VKS-CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of VKS-CONSTRUCT is 2.2% (moderate). The 2025 annual accounts show equity of €64k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 92% of 7293 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.11 against 9.33 in 2024), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
-2.6%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
25 d early
2024
8 d early
2023
on the day
2022
1 d early
2021
on the day
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▼ 2.9%
2024 · €66k
2020: €43k
2021: €75k
2022: €88k
2023: €88k
2024: €66k
2020 → 2025
Total assets
€74k▼ 10.2%
2024 · €83k
2020: €61k
2021: €89k
2022: €95k
2023: €103k
2024: €83k
2020 → 2025
Net result
€-2k▲ 91.0%
2024 · €-22k
2020: €40k
2021: €32k
2022: €13k
2023: €21
2024: €-22k
2020 → 2025
Working capital
€52k▼ 11.4%
2024 · €59k
2020: €38k
2021: €54k
2022: €60k
2023: €73k
2024: €59k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€88k▲ 17.1%€88k=€66k▼ 24.7%€64k▼ 2.9%
Operating result€45k-€18k▼ 61.2%€-1k€-22k▼ 1,809%€1k
Net result€32k-€13k▼ 60.4%€21▼ 99.8%€-22k€-2k▲ 91.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€12k▼ 29.0%
Current assets
€62k▼ 5.4%
Equity and liabilities €74k
Equity
€64k▼ 2.9%
Debt
€10k▼ 38.8%
The debt ratio falls from 20.2% to 13.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€6k▲
2024 · €-17k
Cash flow
€3k▲
2024 · €-16k
Solvency
86.2%▲
2024 · 79.8%
Current ratio
6.11▼
2024 · 9.33
Quick ratio
6.11▼
2024 · 9.33
Debt / equity
0.16▼
2024 · 0.25
ROE
-3.0%▲
2024 · -32.8%
ROA
-2.6%▲
2024 · -26.2%
Interest coverage
2.04▲
2024 · -16.55
Debt
€10k▼
2024 · €17k
Debt ≤ 1 year
€10k▲
2024 · €7k
Income taxes
€179▲
2024 · €139
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€74k▼
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€17k€12k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€5k€2k▼
Current assets29/58€66k€62k▼
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Amounts receivable within one year40/41€25k€19k▼
Trade receivables40€20k€18k▼
Other amounts receivable41€6k€1k▼
Cash at bank and in hand54/58€1€1k▲
Deferred charges and accrued income490/1€964€3k▲
Equity and liabilities
Total equity and liabilities10/49€83k€74k▼
Equity10/15€66k€64k▼
Contributions10/11€3k€3k=
Reserves13€85k€85k=
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€-22k€-24k▼
Amounts payable17/49€17k€10k▼
Amounts payable within one year42/48€7k€10k▲
Trade debts44€644€2k▲
Suppliers440/4€644€2k▲
Taxes, remuneration and social security45€6k€179▼
Taxes450/3€6k€179▼
Other amounts payable47/48-€8k
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Remuneration, social security and pensions62€694-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€2k€648▼
Gross operating margin9900€-14k€7k▲
Operating profit (loss)9901€-22k€1k▲
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€-22k€-2k▲
Income taxes67/77€139€179▲
Profit (loss) for the period9904€-22k€-2k▲
Profit (loss) for the period to be appropriated9905€-22k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-24k▼
Profit (loss) brought forward from the previous period14P-€-22k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-22k ▼105340%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity doublescurrent ratio 9.93
Current ratio from 4.86 to 9.93; short-term debt falls from €14k to €7k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2019
Ground area
467 m²
Building footprint
112 m²
Volume, LiDAR
817 m³
Parcel 71443F0379/00G002, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VKS-Construct
since 20192.297.372.249
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443F0379/00G002 | Flanders | 467 m² | 1 · 112 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RAAD EN DAAD
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P&I CONSTRUCT
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OK GROUP
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 13,047 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2019
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43211General electrical installation work
43212Electrical installation work in industrial facilities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.