Summary
VL-I is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4,244 and a net result of €3,244. Its solvency ranks better than 20% of 8102 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8102 sector peers (2025).
NBB · sector comparisonPosition among 8102 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€4,244
Net result
€3,244
Total assets
€28,555
Solvency
14.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €28,555
Equity
€4,244
Debt
€24,311
Debt finances 85.1% of the balance-sheet total.
Key figures and ratios
ROE
76.4%
ROA
11.4%
Debt ≤ 1 year
€24,134
Income taxes
€2,526
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €1,559 |
| Gross operating margin9900 | €9,699 |
| Operating profit (loss)9901 | €8,140 |
| Financial income75/76B | €2 |
| Recurring financial income75 | €2 |
| Financial charges65/66B | €2,372 |
| Recurring financial charges65 | €2,372 |
| Profit (loss) for the period before taxes9903 | €5,770 |
| Income taxes67/77 | €2,526 |
| Profit (loss) for the period9904 | €3,244 |
| Profit (loss) for the period to be appropriated9905 | €3,244 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €28,555 | |
| Current assets29/58 | €28,555 | |
| Amounts receivable within one year40/41 | €419 | |
| Trade receivables40 | €2 | |
| Other amounts receivable41 | €417 | |
| Cash at bank and in hand54/58 | €27,753 | |
| Deferred charges and accrued income490/1 | €383 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €28,555 | |
| Equity10/15 | €4,244 | |
| Contributions10/11 | €1,000 | |
| Reserves13 | €3,244 | |
| Distributable reserves133 | €3,244 | |
| Amounts payable17/49 | €24,311 | |
| Amounts payable within one year42/48 | €24,134 | |
| Trade debts44 | €3,631 | |
| Suppliers440/4 | €3,631 | |
| Taxes, remuneration and social security45 | €10,975 | |
| Taxes450/3 | €10,975 | |
| Other amounts payable47/48 | €9,528 | |
| Accrued charges and deferred income492/3 | €177 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €3,244 |
| Operating cash flow (approximation) | €3,244 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2024
Ground area
3,262 m²
Building footprint
65 m²
Parcel 13048D0761/00Y008, Flanders. Linked by address, not a title deed.
1 establishment unit
VL-I
since 20242.364.673.918
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048D0761/00Y008 | Flanders | 3,261 m² | 1 · 65 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 2,920 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:1014342262
Also
9925:BE1014342262
Registered
04-06-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.