VK Bati
ActiveThe computed 12-month bankruptcy probability of VK Bati is 2.4% (moderate). The 2025 annual accounts show equity of €11k and a net result of €354. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 34% of 27450 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-6
Solvency58▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.84 in 2024; short-term debt: 62.4% and cash: 14.4% of total assets), and 67.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
17 d late
2024
7 d early
2023
153 d late
2022
68 d late
2021
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€149k
EBIT margin
8.3%
Net result
€354▼ 84.7%
2024 · €2k
2021: €12k
2022: €-5k
2023: €-2k
2024: €2k
2021 → 2025
Working capital
€560
2024 · €-4k
2021: €6k
2022: €4k
2023: €-5k
2024: €-4k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€149k-
Equity€15k-€10k▼ 32.9%€8k▼ 22.7%€10k▲ 29.5%€11k▲ 3.5%
Operating result€12k-€-5k€-2k▲ 54.1%€10k€938▼ 90.1%
Net result€12k-€-5k€-2k▲ 53.8%€2k€354▼ 84.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€12k▼ 30.8%
Current assets
€21k▼ 6.9%
Equity and liabilities €32k
Equity
€11k▲ 3.5%
Debt
€22k▼ 24.5%
The debt ratio falls from 73.7% to 67.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €21k
Cash flow
€7k▼
2024 · €14k
Solvency
32.8%▲
2024 · 26.3%
Current ratio
1.03▲
2024 · 0.84
Quick ratio
1.03▲
2024 · 0.84
Debt / equity
2.05▼
2024 · 2.81
ROE
3.4%▼
2024 · 22.8%
ROA
1.1%▼
2024 · 6.0%
Interest coverage
50.72▲
2024 · 36.14
Debt
€22k▼
2024 · €29k
Debt ≤ 1 year
€20k▼
2024 · €26k
Income taxes
€1k▼
2024 · €7k
Staff costs
€68k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€32k▼
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€17k€12k▼
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€22k€21k▼
Amounts receivable within one year40/41€12k€8k▼
Trade receivables40€6k€5k▼
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€10k€5k▼
Deferred charges and accrued income490/1-€8k
Equity and liabilities
Total equity and liabilities10/49€39k€32k▼
Equity10/15€10k€11k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€7k€8k▲
Amounts payable17/49€29k€22k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€26k€20k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€9k€8k▼
Remuneration and social security454/9€8k€10k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€48k€68k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€6k▼
Other operating charges640/8€4k€628▼
Gross operating margin9900€72k€76k▲
Operating profit (loss)9901€10k€938▼
Financial income75/76B€324€652▲
Recurring financial income75€324€652▲
Financial charges65/66B€578€145▼
Recurring financial charges65€578€145▼
Profit (loss) for the period before taxes9903€9k€1k▼
Income taxes67/77€7k€1k▼
Profit (loss) for the period9904€2k€354▼
Profit (loss) for the period to be appropriated9905€2k€354▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€8k▲
Profit (loss) brought forward from the previous period14P€5k€7k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼141%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-02-2026
Resigned as Director
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Beau-Mur 714030 LiègeGround area
78 m²
Building footprint
59 m²
Volume, LiDAR
865 m³
Parcel 62047C0554/00B006, Wallonia · tallest building 15.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
VK Bati
since 20202.304.360.902
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62047C0554/00B006 | Wallonia | 78 m² | 1 · 58 m² | 15.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Flex
BE 0777.584.860
Schilde · Eq €11k
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BE 1007.608.086
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TERMENS RENOVATIONS
BE 0845.706.574
Lier · Eq €10k
DECO CASTRO
BE 0480.685.181
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DR DEMOLITION
BE 1005.144.781
Hensies · Eq €11k
Of 1,362 companies in sector 43110 we hold annual accounts for 632. 294 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
33140Repair and maintenance of electrical equipment
43120Site preparation
43211General electrical installation work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.