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VMDS

Active
Private limited companyfounded 20206 yrs activeBeukenstraat 119, 9255 Buggenhout, BelgiumKBO/BCE: BE 0751.687.741

VMDS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €26k. Equity is growing by ~63.7% per year across the filed fiscal years. Its solvency ranks better than 28% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
43 / 100
Weak▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency4▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.09 against 0.11 in 2024), and 94% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6%
Return on assets
4.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
22 d early
2024
32 d early
2023
34 d early
2022
12 d early
2021
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€36k▲ 255%
2024 · €10k
2021: €-65k 2022: €-47k 2023: €-40k 2024: €10k
2021 → 2025
Total assets
€606k▼ 1.0%
2024 · €612k
2021: €627k 2022: €614k 2023: €604k 2024: €612k
2021 → 2025
Net result
€26k▼ 48.4%
2024 · €51k
2021: €-70k 2022: €18k 2023: €7k 2024: €51k
2021 → 2025
Working capital
€-317k▲ 3.4%
2024 · €-328k
2021: €-403k 2022: €-387k 2023: €-380k 2024: €-328k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-65k-€-47k▲ 27.3%€-40k▲ 14.8%€10k€36k▲ 255%
Operating result€-64k-€23k€12k▼ 47.4%€57k▲ 379%€40k▼ 29.3%
Net result€-70k-€18k€7k▼ 60.6%€51k▲ 620%€26k▼ 48.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2021: €-64k€-64kNet result 2021: €-70k€-70kOperating result 2022: €23k€23kNet result 2022: €18k€18kOperating result 2023: €12k€12kNet result 2023: €7k€7kOperating result 2024: €57k€57kNet result 2024: €51k€51kOperating result 2025: €40k€40kNet result 2025: €26k€26k20212022202320242025
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €606k
Fixed assets €574k▲ 0.2%
Current assets €32k▼ 18.7%
Equity and liabilities €606k
Equity €36k▲ 255%
Debt €570k▼ 5.4%
The debt ratio falls from 98.3% to 94.0%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€65k
2024 · €81k
Cash flow
€51k
2024 · €75k
Solvency
6.0%
2024 · 1.7%
Current ratio
0.09
2024 · 0.11
Quick ratio
0.09
2024 · 0.11
Debt / equity
15.72
2024 · 59.01
ROE
71.8%
2024 · 494.9%
ROA
4.3%
2024 · 8.2%
Interest coverage
10.73
2024 · 16.71
Debt
€570k
2024 · €602k
Debt ≤ 1 year
€349k
2024 · €368k
Debt > 1 year
€221k
2024 · €234k
Income taxes
€8k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€612k€606k
Fixed assets21/28€572k€574k
Tangible fixed assets22/27€572k€574k
Land and buildings22€557k€534k
Other tangible fixed assets26€16k€39k
Current assets29/58€40k€32k
Amounts receivable within one year40/41€25k€10k
Trade receivables40€25k€10k
Other amounts receivable41-€150
Cash at bank and in hand54/58€4k€9k
Deferred charges and accrued income490/1€12k€13k
Equity and liabilities
Total equity and liabilities10/49€612k€606k
Equity10/15€10k€36k
Contributions10/11€5k€5k=
Profit (loss) carried forward14€5k€31k
Amounts payable17/49€602k€570k
Amounts payable after more than one year17€234k€221k
Financial debts170/4€234k€221k
Amounts payable within one year42/48€368k€349k
Current portion of amounts payable after more than one year42€23k€36k
Trade debts44€1k€664
Suppliers440/4€1k€664
Taxes, remuneration and social security45€2k€368
Taxes450/3€2k€368
Other amounts payable47/48€342k€313k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€25k
Other operating charges640/8€4k€4k
Gross operating margin9900€85k€69k
Operating profit (loss)9901€57k€40k
Financial charges65/66B€5k€6k
Recurring financial charges65€5k€6k
Profit (loss) for the period before taxes9903€52k€34k
Income taxes67/77€1k€8k
Profit (loss) for the period9904€51k€26k
Profit (loss) for the period to be appropriated9905€51k€26k
Appropriation of the result
Profit (loss) to be appropriated9906€5k€31k
Profit (loss) brought forward from the previous period14P€-45k€5k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
09-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
30-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Highest result since 2021net €51k ▲620%
Operating result €57k, net result €51k, both a record.
2023
28-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
19-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Back to profitnet €18k
Net result €18k after one loss-making year.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Beukenstraat 1199255 Buggenhout
Ground area
3,099 m²
Building footprint
968 m²
Volume, LiDAR
4,097 m³
Parcel 42004E0985/00L000, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VMDS
Beukenstraat 119, 9255 BuggenhoutActivities auxiliary to financial services and insurance activities
since 20202.309.107.764
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42004E0985/00L000 Flanders 3,099 m² 1 · 968 m² 10.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,093 companies in sector 68201 we hold annual accounts for 6,724. 2,904 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded31-07-2020
Fiscal year end30-06
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.