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VMH DECOR

Active
Private limited companyfounded 2007active for 19 yearsKerkstraat 11, 1930 Zaventem, BelgiumKBO/BCE: BE 0892.959.333

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of VMH DECOR is 2.2% (moderate). The 2025 annual accounts show equity of €129,965 and a net result of -€3,864. Equity has been shrinking by about 2.7% per year since 2018. Its solvency ranks better than 84% of 34,902 sector peers (NACE 43, financial year 2025). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries.

Overview

Official details

KBO
Status
Active since 12-10-2007 Normal situation
Activity
Wallpapering and laying of floor and wall coverings in other materials NACE 43333and 3 others
Establishment unit
2.166.004.951 1910 Kampenhout, since 22-10-2007
Financial year end
31 December
Peppol
Reachable since 26-11-2025

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Annual accounts 2025
Gross margin
€5,398
▼ 75.9%
Turnover
≈ €54,000
estimated
Loss
€3,864
Equity
€129,965
▼ 2.9%
Total assets
€164,580
▼ 0.6%
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts lateEx-officio strike-off in the KBOSize: total assets €164,580lowers riskFounded in 2007Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 44% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 100=
equity 79.0% of total assets
Liquidity 45-13
short-term debt 21.0% · cash 1.4%
Profitability 43-32
return on assets -2.3%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.4%▲ +0.2 percentage points vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.5%▲ +0.1 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 1.2%▲ +0.2 percentage points vs 08-2025 10-2025: 0.7%▼ -0.5 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.5 percentage points vs 07-2026 09-2026: 2.2%▲ +1.0 percentage point vs 08-2026highest value 10-2026: 2.2%● unchanged vs 09-2026highest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.6 (5.52 in 2024), above the usual 1.5. Short-term debt is 21% and cash 1.4% of total assets. 21% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 35% on liquidity, 21% on profitability and 30% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €164,580
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
31 days late
2023
30 days late
2022
28 days late
2021
18 days late
2020
31 days late
2019
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 2 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

  • Caution: Lower net result than 82% of companies in specialised constructionsector median €10,227 · 34,889 companies -€3,864 View

Comparable companies

These companies have the same main activity as VMH DECOR: wallpapering and laying of floor and wall coverings in other materials (NACE 43333). They are comparable in size and age: total assets between €87,700 and €224,000, founded between 2000 and 2011.

CompanyTotal assetsGross margin
VMH DECOR Zaventem€164,580€5,398
A&J INTERIEUR Mechelen€107,065€6,396
ELC DECORATIE EN SCHILDERWERKEN Turnhout€178,575€4,343
D & S PAINT Genk€169,519€2,829
KERA-STONE Moorslede€87,674€6,934
BETONWERKEN MARYSSE Dentergem€224,190€11,215
ABER PARQUET Schaarbeek€103,247€10,870
Full comparison

Documents

Annual accounts at the NBB

All 18 annual accounts

Articles and registers

Key facts about VMH DECOR

What is the company number of VMH DECOR?
The company number of VMH DECOR is 0892.959.333. The VAT number is the same number with BE in front: BE 0892.959.333.
Where is VMH DECOR based?
The registered office is at Kerkstraat 11, 1930 Zaventem.Company details
What does VMH DECOR do?
According to the KBO register, the main activity is wallpapering and laying of floor and wall coverings in other materials (NACE 43333).
What is the legal form of VMH DECOR?
The legal form of VMH DECOR is Private limited company (BV).
When was VMH DECOR founded?
VMH DECOR was founded on 12-10-2007.
Is VMH DECOR still active?
Yes, VMH DECOR is an active enterprise in the KBO register.
What is the turnover of VMH DECOR?
The turnover in financial year 2025 is ≈ €54,000. This figure is estimated from the gross margin of €5,398 and 163 comparable companies (NACE 433). It probably lies between €32,000 and €110,000. It is a rough estimate.Financials
Is VMH DECOR profitable?
In financial year 2025, VMH DECOR made a loss of €3,864.
Where can I find the annual accounts of VMH DECOR?
VMH DECOR filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of VMH DECOR due?
VMH DECOR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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