Skip to content

Vloerwerken Jef Deckers

Active
Private limited companyfounded 2015active for 10 yearsGevaertlaan 68, 2260 Westerlo, BelgiumKBO/BCE: BE 0644.828.779

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Vloerwerken Jef Deckers has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,600 and a net result of €28,180. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 19% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 23-12-2015 Normal situation
Activity
Floor and wall tiling NACE 43331and 1 other
Establishment unit
2.248.825.333 2260 Westerlo, since 23-12-2015
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • Deckers JefDirector · since 21-12-2020

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€44,288
▲ 3.8%
Turnover
≈ €260,000
estimated
Profit
€28,180
▲ 1.4%
Equity
€18,600
=
Total assets
€114,336
▼ 2.1%
Filed on 19-04-2026, 103 days before the deadlinePDF
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €18,600 (16.3% of total assets)lowers riskLiquidity: current ratio 1.08, cash €53,696Founded in 2015Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 41=
equity 16.3% of total assets
Liquidity 59-2
short-term debt 75.3% · cash 47.0%
Profitability 100+2
return on assets 24.6%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.4%▼ -0.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.3%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.08 (1.09 in 2024), below the usual 1.5. Short-term debt is 75.3% and cash 47% of total assets. 83.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 18% of them on solvency, 57% on liquidity, 85% on profitability and 34% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Liquidity: current ratio 1.08, cash €53,696
NBB · annual accounts
raises risk · Equity €18,600 (16.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34902 sector peers (2025).
NBB · sector comparison
Position among 34902 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-04-2026, 103 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
103 days early
2024
22 days early
2023
35 days early
2022
18 days early
2021
24 days early
2020
5 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 81% of companies in specialised constructionsector median 46.7% · 34,902 companies 16.3% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as Vloerwerken Jef Deckers: floor and wall tiling (NACE 43331). They are comparable in size and age: total assets between €96,400 and €143,000, founded between 2015 and 2017.

CompanyTotal assetsGross margin
Vloerwerken Jef Deckers Westerlo€114,336€44,288
ERWIN SEGERS Duffel€115,785€42,644
PAXIA Drogenbos€111,807€37,074
Gio-Project Vilvoorde€101,510€40,417
VLOEREN OLIVIER Torhout€96,444€50,592
BEGA Vloer- en tegelwerken Wuustwezel€143,173€50,119
Hannes Yannick Balen€97,463€58,059
Full comparison

Documents

Annual accounts at the NBB

All 10 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Vloerwerken Jef Deckers

What is the company number of Vloerwerken Jef Deckers?
The company number of Vloerwerken Jef Deckers is 0644.828.779. The VAT number is the same number with BE in front: BE 0644.828.779.
Where is Vloerwerken Jef Deckers based?
The registered office is at Gevaertlaan 68, 2260 Westerlo.Company details
What does Vloerwerken Jef Deckers do?
According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
What is the legal form of Vloerwerken Jef Deckers?
The legal form of Vloerwerken Jef Deckers is Private limited company (BV).
When was Vloerwerken Jef Deckers founded?
Vloerwerken Jef Deckers was founded on 23-12-2015.
Is Vloerwerken Jef Deckers still active?
Yes, Vloerwerken Jef Deckers is an active enterprise in the KBO register.
What is the turnover of Vloerwerken Jef Deckers?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €44,288 and 87 comparable companies (NACE 433). It probably lies between €180,000 and €450,000.Financials
Is Vloerwerken Jef Deckers profitable?
In financial year 2025, Vloerwerken Jef Deckers made a profit of €28,180.
Where can I find the annual accounts of Vloerwerken Jef Deckers?
Vloerwerken Jef Deckers filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Vloerwerken Jef Deckers due?
Vloerwerken Jef Deckers must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.