VK-Gioia

Active

Private limited companyfounded 20241 yr activeBankveldstraat (GRE) 2, 9200 Dendermonde, BelgiumKBO/BCE: BE 1017.575.827

VK-Gioia has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €27k. Its solvency ranks better than 31% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

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Checked score

Score 2025

74 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency51

Growth-

Track record67

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.36; short-term debt: 73.6% and cash: 67.1% of total assets), and 73.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

26.4%

Return on assets

75.9%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

21 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€9k

Total assets

€35k

Net result

€27k

Working capital

€9k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €35k

26.4%

73.6%

Equity €9k

Debt €26k

Debt finances 73.6% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

26.4%

Current ratio

1.36

Quick ratio

1.36

Debt / equity

2.79

ROE

287.9%

ROA

75.9%

Debt

€26k

Debt ≤ 1 year

€26k

Income taxes

€3k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€35k

Current assets29/58€35k

Amounts receivable within one year40/41€12k

Other amounts receivable41€12k

Cash at bank and in hand54/58€24k

Equity and liabilities

Total equity and liabilities10/49€35k

Equity10/15€9k

Contributions10/11€3k

Reserves13€7k

Distributable reserves133€7k

Amounts payable17/49€26k

Amounts payable within one year42/48€26k

Financial debts43€28

Credit institutions430/8€28

Trade debts44€433

Suppliers440/4€433

Taxes, remuneration and social security45€5k

Taxes450/3€5k

Other amounts payable47/48€20k

Income statement Code2025

Other operating charges640/8€378

Gross operating margin9900€30k

Operating profit (loss)9901€30k

Financial income75/76B€613

Recurring financial income75€613

Financial charges65/66B€4

Recurring financial charges65€4

Profit (loss) for the period before taxes9903€30k

Income taxes67/77€3k

Profit (loss) for the period9904€27k

Profit (loss) for the period to be appropriated9905€27k

Appropriation of the result

Profit (loss) to be appropriated9906€27k

Transfer to equity691/2€7k

To the legal reserve6920€7k

Profit to be distributed694/7€20k

Return on contributions (dividend)694€20k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

10-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Dendermonde · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bankveldstraat (GRE) 29200 Dendermonde

Ground area

1,956 m²

Building footprint

232 m²

Volume, LiDAR

1,164 m³