VK-TECHNIC
ActiveSummary
VK-TECHNIC has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,117) and a net result of -€8,617. Its solvency ranks better than 7% of 11,771 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-01-2025 Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyors NACE 71121and 4 others
- Establishment unit
- 2.369.658.827 9140 Temse, since 16-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 17-02-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €24,391
- Turnover
- ≈ €130,000
- estimated
- Loss
- €8,617
- Equity
- -€6,117
- Total assets
- €34,735
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€6,117lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €34,735Liquidity: current ratio 2.19, cash €16,853Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 7% of them on solvency, 71% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 10-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €5,448 |
| Depreciation and write-downs of the year | €549 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €549 |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €27,200 |
| Gross operating margin9900 | €24,391 |
| Operating profit (loss)9901 | -€3,359 |
| Financial charges65/66B | €55 |
| Recurring financial charges65 | €55 |
| Profit (loss) for the period before taxes9903 | -€3,413 |
| Income taxes67/77 | €5,204 |
| Profit (loss) for the period9904 | -€8,617 |
| Profit (loss) for the period to be appropriated9905 | -€8,617 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €34,735 | |
| Fixed assets21/28 | €4,899 | |
| Tangible fixed assets22/27 | €4,899 | |
| Furniture and vehicles24 | €3,280 | |
| Other tangible fixed assets26 | €1,619 | |
| Current assets29/58 | €29,836 | |
| Stocks and contracts in progress3 | €1,625 | |
| Stocks30/36 | €1,625 | |
| Amounts receivable within one year40/41 | €5,720 | |
| Trade receivables40 | €1,307 | |
| Other amounts receivable41 | €4,413 | |
| Cash at bank and in hand54/58 | €16,853 | |
| Deferred charges and accrued income490/1 | €5,639 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €34,735 | |
| Equity10/15 | -€6,117 | |
| Contributions10/11 | €2,500 | |
| Profit (loss) carried forward14 | -€8,617 | |
| Provisions and deferred taxes16 | €27,200 | |
| Provisions for liabilities and charges160/5 | €27,200 | |
| Other liabilities and charges164/5 | €27,200 | |
| Amounts payable17/49 | €13,652 | |
| Amounts payable within one year42/48 | €13,652 | |
| Trade debts44 | €1,695 | |
| Suppliers440/4 | €1,695 | |
| Taxes, remuneration and social security45 | €11,958 | |
| Taxes450/3 | €11,958 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€8,617 |
| + Depreciation and write-downs630 | €549 |
| Operating cash flow (approximation) | -€8,068 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,322 companies had the same profile as VK-TECHNIC has now. Two years later, 4.2% had gone bankrupt and 90.2% were still going.
- Micro
- under 2 years old
- negative equity
- a loss of 10% of the balance sheet or more
The bankruptcy probability of VK-TECHNIC itself is lower: 0.3% within 12 months. It rests on far more data about VK-TECHNIC than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for VK-TECHNIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 10-07-2026 | 2026-00276328 |
Board & ownership
Directors
Owners and capital
Shareholders
- VAN KERCHOVE Cédric Hector Erna 100 shares (100%) · €2,500 in cash
Capital transactions
- 20-01-2025 Incorporation · €2,500 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Herroepbaar ad nutum bij besluit algemene vergadering, niet-statutaire bestuurders”“Behalve wet of statuten aan algemene vergadering voorbehouden, iedere bestuurder vertegenwoordigt vennootschap jegens derden en in rechte…”
Articles of association, deed of 20-01-2025 (in Dutch)
Network & group
VK-TECHNIC shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of VK-TECHNIC. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
20-01
Gazette deed
IncorporationStarting capital €2,500 · Appointment: VAN KERCHOVE Cédric Hector Erna (director) · Board rule · Pre-incorporation commitments11 points ▸
- Other provision, “slot- en overgangsbepalingen uitwerking, comparant neemt eenparig volgende beslissingen” (deed in Dutch)
- Board rule, 1
- Director appointment, VAN KERCHOVE Cédric Hector Erna (director (not named in the articles))
- Other provision, “verklaring geen beletsel mandaat, niet getroffen door maatregel die zich verzet tegen uitoefening mandaat” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen, verplichtingen en activiteiten door comparant in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Registered office clause, “9140 Temse, Burggravestraat 48” (deed in Dutch)
- Incorporation, “VK-TECHNIC” (deed in Dutch)
- Founder, VAN KERCHOVE Cédric Hector Erna
- Founding capital, €2,500
- Bank account, “bijzondere rekening op naam van de vennootschap in oprichting, vóór de oprichting” (deed in Dutch)
- Other provision, “overeenkomstig de wet, financieel plan” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202524 activities
- Het verlenen van technische adviesdiensten op het gebied van engineering en technologie.
