VK LAW
ActiveVK LAW has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €6k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 65% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency95▼-3
Growth47▼-5
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 3.67 in 2024; short-term debt: 29.7% and cash: 19% of total assets), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
15.2%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-05-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€90k▼ 3.3%
2024 · €93k
2023: €88k
2024: €93k
2023 → 2025
EBIT margin
8.0%▼ 1.3pp
2024 · 9.3%
2023: 13.5%
2024: 9.3%
2023 → 2025
Net result
€6k▼ 33.1%
2024 · €8k
2023: €9k
2024: €8k
2023 → 2025
Working capital
€24k▲ 22.1%
2024 · €20k
2023: €12k
2024: €20k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€88k-€93k▲ 5.5%€90k▼ 3.3%
Equity€12k-€20k▲ 70.7%€25k▲ 27.7%
Operating result€12k-€9k▼ 27.4%€7k▼ 16.5%
Net result€9k-€8k▼ 4.8%€6k▼ 33.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€1k
Current assets
€35k
Equity and liabilities €36k
Equity
€25k▲ 27.7%
Debt
€11k▲ 44.1%
The debt ratio rises from 27.3% to 29.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k
Cash flow
€6k
Solvency
70.3%▼
2024 · 72.7%
Current ratio
3.26▼
2024 · 3.67
Quick ratio
3.26▼
2024 · 3.67
Debt / equity
0.42▲
2024 · 0.38
ROE
21.7%▼
2024 · 41.4%
ROA
15.2%▼
2024 · 30.1%
Interest coverage
49.02
Debt
€11k▲
2024 · €7k
Debt ≤ 1 year
€11k▲
2024 · €7k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€36k▲
Formation expenses20€0€0=
Fixed assets21/28€0€1k▲
Tangible fixed assets22/27€0€1k▲
Furniture and vehicles24-€1k
Other tangible fixed assets26€0-
Current assets29/58€27k€35k▲
Amounts receivable within one year40/41€14k€25k▲
Trade receivables40€6k€5k▼
Other amounts receivable41€8k€20k▲
Cash at bank and in hand54/58€10k€7k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€27k€36k▲
Equity10/15€20k€25k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€17k€22k▲
Amounts payable17/49€7k€11k▲
Amounts payable within one year42/48€7k€11k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Advances received on contracts in progress46€0€605▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€0€0=
Other amounts payable47/48€0€0=
Income statement
Code20242025
Turnover70€93k€90k▼
Goods, raw materials, services and sundry goods60/61€83k€79k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€118
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€-246▲
Other operating charges640/8€5k€7k▲
Gross operating margin9900€12k€14k▲
Operating profit (loss)9901€9k€7k▼
Financial income75/76B€2k€764▼
Recurring financial income75€428€764▲
Non-recurring financial income76B€2k-
Financial charges65/66B€81€150▲
Recurring financial charges65€81€150▲
Profit (loss) for the period before taxes9903€11k€8k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€8k€6k▼
Profit (loss) for the period to be appropriated9905€8k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€22k▲
Profit (loss) brought forward from the previous period14P€9k€17k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
Financial
Weakest financial yearnet €6k ▼33.1%
Net result drops to €6k, the lowest in the series.
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wolstraat 701000 BrusselGround area
2,342 m²
Building footprint
1,841 m²
Volume, LiDAR
64,043 m³
Parcel 21808H0901/00N000, Brussels · tallest building 42.2 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
VK LAW
since 20222.336.960.028
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H0901/00N000 | Brussels | 2,342 m² | 1 · 1,841 m² | 42.2 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,052 companies in sector 69101 we hold annual accounts for 9,053. 6,473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2022
Fiscal year end30-09
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vardges.khanjaryan@avocat.be
Phone:0483026727