VL Bouw Team

Active

Private limited companyfounded 2006active for 20 yearsRechtstraat 266, 9160 Lokeren, BelgiumKBO/BCE: BE 0883.456.402

Summary

VL Bouw Team has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161,270 and a net result of -€54,121. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 71% of 9,327 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

VL Bouw TeamActiveChecked score 91/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€257,686total assets 2025

Staff: 1 FTE
Equity: €161,270
Loss: -€54,121

Turnover not published (abbreviated or micro format)

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

VERLEE Luc Maurice RomanieDirector

2025 accounts on time1 of 3 deeds summarised

Why 91raises riskLoss of €54,121, the second in a row (financial year 2025)Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 3.02, cash €224,479Equity €161,270 (62.6% of total assets)Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 46% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 88+2

equity 62.6% of total assets

Liquidity 87+4

short-term debt 31.2% · cash 87.1%

Profitability 0=

return on assets -21.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.2 percentage points vs 04-2025 06-2025: 0.3%▼ -0.1 percentage points vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.2%▼ -0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026highest value 06-2026: 0.2%▼ -0.2 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026lowest value

Credit of up to €14,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.02, compared with 2.53 in 2024, above the usual 1.5; short-term debt: 31.2% and cash: 87.1% of total assets), and 37.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 72% on solvency, 88% on liquidity, 5% on profitability and 17% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 3.02, cash €224,479

NBB · annual accounts

Loss of €54,121, the second in a row (financial year 2025)

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Equity €161,270 (62.6% of total assets)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year -€54,121

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

1 day early

2022

2 days early

2021

9 days early

2020

on the day

2019

14 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end28-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-04-2026 Annual accounts filedfinancial year 2025 · micro…
30-04-2025 Annual accounts filedfinancial year 2024 · abbreviated…
30-09-2024 Weakest financial yearnet -€80,773

Key points

Caution: Among the weakest 5% on net resultsector median €8,523 · 9,317 companies -€54,121 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€54,121 View
Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
Caution: Equity fell in 2025from €215,391 to €161,270 ▼ 25.1% View

By topic

Financials

Financial year: 2025
Total assets: €257,686
Loss: -€54,121
Solvency: 62.6%

Total assets▼ 27.6%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member

VERLEE Luc Maurice RomanieDirector

Go to Board & ownership

Timeline

Events: 22
Since: 2008
Next accounts: by 30-04-2027

29-04-2024Annual accounts filed
30-09-2023Highest result from 2019 to 2025
13-06-2023Resignation: VERLEE Luc Maurice Romanie (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 12-09-2006
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Purpose: “Het aannemen en uitvoeren van alle werken in de bouwsector, de bouw en verbouwing, aan- en…” (deed in Dutch)

Go to Articles of association

Key facts about VL Bouw Team

What is the company number of VL Bouw Team?: 0883.456.402. In Belgium the VAT number is the company number with BE in front: BE 0883.456.402.
Where is VL Bouw Team based?: The registered office is at Rechtstraat 266, 9160 Lokeren.Company details
What does VL Bouw Team do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of VL Bouw Team?: Private limited company (BV).
When was VL Bouw Team founded?: On 12-09-2006.
Is VL Bouw Team still active?: Yes, VL Bouw Team is an active enterprise in the KBO register.
How many employees does VL Bouw Team have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VL Bouw Team?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VL Bouw Team profitable?: In financial year 2025, VL Bouw Team made a loss of €54,121.
Where can I find the annual accounts of VL Bouw Team?: VL Bouw Team filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VL Bouw Team due?: By 30-04-2027, for financial year 2026.Timeline