VKM INSURANCE
ActiveSummary
The computed 12-month bankruptcy probability of VKM INSURANCE is 4.1% (elevated). The 2024 annual accounts show negative equity (-€564) and a net result of €12,085, of which €18,661 non-recurring income. Equity has been shrinking by about 49% per year since 2018. The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 11-03-2014 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.235.982.236 2960 Brecht, since 11-03-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 19-08-2025
Board and ownership
- Kempen MichelDirector · since 11-03-2014
- Van den Bergh MatthiasDirector · since 11-03-2014
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.1%
- Gross margin
- €19,521
- ▲ 71.6%
- Turnover
- ≈ €150,000
- estimated
- Profit
- €12,085
- Equity
- -€564
- ▲ 95.5%
- Total assets
- €27,053
- ▼ 10.7%
- Negative equity on 31-12-2024
- 2025 accounts not filed, 94 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 10-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 71 days late; 3 of the last 3 accounts latelowers riskSize: total assets €27,053Founded in 2014Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 14% of them on solvency, 8% on liquidity, 90% on profitability and 92% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 120 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Key points
- Risk: Negative equitydebts exceed assets in financial year 2024 -€564 View
Recent changes
- · Gazette deed Incorporation
Key facts about VKM INSURANCE
- What is the company number of VKM INSURANCE?
- The company number of VKM INSURANCE is 0547.943.496. The VAT number is the same number with BE in front: BE 0547.943.496.
- Where is VKM INSURANCE based?
- The registered office is at Sluisvijfbaan 8, 2960 Brecht.Company details
- What is the legal form of VKM INSURANCE?
- The legal form of VKM INSURANCE is Private limited company (pre-2019) (BVBA).
- When was VKM INSURANCE founded?
- VKM INSURANCE was founded on 11-03-2014.
- Is VKM INSURANCE still active?
- Yes, VKM INSURANCE is an active enterprise in the KBO register.
- What is the turnover of VKM INSURANCE?
- The turnover in financial year 2024 is ≈ €150,000. This figure is estimated from the gross margin of €19,521 and 6,321 comparable companies of the same size. It probably lies between €68,000 and €360,000. It is a rough estimate.Financials
- Is VKM INSURANCE profitable?
- In financial year 2024, VKM INSURANCE made a profit of €12,085.
- Where can I find the annual accounts of VKM INSURANCE?
- VKM INSURANCE filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
See how customers, suppliers and banks see your own company and what to improve first.