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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of VM-19 is 2.9% (moderate). The 2024 annual accounts show equity of €17k and a net result of €17k. Its solvency ranks better than 37% of 11080 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Trust signals
3 signalsYoung company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.9%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€17k
Working capital€17k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 22-10-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 29.8% | 40.9% | |
| Net result | €17k | €11k | |
| Equity | €17k | €34k | |
| Gross operating margin | €22k | €35k | |
| Total assets | €57k | €93k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €17k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €57k |
| Equity | €17k |
| Debt | €40k |
| of which ≤ 1y | €40k |
| of which > 1y | - |
| Working capital | €17k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.43 |
| Quick ratio | 1.43 |
| Working capital ratio | 29.8% |
| Solvency | 29.8% |
| Debt / equity | 2.35 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 29.8% |
| ROE | 100.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €57k |
| Current assets | 29/58 | €57k |
| Amounts receivable within one year | 40/41 | €53k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €57k |
| Equity | 10/15 | €17k |
| Accumulated profits (losses) | 14 | €17k |
| Amounts payable | 17/49 | €40k |
| Amounts payable within one year | 42/48 | €40k |
| Trade debts payable within one year | 44 | €33k |
| Income statement | ||
| Gross operating margin | 9900 | €22k |
| Operating result | 9901 | €22k |
| Financial income | 75 | €923 |
| Financial charges | 65 | €12 |
| Result before taxes | 9903 | €23k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €17k |
| Result to be appropriated | 9905 | €17k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed70
/ 100
Healthy
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
Current28-07-2026 → present
Former directors (1)
-
Former- → 28-07-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
indexingNo insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Overige gespecialiseerde bouwactiviteiten, neg(43990) |
| Legal form | Private limited company(610) |
| Incorporation | 11-04-2024 |
| Status | Active |
| Postal code | 1731 |
Structure & network
Connections & network
2 connected companiesLinked via shared directors
viaPUTUREANU Nicusor Valentin · Director
→
viaPUTUREANU Nicusor Valentin · Director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationVM-19
since 20242.358.337.244
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area414 m²
Buildings1
Building footprint202 m²
Volume (LiDAR)2,215 m³
Tallest building12.9 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095C0073/00Y060 | Flanders | 414 m² | 1 · 202 m² | 12.9 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
0 events from the State Gazette
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
1 verified actWhat every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
2026
05-08-2026
General meeting · Director resignation · Director appointment
- General meeting , 2026-07-28
- Director resignation, MIHAILA Emil Valentin (bestuurder)
- Director appointment, PUTUREANU Nicusor Valentin (bestuurder)
- Mandate compensation, PUTUREANU Nicusor Valentin
- Share transfer, MIHAILA Emil Valentin → PUTUREANU Nicusor Valentin
Analysis
Snowflake analysis
financial profile on 5 axes69
/ 100
Strong profile, led by profitability.
Health
70
Profitability
100
Solvency
56
Growth
50
Stability
67
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
| Legal nameNL | VM-19 |
Registered office
Hendrik De Kosterlaan 59 bus 202
1731 Asse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.