VLINDERTIJD
ActiveVLINDERTIJD has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €-175. Its solvency ranks better than 26% of 16459 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability47
Solvency55
Growth-
Track record85
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 29.35; short-term debt: 0.4% and cash: 3.5% of total assets), but 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€37k
Total assets
€124k
Net result
€-175
Working capital
€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €124k
Fixed assets
€109k
Current assets
€15k
Equity and liabilities €124k
Equity
€37k
Debt
€87k
Debt finances 70.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€13k
Cash flow
€9k
Solvency
29.8%
Current ratio
29.35
Quick ratio
28.00
Debt / equity
2.35
ROE
-0.5%
ROA
-0.1%
Interest coverage
3.46
Debt
€87k
Debt ≤ 1 year
€507
Debt > 1 year
€87k
Income taxes
€838
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€124k
Fixed assets21/28€109k
Tangible fixed assets22/27€109k
Land and buildings22€107k
Plant, machinery and equipment23€1k
Furniture and vehicles24€1k
Current assets29/58€15k
Stocks and contracts in progress3€688
Stocks30/36€688
Amounts receivable within one year40/41€9k
Trade receivables40€8k
Other amounts receivable41€830
Cash at bank and in hand54/58€4k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€124k
Equity10/15€37k
Contributions10/11€19k
Reserves13€18k
Distributable reserves133€18k
Amounts payable17/49€87k
Amounts payable after more than one year17€87k
Financial debts170/4€87k
Amounts payable within one year42/48€507
Trade debts44€148
Suppliers440/4€148
Taxes, remuneration and social security45€359
Taxes450/3€359
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k
Other operating charges640/8€2k
Gross operating margin9900€15k
Operating profit (loss)9901€4k
Financial income75/76B€10
Recurring financial income75€10
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€663
Income taxes67/77€838
Profit (loss) for the period9904€-175
Profit (loss) for the period to be appropriated9905€-175
Appropriation of the result
Profit (loss) to be appropriated9906€-175
Transfer from equity791/2€175
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leenstraat 308870 IzegemGround area
1,354 m²
Building footprint
236 m²
Volume, LiDAR
657 m³
2 parcels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VLINDERTIJD
since 20172.265.690.564
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D0746/00Y002 | Flanders | 1,202 m² | 1 · 172 m² | 0.5 m |
| 36008A0670/00F000 | Flanders | 153 m² | 1 · 64 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 144 EUR awarded · 144 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 144 EUR | 144 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 10,454 companies in sector 86995 we hold annual accounts for 885. 645 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2017
Fiscal year end31-12
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
85599Other education
86904Human health activities
86931Psychology services
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.