VIZIOR
ActiveSummary
VIZIOR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €136k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 18% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency38▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.09 in 2024; short-term debt: 87.4% and cash: 92.8% of total assets), and 87.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.6%
Return on assets
83.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-02-2026, 162 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
162 d early
2024
58 d early
2023
57 d early
2022
55 d early
2021
54 d early
2020
53 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
2018: €94khighest in 8 years
2019: €20k▼ -78.2% vs 2018lowest in 8 years
2020: €20k● 0.0% vs 2019lowest in 8 years
2021: €20k● 0.0% vs 2020lowest in 8 years
2022: €20k● 0.0% vs 2021lowest in 8 years
2023: €20k● 0.0% vs 2022lowest in 8 years
2024: €20k● 0.0% vs 2023lowest in 8 years
2025: €20k● 0.0% vs 2024lowest in 8 years
2018 → 2025
Total assets
€162k▼ 13.2%
2024 · €187k
2018: €172k
2019: €151k▼ -12.2% vs 2018
2020: €123k▼ -18.2% vs 2019lowest in 8 years
2021: €145k▲ +17.6% vs 2020
2022: €158k▲ +9.0% vs 2021
2023: €155k▼ -1.9% vs 2022
2024: €187k▲ +20.1% vs 2023highest in 8 years
2025: €162k▼ -13.2% vs 2024
2018 → 2025
Net result
€136k▲ 3.6%
2024 · €131k
2018: €82klowest in 8 years
2019: €86k▲ +5.0% vs 2018
2020: €83k▼ -3.9% vs 2019
2021: €108k▲ +30.3% vs 2020
2022: €129k▲ +19.5% vs 2021
2023: €129k▼ -0.6% vs 2022
2024: €131k▲ +1.7% vs 2023
2025: €136k▲ +3.6% vs 2024highest in 8 years
2018 → 2025
Working capital
€13k▼ 12.6%
2024 · €15k
2018: €84khighest in 8 years
2019: €16k▼ -81.3% vs 2018
2020: €20k▲ +30.0% vs 2019
2021: €17k▼ -16.2% vs 2020
2022: €13k▼ -21.5% vs 2021
2023: €14k▲ +6.2% vs 2022
2024: €15k▲ +5.2% vs 2023
2025: €13k▼ -12.6% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€20k=€20k=€20k=
2021: €20khighest in 5 years
2022: €20k● 0.0% vs 2021highest in 5 years
2023: €20k● 0.0% vs 2022highest in 5 years
2024: €20k● 0.0% vs 2023highest in 5 years
2025: €20k● 0.0% vs 2024highest in 5 years
Operating result€145k-€173k▲ 19.4%€172k▼ 0.9%€177k▲ 2.9%€183k▲ 3.6%
2021: €145klowest in 5 years
2022: €173k▲ +19.4% vs 2021
2023: €172k▼ -0.9% vs 2022
2024: €177k▲ +2.9% vs 2023
2025: €183k▲ +3.6% vs 2024highest in 5 years
Net result€108k-€129k▲ 19.5%€129k▼ 0.6%€131k▲ 1.7%€136k▲ 3.6%
2021: €108klowest in 5 years
2022: €129k▲ +19.5% vs 2021
2023: €129k▼ -0.6% vs 2022
2024: €131k▲ +1.7% vs 2023
2025: €136k▲ +3.6% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets
€7k ▲ 34.8%
Current assets
€155k ▼ 14.7%
Equity and liabilities €162k
Equity
€20k =
Debt
€141k ▼ 14.9%
Debt's share of the balance-sheet total falls from 89.0% to 87.4%. Debt is lower.
