VJL Immo
ActiveSummary
The computed 12-month bankruptcy probability of VJL Immo is 4.5% (elevated). The annual accounts of VJL Immo for fiscal year 2025 show a net loss of 53% of total assets. The 2025 annual accounts show equity of €3,116 and a net result of -€2,884. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.35; short-term debt: 42.5% and cash: 100% of total assets), and 42.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.5%
Return on assets
-53.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
18 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€3,116
Total assets
€5,422
Net result
-€2,884
Working capital
€3,116
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €5,422
Equity
€3,116
Debt
€2,306
Debt finances 42.5% of the balance-sheet total.
Key figures and ratios
Current ratio
2.35
Debt to equity
0.74
ROE
-92.6%
ROA
-53.2%
Debt ≤ 1 year
€2,306
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €399 |
| Gross operating margin9900 | -€2,421 |
| Operating profit (loss)9901 | -€2,820 |
| Financial charges65/66B | €64 |
| Recurring financial charges65 | €64 |
| Profit (loss) for the period before taxes9903 | -€2,884 |
| Profit (loss) for the period9904 | -€2,884 |
| Profit (loss) for the period to be appropriated9905 | -€2,884 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €5,422 | |
| Current assets29/58 | €5,422 | |
| Cash at bank and in hand54/58 | €5,422 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €5,422 | |
| Equity10/15 | €3,116 | |
| Contributions10/11 | €6,000 | |
| Profit (loss) carried forward14 | -€2,884 | |
| Amounts payable17/49 | €2,306 | |
| Amounts payable within one year42/48 | €2,306 | |
| Other amounts payable47/48 | €2,306 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€2,884 |
| Operating cash flow (approximation) | -€2,884 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2024
Ground area
780 m²
Building footprint
97 m²
Parcel 25016C0269/00R000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VJL Immo
since 20242.362.070.358
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25016C0269/00R000 | Wallonia | 780 m² | 1 · 97 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded29-07-2024
Fiscal year end31-12
Contact
E-mail
lau_dumont@hotmail.com
Phone
+32477597856
Scores and ratios are computed by Checked and are not a credit decision.