From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
VLAR Finance is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €103,442 and a net result of €1.1m. Its solvency ranks better than 11% of 1,850 sector peers (NACE 66, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 27-03-2023 Normal situation
- Legal form
- Private limited company
- Registered office
- Beverestraat 39, 9700 Oudenaarde
- Activity
- Agents and brokers in banking services NACE 66191and 1 other
- Establishment units
- 3 establishment units
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Board and ownership
Board
- AxelleonManaging director · permanent representative VAN VAERENBERGH Guy
- BardiManaging director · permanent representative DEKIMPE Wim Georges Norbert
- DAILY PLANETDirector · since 24-03-2023 · permanent representative TRATSAERT Tom
- De WeynsDirector · since 24-03-2023 · permanent representative DUTRANOIT Kaat
Shareholders
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €1.1m
- ▲ 130%
- Equity
- €103,442
- ▲ 3.4%
- Total assets
- €2.9m
- ▲ 26.2%
- Staff
- 7.8 FTE
- ▼ 4.9%
Net result +130%: other schema2025 accounts filed 12 days after the deadline
Filed on 12-08-2026at the National Bank
Signalsraises riskWeak solvency compared with the sector2025 accounts filed 12 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 1850 sector peers (2025).
NBB · sector comparisonPosition among 1850 sector peers
Solvency
better than 11%
← weakest
strongest →
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
12 days late
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 6 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 12-08-2026
- Annual accounts 2024filed on 31-07-2025
Acts in the Belgian Official Gazette
- Registered officeact of 12-09-2024
- Incorporationact of 29-03-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about VLAR Finance
- What is the company number of VLAR Finance?
- The company number of VLAR Finance is 0799.969.490. The VAT number is the same number with BE in front: BE 0799.969.490.
- Where is VLAR Finance based?
- The registered office is at Beverestraat 39, 9700 Oudenaarde.Company details
- What does VLAR Finance do?
- According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
- What is the legal form of VLAR Finance?
- The legal form of VLAR Finance is Private limited company (BV).
- When was VLAR Finance founded?
- VLAR Finance was founded on 27-03-2023.
- Is VLAR Finance still active?
- Yes, VLAR Finance is an active enterprise in the KBO register.
- How many employees does VLAR Finance have?
- VLAR Finance had an average of 7.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of VLAR Finance?
- The turnover in financial year 2025 is ≈ €3.4m. This figure is estimated from the gross margin of €2.0m and 1,586 comparable companies of the same size. It probably lies between €2.3m and €5.6m. It is a rough estimate.
- Is VLAR Finance profitable?
- In financial year 2025, VLAR Finance made a profit of €1.1m.
- Where can I find the annual accounts of VLAR Finance?
- VLAR Finance filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of VLAR Finance due?
- VLAR Finance must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Companies linked to VLAR Finance
Comparable companies
These companies have the same main activity as VLAR Finance: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €2.7m and €3.4m, founded in 2023.
| Company | Total assets | Gross margin |
|---|---|---|
| VLAR Finance Oudenaarde | €2.9m | €2.0m |
| Antwerpen Zuid Finance Antwerpen | €3.0m | €1.8m |
| VILLION Londerzeel | €3.3m | €1.7m |
| FinSoul Destelbergen | €3.2m | €2.0m |
| DC Fin Maldegem | €2.7m | €1.6m |
| REGIO TIELT CONNECT Tielt | €3.4m | €2.1m |
| STEDAFIN Londerzeel | €3.1m | €2.0m |
Next steps
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