Key figures and ratios
EBITDA
€184k▲
2024 · €177k
Cash flow
€137k▲
2024 · €132k
Current ratio
1.09▲
2024 · 1.09
Debt to equity
6.91▼
2024 · 8.12
ROE
662.7%▲
2024 · 639.7%
ROA
83.8%▲
2024 · 70.2%
Interest coverage
53.37▼
2024 · 90.33
Debt ≤ 1 year
€141k▼
2024 · €166k
Income taxes
€44k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€187k€162k▼
Fixed assets21/28€5k€7k▲
Tangible fixed assets22/27€2k€4k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24-€3k
Financial fixed assets28€3k€3k=
Current assets29/58€181k€155k▼
Amounts receivable within one year40/41€58k€3k▼
Trade receivables40€25k€3k▼
Other amounts receivable41€34k€27▼
Current investments50/53€0-
Cash at bank and in hand54/58€122k€150k▲
Deferred charges and accrued income490/1€938€975▲
Equity and liabilities
Total equity and liabilities10/49€187k€162k▼
Equity10/15€20k€20k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€166k€141k▼
Amounts payable within one year42/48€166k€141k▼
Current portion of amounts payable after more than one year42-€7k
Trade debts44€831€1k▲
Suppliers440/4€831€1k▲
Taxes, remuneration and social security45€54k€18k▼
Taxes450/3€54k€18k▼
Other amounts payable47/48€111k€115k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€785€1k▲
Other operating charges640/8€951€483▼
Gross operating margin9900€178k€185k▲
Operating profit (loss)9901€177k€183k▲
Financial income75/76B€1k€347▼
Recurring financial income75€1k€347▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€176k€180k▲
Income taxes67/77€45k€44k▼
Profit (loss) for the period9904€131k€136k▲
Profit (loss) for the period to be appropriated9905€131k€136k▲
Appropriation of the result
Profit (loss) to be appropriated9906€131k€136k▲
Profit to be distributed694/7€131k€136k▲
Return on contributions (dividend)694€131k€136k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €7k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €232 | €785 | €785 | €1k | ▲ 75.7% |
| Other operating charges640/8 | €2k | €975 | €1k | €951 | €483 | ▼ 49.2% |
| Gross operating margin9900 | €147k | €175k | €174k | €178k | €185k | ▲ 3.6% |
| Operating profit (loss)9901 | €145k | €173k | €172k | €177k | €183k | ▲ 3.6% |
| Financial income75/76B | €60 | €8 | €403 | €1k | €347 | ▼ 66.0% |
| Recurring financial income75 | €60 | €8 | €403 | €1k | €347 | ▼ 66.0% |
| Financial charges65/66B | €75 | €488 | €104 | €2k | €3k | ▲ 75.9% |
| Recurring financial charges65 | €75 | €488 | €104 | €2k | €3k | ▲ 75.9% |
| Profit (loss) for the period before taxes9903 | €145k | €173k | €172k | €176k | €180k | ▲ 2.4% |
| Income taxes67/77 | €37k | €43k | €43k | €45k | €44k | ▼ 1.2% |
| Profit (loss) for the period9904 | €108k | €129k | €129k | €131k | €136k | ▲ 3.6% |
| Profit (loss) for the period to be appropriated9905 | €108k | €129k | €129k | €131k | €136k | ▲ 3.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €145k | €158k | €155k | €187k | €162k | ▼ 13.2% |
| Fixed assets21/28 | €3k | €7k | €6k | €5k | €7k | ▲ 34.8% |
| Tangible fixed assets22/27 | - | €4k | €3k | €2k | €4k | ▲ 89.0% |
| Plant, machinery and equipment23 | - | €4k | €3k | €2k | €1k | ▼ 37.0% |
| Furniture and vehicles24 | - | - | - | - | €3k | - |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €3k | = |
| Current assets29/58 | €142k | €151k | €149k | €181k | €155k | ▼ 14.7% |
| Amounts receivable within one year40/41 | €10k | €13k | €5k | €58k | €3k | ▼ 94.1% |
| Trade receivables40 | €10k | €13k | €5k | €25k | €3k | ▼ 86.3% |
| Other amounts receivable41 | - | - | €104 | €34k | €27 | ▼ 99.9% |
| Current investments50/53 | €121k | €106k | €111k | €0 | - | - |
| Cash at bank and in hand54/58 | €9k | €32k | €32k | €122k | €150k | ▲ 23.1% |
| Deferred charges and accrued income490/1 | €1k | €1k | €1k | €938 | €975 | ▲ 4.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €145k | €158k | €155k | €187k | €162k | ▼ 13.2% |
| Equity10/15 | €20k | €20k | €20k | €20k | €20k | = |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €125k | €138k | €135k | €166k | €141k | ▼ 14.9% |
| Amounts payable within one year42/48 | €125k | €138k | €135k | €166k | €141k | ▼ 14.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €7k | - |
| Trade debts44 | - | €343 | €381 | €831 | €1k | ▲ 46.0% |
| Suppliers440/4 | - | €343 | €381 | €831 | €1k | ▲ 46.0% |
| Taxes, remuneration and social security45 | €30k | €26k | €25k | €54k | €18k | ▼ 66.3% |
| Taxes450/3 | €30k | €26k | €25k | €54k | €18k | ▼ 66.3% |
| Other amounts payable47/48 | €95k | €111k | €109k | €111k | €115k | ▲ 3.6% |
| Accrued charges and deferred income492/3 | - | - | €45 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €108k | €129k | €129k | €131k | €136k | ▲ 3.6% |
| + Depreciation and write-downs630 | - | €232 | €785 | €785 | €1k | ▲ 75.7% |
| Operating cash flow (approximation) | €108k | €130k | €129k | €132k | €137k | ▲ 4.0% |
| Investment in fixed assets (approximation) | - | €-4k | €0 | €0 | €-3k | - |
| Change in cash | - | €22k | €279 | €90k | €28k | ▼ 68.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €136k ▲3.6%
Operating result €183k, net result €136k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Ground area
210 m²
Building footprint
167 m²
Volume, LiDAR
1,238 m³
Parcel 11383B0597/00D004, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VIZIOR
since 20152.242.373.051
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11383B0597/00D004 | Flanders | 210 m² | 1 · 167 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 30,771 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.