VJC CONSULTING
ActiveVJC CONSULTING has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €348k and a net result of €102k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.67 against 12.11 in 2024; short-term debt: 16.5% and cash: 86.9% of total assets), and 17% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83%
Return on assets
24.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
7 d early
2023
33 d early
2022
14 d late
2021
31 d early
2020
26 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€102k▲ 43.9%
2024 · €71k
2018: €31k
2019: €41k
2020: €49k
2021: €27k
2022: €39k
2023: €52k
2024: €71k
2018 → 2025
Working capital
€323k▲ 23.0%
2024 · €263k
2018: €147k
2019: €152k
2020: €210k
2021: €210k
2022: €214k
2023: €221k
2024: €263k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€211k-€219k▲ 3.7%€246k▲ 12.5%€287k▲ 16.3%€348k▲ 21.3%
Operating result€39k-€57k▲ 47.9%€71k▲ 25.0%€66k▼ 7.8%€77k▲ 16.9%
Net result€27k-€39k▲ 46.1%€52k▲ 31.5%€71k▲ 37.0%€102k▲ 43.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €419k
Fixed assets
€26k▼ 26.8%
Current assets
€393k▲ 37.0%
Equity and liabilities €419k
Equity
€348k▲ 21.3%
Debt
€71k▲ 98.8%
The debt ratio rises from 11.1% to 17.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€88k▲
2024 · €77k
Cash flow
€113k▲
2024 · €82k
Solvency
83.0%▼
2024 · 88.9%
Current ratio
5.67▼
2024 · 12.11
Quick ratio
5.67▼
2024 · 12.11
Debt / equity
0.20▲
2024 · 0.12
ROE
29.3%▲
2024 · 24.7%
ROA
24.3%▲
2024 · 21.9%
Interest coverage
227.98▲
2024 · 138.85
Debt
€71k▲
2024 · €36k
Debt ≤ 1 year
€69k▲
2024 · €24k
Debt > 1 year
€2k▼
2024 · €12k
Income taxes
€26k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€322k€419k▲
Fixed assets21/28€36k€26k▼
Tangible fixed assets22/27€34k€24k▼
Plant, machinery and equipment23€1k€765▼
Furniture and vehicles24€33k€24k▼
Financial fixed assets28€2k€2k=
Current assets29/58€287k€393k▲
Amounts receivable within one year40/41€17k€27k▲
Trade receivables40€17k€27k▲
Other amounts receivable41€514€435▼
Cash at bank and in hand54/58€268k€364k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€322k€419k▲
Equity10/15€287k€348k▲
Contributions10/11€6k€6k=
Reserves13€280k€341k▲
Distributable reserves133€280k€341k▲
Amounts payable17/49€36k€71k▲
Amounts payable after more than one year17€12k€2k▼
Financial debts170/4€12k€2k▼
Amounts payable within one year42/48€24k€69k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Other amounts payable47/48€6k€46k▲
Accrued charges and deferred income492/3€250€250=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€485€564▲
Gross operating margin9900€78k€88k▲
Operating profit (loss)9901€66k€77k▲
Financial income75/76B€26k€52k▲
Recurring financial income75€26k€52k▲
Financial charges65/66B€556€384▼
Recurring financial charges65€556€384▼
Profit (loss) for the period before taxes9903€92k€128k▲
Income taxes67/77€21k€26k▲
Profit (loss) for the period9904€71k€102k▲
Profit (loss) for the period to be appropriated9905€71k€102k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€102k▲
Transfer from equity791/2€31k€41k▲
Transfer to equity691/2€71k€102k▲
To other reserves6921€71k€102k▲
Profit to be distributed694/7€31k€41k▲
Return on contributions (dividend)694€31k€41k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €102k ▲43.9%
Operating result €77k, net result €102k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 14 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €27k ▼45.5%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 14.82
Current ratio from 3.92 to 14.82; short-term debt falls from €52k to €15k.
31-12
Financial
Equity above €200kEq €222k ▲28.6%
3 profitable years in a row build equity to €222k.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Les Bons Villers · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Delmotte(FLG) 56210 Les Bons VillersGround area
987 m²
Building footprint
126 m²
Parcel 52024A0373/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
VINCENT J. CLINQUART Consulting
since 20122.211.975.924
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52024A0373/00E000 | Wallonia | 987 m² | 1 · 126 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 37,274 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.