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VMB CONSULTING

Active
Private limited company (pre-2019)founded 1980active for 46 yearsSteenweg(H.) 183, 3870 Heers, BelgiumKBO/BCE: BE 0420.583.486
Summary

VMB CONSULTING has been active since 1980 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,731 and a net result of -€868. Equity is shrinking by about 15% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 95% of 4,026 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201
Oldest company in Heers
Size
€161turnover 2025
Equity
€26,731
Loss
-€868
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts 8 days early0 of 3 deeds read
Why 84raises riskLiquidity: cash €12, halvedNo registered site in the KBOlowers riskSize: turnover €161, total assets €26,731Sector: Legal and accounting activities (NACE 69)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 33% of its sector peers (NACE 69, micro)
Financial strength · tick = 2024
Weak
Solvency 100=
equity 100.0% of total assets
Liquidity 0-3
cash 0.0%
Profitability 29+9
return on assets -3.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,019 companies, NACE 69, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 87% on solvency, 0% on liquidity, 7% on profitability and 40% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: cash €12, halved
NBB · annual accounts
lowers risk · Size: turnover €161, total assets €26,731
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
35 days early
2023
7 days early
2022
5 days early
2021
3 days early
2020
29 days late
2019
57 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: 7 loss-making years in a rowloss financial year 2025 -€868 View
  • Caution: Among the weakest 10% on net resultsector median €97,162 · 4,015 companies -€868 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
  • Active since 1980founded 30-06-1980 46 years View

By topic

Financials

Financial year
2025
Turnover
€161
Loss
-€868
Solvency
100.0%
Go to Financials

Timeline

Events
47
Since
1982
Next accounts
by 31-07-2027
  1. 26-07-2023Annual accounts filed
  2. 28-07-2022Annual accounts filed
  3. 31-12-2021Liquidity more than 11 times
Go to Timeline

Company details

Legal form
Private limited company (pre-2019)
Activity
Certified accountants and tax accountantsNACE 69201
Founded
30-06-1980
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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