VM SERVICE

Active

Private limited companyfounded 20251 yr activeBoektsestraat 9, 1820 Steenokkerzeel, BelgiumKBO/BCE: BE 1022.637.544

Summary

VM SERVICE has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,561 and a net result of €35,561. Its solvency ranks better than 47% of 282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

VM SERVICEActiveChecked score 92/100

Risk analysis Report Compare

What they do

Investigation and security activities

NACE 80090

1 site

How big

€94,339total assets 2025

Equity: €37,561
Profit: €35,561

Turnover not published (abridged schema)

Financially healthy?

92 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Who decides

Accounts 35 d early0 of 1 deed read

Why 92- Founded in 2025+ Sector Investigation and security activities (NACE 80)+ Liquidity: current ratio 0.65, cash €20,635+ Figures for FY 2025 (filed 26-06-2026)Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Better than 67% of its sector peers (all companies)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 65

equity 39.8% of total assets

Liquidity 46

short-term debt 60.2% · cash 21.9%

Profitability 100

return on assets 37.7%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (472 companies)

Last 3 months 08-2026: 0.2%lowest value 09-2026: 0.2%▲ +3.9% vs 08-2026 10-2026: 0.2%▲ +2.5% vs 09-2026highest value

Sector Investigation and security activities (NACE 80) lowers the probability
Liquidity: current ratio 0.65, cash €20,635 lowers the probability
Founded in 2025 raises the probability for this profile
Figures for FY 2025 (filed 26-06-2026) lowers the probability

Credit up to €3,000 at 30 days acceptable

Liquidity short (current ratio 0.65; short-term debt: 60.2% and cash: 21.9% of total assets), and 60.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (all companies). Better than this share of them on solvency 54%, liquidity 51%, profitability 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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