VLOEBI
ActiveSummary
The computed 12-month bankruptcy probability of VLOEBI is 2.7% (moderate). For VLOEBI, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €80,245 and a net result of €10,194. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 24615 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability59▼-34
Solvency81▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
55.5%
Return on assets
7.1%
Age of the figures
36 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
30-09-2024 close30-04-2025 deadline27-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 29-04-2024, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
1 d early
2022
2 d early
2021
306 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 101 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€80,245▲ 14.6%
2022 · €70,051
Total assets
€144,548▲ 28.9%
2022 · €112,161
Net result
€10,194▼ 53.1%
2022 · €21,723
Working capital
€109,445▲ 58.0%
2022 · €69,248
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202120222023
Operating result€58,204-€26,814▼ 53.9%€20,000▼ 25.4%
Net result€45,663-€21,723▼ 52.4%€10,194▼ 53.1%
Equity€48,329-€70,051▲ 44.9%€80,245▲ 14.6%
Total assets€125,044-€112,161▼ 10.3%€144,548▲ 28.9%
Debt€76,715-€42,110▼ 45.1%€64,303▲ 52.7%
Working capital€46,692-€69,248▲ 48.3%€109,445▲ 58.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2023 is 25% below 2022 and is the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €144,548
Fixed assets
€800 ▼ 0.5%
Current assets
€143,748 ▲ 29.1%
Equity and liabilities €144,548
Equity
€80,245 ▲ 14.6%
Debt
€64,303 ▲ 52.7%
Debt's share of the balance-sheet total rises from 37.5% to 44.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20,804▼
2022 · €27,647
Cash flow
€10,997▼
2022 · €22,556
Current ratio
4.19▲
2022 · 2.64
Quick ratio
0.10▼
2022 · 0.17
Debt to equity
0.80▲
2022 · 0.60
ROE
12.7%▼
2022 · 31.0%
ROA
7.1%▼
2022 · 19.4%
Interest coverage
3.82▼
2022 · 39.56
Debt ≤ 1 year
€34,303▼
2022 · €42,110
Debt > 1 year
€30,000
Income taxes
€4,358▼
2022 · €5,445
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €863 | €833 | €804 | ▼ 3.6% |
| Other operating charges640/8 | - | €1,133 | - | - |
| Gross operating margin9900 | €59,067 | €28,781 | €20,804 | ▼ 27.7% |
| Operating profit (loss)9901 | €58,204 | €26,814 | €20,000 | ▼ 25.4% |
| Financial income75/76B | €0 | €1,052 | - | - |
| Recurring financial income75 | €0 | €1,052 | - | - |
| Financial charges65/66B | €1,003 | €699 | €5,449 | ▲ 680% |
| Recurring financial charges65 | €1,003 | €699 | €5,449 | ▲ 680% |
| Profit (loss) for the period before taxes9903 | €57,201 | €27,168 | €14,551 | ▼ 46.4% |
| Income taxes67/77 | €11,538 | €5,445 | €4,358 | ▼ 20.0% |
| Profit (loss) for the period9904 | €45,663 | €21,723 | €10,194 | ▼ 53.1% |
| Profit (loss) for the period to be appropriated9905 | €45,663 | €21,723 | €10,194 | ▼ 53.1% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €125,044 | €112,161 | €144,548 | ▲ 28.9% |
| Fixed assets21/28 | €1,637 | €804 | €800 | ▼ 0.5% |
| Tangible fixed assets22/27 | €1,637 | €804 | €0 | ▼ 100% |
| Furniture and vehicles24 | €1,637 | €804 | €0 | ▼ 100% |
| Financial fixed assets28 | - | - | €800 | - |
| Current assets29/58 | €123,407 | €111,358 | €143,748 | ▲ 29.1% |
| Stocks and contracts in progress3 | €73,727 | €104,045 | €140,432 | ▲ 35.0% |
| Stocks30/36 | €73,727 | €104,045 | €140,432 | ▲ 35.0% |
| Amounts receivable within one year40/41 | €48,485 | €7,254 | €2,852 | ▼ 60.7% |
| Trade receivables40 | €48,485 | €7,254 | €2,852 | ▼ 60.7% |
| Cash at bank and in hand54/58 | €1,195 | €58 | €464 | ▲ 699% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €125,044 | €112,161 | €144,548 | ▲ 28.9% |
| Equity10/15 | €48,329 | €70,051 | €80,245 | ▲ 14.6% |
| Contributions10/11 | €2,666 | €2,666 | €2,666 | = |
| Reserves13 | €45,663 | €67,385 | €77,579 | ▲ 15.1% |
| Distributable reserves133 | €45,663 | €67,385 | €77,579 | ▲ 15.1% |
| Amounts payable17/49 | €76,715 | €42,110 | €64,303 | ▲ 52.7% |
| Amounts payable after more than one year17 | - | - | €30,000 | - |
| Financial debts170/4 | - | - | €30,000 | - |
| Amounts payable within one year42/48 | €76,715 | €42,110 | €34,303 | ▼ 18.5% |
| Current portion of amounts payable after more than one year42 | - | - | €10,000 | - |
| Financial debts43 | €2,365 | - | - | - |
| Credit institutions430/8 | €2,365 | - | - | - |
| Trade debts44 | €43,946 | €5,769 | €9,447 | ▲ 63.8% |
| Suppliers440/4 | €43,946 | €5,769 | €9,447 | ▲ 63.8% |
| Taxes, remuneration and social security45 | €15,351 | €22,759 | €6,549 | ▼ 71.2% |
| Taxes450/3 | €15,351 | €22,759 | €6,549 | ▼ 71.2% |
| Other amounts payable47/48 | €15,052 | €13,582 | €8,307 | ▼ 38.8% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,663 | €21,723 | €10,194 | ▼ 53.1% |
| + Depreciation and write-downs630 | €863 | €833 | €804 | ▼ 3.6% |
| Operating cash flow (approximation) | €46,526 | €22,556 | €10,997 | ▼ 51.2% |
| Investment in fixed assets (approximation) | - | €0 | -€800 | - |
| Change in cash | - | -€1,137 | €406 | ▲ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €10,194 ▼53.1%
Net result drops to €10,194, the lowest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
02-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 306 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2020
Ground area
986 m²
Building footprint
174 m²
Volume, LiDAR
758 m³
Parcel 24006B0291/00P000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VLOEBI
since 20202.308.052.147
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006B0291/00P000 | Flanders | 985 m² | 1 · 174 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,336 companies in sector 47251 we hold annual accounts for 422. 315 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-07-2020
Fiscal year end30-09
Activities, NACEBEL 2025
47251Retail sale of wines and spirits
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0750656175
Also
9925:BE0750656175
Registered
02-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.