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VM CONSULT

Active
Private limited companyfounded 20242 yrs activeClos Albert Delaive 15, 4800 Verviers, BelgiumKBO/BCE: BE 1004.657.011
Summary

VM CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35k and a net result of €35k. Its solvency ranks better than 81% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 5.48; short-term debt: 13.4% and cash: 71.5% of total assets), and 16% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
42 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VM CONSULT was incorporated on 15 January 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€35k
Total assets
€42k
Net result
€35k
Working capital
€25k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €42k
Fixed assets €11k
Current assets €31k
Equity and liabilities €42k
Equity €35k
Debt €7k
Debt finances 16.0% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€51k
Cash flow
€40k
Current ratio
5.48
Debt to equity
0.19
ROE
100.0%
ROA
84.0%
Interest coverage
1323.17
Debt ≤ 1 year
€6k
Income taxes
€11k
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 30 lines
Balance sheet Code2024
Assets
Total assets20/58€42k
Fixed assets21/28€11k
Tangible fixed assets22/27€11k
Furniture and vehicles24€11k
Current assets29/58€31k
Cash at bank and in hand54/58€30k
Deferred charges and accrued income490/1€712
Equity and liabilities
Total equity and liabilities10/49€42k
Equity10/15€35k
Contributions10/11€1
Profit (loss) carried forward14€35k
Amounts payable17/49€7k
Amounts payable within one year42/48€6k
Trade debts44€90
Suppliers440/4€90
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Accrued charges and deferred income492/3€1k
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Gross operating margin9900€51k
Operating profit (loss)9901€46k
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€38
Recurring financial charges65€38
Profit (loss) for the period before taxes9903€46k
Income taxes67/77€11k
Profit (loss) for the period9904€35k
Profit (loss) for the period to be appropriated9905€35k
Appropriation of the result
Profit (loss) to be appropriated9906€35k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Gross operating margin9900€51k
Operating profit (loss)9901€46k
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€38
Recurring financial charges65€38
Profit (loss) for the period before taxes9903€46k
Income taxes67/77€11k
Profit (loss) for the period9904€35k
Profit (loss) for the period to be appropriated9905€35k
Line2024
Assets
Total assets20/58€42k
Fixed assets21/28€11k
Tangible fixed assets22/27€11k
Furniture and vehicles24€11k
Current assets29/58€31k
Cash at bank and in hand54/58€30k
Deferred charges and accrued income490/1€712
Equity and liabilities
Total equity and liabilities10/49€42k
Equity10/15€35k
Contributions10/11€1
Profit (loss) carried forward14€35k
Amounts payable17/49€7k
Amounts payable within one year42/48€6k
Trade debts44€90
Suppliers440/4€90
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Accrued charges and deferred income492/3€1k
Line2024
Profit (loss) for the period9904€35k
+ Depreciation and write-downs630€5k
Operating cash flow (approximation)€40k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
19-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
717 m²
Building footprint
111 m²
Volume, LiDAR
737 m³
Parcel 63043B0210/00S002, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VM CONSULT
Clos Albert Delaive 15, 4800 VerviersOther activities auxiliary to financial services, excluding insurance and pension funding
since 20242.354.138.530
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63043B0210/00S002 Wallonia 717 m² 1 · 111 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 35,651 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
66199Other activities auxiliary to financial services, excluding insurance and pension funding
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.