VLACOFI
ActiveVLACOFI has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €810. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-14
Solvency100▲+30
Growth68▲+16
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.49 against 1.94 in 2024; short-term debt: 18% and cash: 71.7% of total assets), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
144 d late
2023
8 d late
2022
85 d late
2021
21 d late
2020
5 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€35k▲ 23.3%
2024 · €29k
2024: €29k
2024 → 2025
EBIT margin
7.9%▼ 8.9pp
2024 · 16.8%
2024: 16.8%
2024 → 2025
Net result
€810▼ 69.2%
2024 · €3k
2019: €7k
2020: €5k
2021: €207
2022: €-2k
2023: €713
2024: €3k
2019 → 2025
Working capital
€26k▲ 3.8%
2024 · €25k
2019: €4k
2020: €16k
2021: €21k
2022: €21k
2023: €22k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€29k€35k▲ 23.3%
Equity€21k-€20k▼ 7.5%€20k▲ 3.6%€23k▲ 12.8%€24k▲ 3.5%
Operating result€3k-€-974€2k€5k▲ 164%€3k▼ 41.7%
Net result€207-€-2k€713€3k▲ 269%€810▼ 69.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€369▼ 20.0%
Current assets
€31k▼ 38.4%
Equity and liabilities €32k
Equity
€24k▲ 3.5%
Debt
€8k▼ 72.1%
The debt ratio falls from 55.2% to 24.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €5k
Cash flow
€902▼
2024 · €3k
Solvency
75.1%▲
2024 · 44.8%
Current ratio
5.49▲
2024 · 1.94
Quick ratio
5.49▲
2024 · 1.94
Debt / equity
0.33▼
2024 · 1.23
ROE
3.4%▼
2024 · 11.4%
ROA
2.5%▼
2024 · 5.1%
Interest coverage
38.52▼
2024 · 75.28
Debt
€8k▼
2024 · €28k
Debt ≤ 1 year
€6k▼
2024 · €26k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€32k▼
Fixed assets21/28€461€369▼
Tangible fixed assets22/27€461€369▼
Furniture and vehicles24€461€369▼
Current assets29/58€51k€31k▼
Amounts receivable within one year40/41€1k€7k▲
Trade receivables40€1k€7k▲
Other amounts receivable41€75€49▼
Cash at bank and in hand54/58€48k€23k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€52k€32k▼
Equity10/15€23k€24k▲
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Profit (loss) carried forward14€11k€12k▲
Amounts payable17/49€28k€8k▼
Amounts payable within one year42/48€26k€6k▼
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€23k€750▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Turnover70€29k€35k▲
Non-recurring operating income76A€35k-
Goods, raw materials, services and sundry goods60/61-€30k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92€92=
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€39-
Gross operating margin9900€6k€5k▼
Operating profit (loss)9901€5k€3k▼
Financial income75/76B€83€206▲
Recurring financial income75€83€206▲
Financial charges65/66B€65€75▲
Recurring financial charges65€65€75▲
Profit (loss) for the period before taxes9903€5k€3k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€3k€810▼
Profit (loss) for the period to be appropriated9905€3k€810▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€12k▲
Profit (loss) brought forward from the previous period14P€8k€11k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 5.49
Current ratio from 1.94 to 5.49; short-term debt falls from €26k to €6k.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 144 days late
2024
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
30-06
Financial
Back to profitnet €713
Net result €713 after one loss-making year.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
2022
30-06
Financial
Weakest financial yearnet €-2k ▼874%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heren van Witthemlaan 21650 BeerselGround area
689 m²
Building footprint
128 m²
Volume, LiDAR
852 m³
Parcel 23003A0439/00R000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heren van Witthemlaan 2, 1650 Beersel
since 20162.253.894.077
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003A0439/00R000 | Flanders | 689 m² | 1 · 128 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 631 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2016
Fiscal year end30-06
Activities, NACEBEL
69201Accountants
69209Other tax advisory services
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.