Financials
- Fiscal year
- 2025
- Total assets
- €164,758
- Profit
- €33,604
- Solvency
- 71.3%
Total assets▲ 45.8%
Net result
20242025
VM LETTRAGE
ActiveSummary
VM LETTRAGE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117,421 and a net result of €33,604. Its solvency ranks better than 70% of 1082 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Pre-press and pre-media services
NACE 18130
1 site
Size
€164,758total assets 2025
- Equity
- €117,421
- Profit
- €33,604
Turnover not published (abridged schema)
Structure
Accounts filed 25 d late0 of 1 deed read
Why 71- Founded in 2023- Size: total assets €164,758- Latest accounts 25 days late; 1 of the last 3 late+ Liquidity: current ratio 3.39, cash €36,739Show the evidence
Checked score
Score 2025
71
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 76% of its sector peers (NACE 18, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
96-3
equity 71.3% of total assets
Liquidity
68+17
short-term debt 25.6% · cash 22.3%
Profitability
94-6
return on assets 20.4%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 1.8%
02-2025: 1.8%● 0.0% vs 01-2025
03-2025: 1.8%▲ +4.8% vs 02-2025
04-2025: 2.2%▲ +16.9% vs 03-2025
05-2025: 2.3%▲ +5.7% vs 04-2025
06-2025: 2.5%▲ +10.4% vs 05-2025
07-2025: 2.8%▲ +10.5% vs 06-2025
08-2025: 2.8%● 0.0% vs 07-2025
09-2025: 2.7%▼ -1.4% vs 08-2025
10-2025: 2.7%▼ -1.1% vs 09-2025
11-2025: 2.5%▼ -6.1% vs 10-2025
12-2025: 2.7%▲ +4.5% vs 11-2025
01-2026: 2.7%▲ +0.8% vs 12-2025
02-2026: 2.7%● 0.0% vs 01-2026
03-2026: 2.7%▼ -0.5% vs 02-2026
04-2026: 2.7%▲ +2.0% vs 03-2026
05-2026: 2.7%▲ +0.6% vs 04-2026
06-2026: 2.7%▼ -0.2% vs 05-2026
07-2026: 2.8%▲ +3.6% vs 06-2026
08-2026: 3.3%▲ +15.1% vs 07-2026highest value
09-2026: 0.7%▼ -78.9% vs 08-2026lowest value
10-2026: 0.7%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 3.39, cash €36,739 lowers the probability
- Founded in 2023 raises the probability for this profile
- Size: total assets €164,758 raises the probability for this profile
- Latest accounts 25 days late; 1 of the last 3 late raises the probability
Credit up to €8,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.39 against 4.34 in 2024; short-term debt: 25.6% and cash: 22.3% of total assets), and 28.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 18, micro). Better than this share of them on solvency 72%, liquidity 64%, profitability 85%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €100,000Eq €117,421 ▲40.1%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
- 25-08-2026Annual accounts filed
- 31-12-2025Equity above €100,000
- 06-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Pre-press and pre-media servicesNACE 18130
- Founded
- 19-12-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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