- Het aanbieden van ingenieursdiensten, inclusief het opstellen van technische rapporten, studies en ontwerpen voor diverse industriële en bouwgerelateerde projecten.
- Het uitvoeren van grondwerken, inclusief het graven, verplaatsen en egaliseren van grond voor bouwprojecten.
- Het uitvoeren van bouwrijp maken van terreinen, waaronder het ontbossen, egaliseren en voorbereiden van terreinen voor verdere ontwikkeling.
- Het uitvoeren van sloop- en afbraakwerken, inclusief de demontage van bestaande constructies en de afvoer van puin en afval.
- Het uitvoeren van installatiewerkzaamheden voor elektriciteits- en telecommunicatienetwerken.
- Het installeren van hoogspanningsnetten voor de distributie van elektriciteit.
- Het installeren van centrale verwarmingssystemen, airconditioning en andere klimaatregelingssystemen.
- Het installeren van elektriciteits-, gas- en waterleidingen in woningen en commerciële gebouwen.
- Het uitvoeren van isolatiewerkzaamheden, met name thermische isolatie van gebouwen.
- Het installeren van overige gebouwinstallaties die niet specifiek in andere categorieën vallen.
- Het uitvoeren van schilderwerken op gebouwen, zowel binnen- als buitenschilderwerk.
- Het afwerken van het interieur van gebouwen, inclusief stukwerk, vloerbedekking, afwerking van muren en plafonds.
- Het uitvoeren van andere gespecialiseerde bouwwerkzaamheden, zoals funderingen en renovaties.
- Het uitvoeren van bomenkap en bosbeheer, inclusief het verwijderen van bomen op bouwlocaties.
- Het ontwikkelen van onroerend goed, zowel voor woningbouw als commercieel vastgoed.
- Het uitvoeren van bouwprojecten voor woningen en appartementen.
- Het bouwen van commerciële en niet-residentiële gebouwen, inclusief kantoren, winkelcentra, fabrieken, enz.
- Het bouwen van gebouwen ten behoeve van de openbare sector, zoals scholen, ziekenhuizen en overheidsgebouwen.
- Het installeren van industriële machines en technische installaties in diverse sectoren.
- Het uitvoeren van onderhoud, herstellingen en het verlenen van diensten met betrekking tot machines en mechanische installaties.
- Het leveren van diensten voor de installatie en het onderhoud van mechanische apparatuur in de bouw- en industriële sectoren.
- Het uitvoeren van alle handelingen en diensten die verband houden met of bevorderlijk kunnen zijn voor de verwezenlijking van de bovenstaande doelstellingen.
- Dit behelst waar nodig en/of nuttig de aankoop, verkoop, verhuur, onderverhuur, leasing, renting, ontwerp, productie, handel, groothandel, herstelling, levering, plaatsing, montage, demontage, integratie, ontmanteling, vervoer, invoer, uitvoer, export, al dan niet in hoofdaanneming en/of onderaanneming en/of als tussenpersoon (opsomming ten exemplatieve en niet-limitatieve titel) van de voormelde activiteiten, diensten en goederen en van alle activiteiten, diensten en goederen die de vennootschap hiervoor nuttig en/of nodig acht.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1018.798.126
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 46008A0769/00G000 | Flanders | 859 m² | - | - |