed 50 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €611,148
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €5,241 (0.9% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
202122232425
2020 to 2025 · latest year -€9,469
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9396 sector peers (2025).
NBB · sector comparison
Position among 9396 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 50 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-09-2026, 50 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
50 days late
2024
118 days late
2023
55 days late
2022
153 days late
2021
191 days late
2020
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 105 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 November (4 of the last 5 accounts filed within 68 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 87% of companies in construction of buildingssector median 42.9% · 9,396 companies 0.9% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€9,469 View

Recent changes

  1. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as VMT BOUW: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €419,000 and €704,000, founded between 2018 and 2021.

CompanyTotal assetsGross margin
VMT BOUW Erpe-Mere€611,148€4,983
DVINVEST Braine-le-Comte€703,547€6,314
Van Eenooghe Construct Aalter€418,594€3,630
HOME NEXT Antwerpen€583,895€6,328
SEHrazat Antwerpen€466,439€5,387
JR INVEST Hasselt€452,118€4,471
PRO SPROJECT Schaarbeek€446,604€4,094
Full comparison

Key facts about VMT BOUW

What is the company number of VMT BOUW?
The company number of VMT BOUW is 0745.924.555. The VAT number is the same number with BE in front: BE 0745.924.555.
Where is VMT BOUW based?
The registered office is at Dorpsstraat 199, 9420 Erpe-Mere.Company details
What does VMT BOUW do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of VMT BOUW?
The legal form of VMT BOUW is Private limited company (BV).
When was VMT BOUW founded?
VMT BOUW was founded on 10-04-2020.
Is VMT BOUW still active?
Yes, VMT BOUW is an active enterprise in the KBO register.
What is the turnover of VMT BOUW?
The turnover in financial year 2025 is ≈ €60,000. This figure is estimated from the gross margin of €4,983 and 266 comparable companies (NACE 41001). It probably lies between €32,000 and €110,000. It is a rough estimate. In financial year 2024 turnover was €232,790.Financials
Is VMT BOUW profitable?
In financial year 2025, VMT BOUW made a loss of €9,469.
Where can I find the annual accounts of VMT BOUW?
VMT BOUW filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VMT BOUW due?
VMT BOUW must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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