Financials
- Financial year
- 2025
- Total assets
- €26,606
- Loss
- -€5,717
- Solvency
- 76.4%
Total assets▼ 28.9%
Net result
20182025
VJ MANAGEMENT
ActiveSummary
VJ MANAGEMENT has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,323 and a net result of -€5,717. Equity is growing by about 9.5% per year across the filed financial years. Its solvency ranks better than 73% of 38,745 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200
1 site
Size
€26,606total assets 2025
- Equity
- €20,323
- Loss
- -€5,717
Turnover not published (micro format)
Financial health
89
Excellent
Checked score 2025- Bankruptcy probabilitywithin 12 months
- 0.2%
Provisional estimate
Structure
Accounts filed 31 days late0 of 2 deeds read
Why 89raises riskAnnual accounts: weaker financial profilelowers riskLower-failure-rate sectorLong track recordShow the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Provisional estimate
Financially better than 39% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Average
Solvency
100=
equity 76.4% of total assets
Liquidity
58+10
short-term debt 23.6% · cash 13.3%
Profitability
0-87
return on assets -21.5%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.83, compared with 3.6 in 2024, above the usual 1.5; short-term debt: 23.6% and cash: 13.3% of total assets), and 23.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 49% on liquidity, 4% on profitability and 17% on growth.
Provisional estimate: the current bankruptcy probability was not available, so Checked used its built-in model.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Four signals.
lowers riskraises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.4%
Return on assets
-21.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
29 days late
2022
28 days late
2021
25 days late
2020
31 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€5,717
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 22
- Since
- 2006
- Next accounts
- by 31-07-2027
- 29-08-2024Annual accounts filed
- 28-08-2023Annual accounts filed
- 25-08-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 22-04-2004
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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