VIYA IT
ActiveVIYA IT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €49k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency14▼-86
Growth58▼-20
Stability94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 6.59 in 2024), and 96.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.8%
Return on assets
35.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 16932 sector peers (2025).
NBB · sector comparisonPosition among 16932 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
66 d early
2024
51 d early
2023
41 d early
2022
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 96.5%
2024 · €147k
2022: €30k
2023: €88k
2024: €147k
2022 → 2025
Total assets
€139k▼ 19.9%
2024 · €173k
2022: €52k
2023: €109k
2024: €173k
2022 → 2025
Net result
€49k▼ 17.3%
2024 · €59k
2022: €25k
2023: €57k
2024: €59k
2022 → 2025
Working capital
€3k▼ 97.8%
2024 · €144k
2022: €29k
2023: €84k
2024: €144k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€30k-€88k▲ 189%€147k▲ 67.6%€5k▼ 96.5%
Operating result€32k-€73k▲ 124%€75k▲ 3.3%€62k▼ 16.9%
Net result€25k-€57k▲ 126%€59k▲ 3.5%€49k▼ 17.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€2k▼ 24.8%
Current assets
€137k▼ 19.8%
Equity and liabilities €139k
Equity
€5k▼ 96.5%
Debt
€134k▲ 415%
The debt ratio rises from 15.0% to 96.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€63k▼
2024 · €76k
Cash flow
€50k▼
2024 · €60k
Solvency
3.8%▼
2024 · 85.0%
Current ratio
1.02▼
2024 · 6.59
Quick ratio
1.02▼
2024 · 6.59
Debt / equity
25.66▲
2024 · 0.18
ROE
942.9%▲
2024 · 40.3%
ROA
35.4%▲
2024 · 34.3%
Interest coverage
854.33▲
2024 · 635.49
Debt
€134k▲
2024 · €26k
Debt ≤ 1 year
€134k▲
2024 · €26k
Income taxes
€13k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€139k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Financial fixed assets28€250€290▲
Current assets29/58€170k€137k▼
Amounts receivable after more than one year29€5k€0▼
Other amounts receivable291€5k€0▼
Amounts receivable within one year40/41€34k€30k▼
Trade receivables40€34k€30k▼
Cash at bank and in hand54/58€131k€105k▼
Deferred charges and accrued income490/1€755€1k▲
Equity and liabilities
Total equity and liabilities10/49€173k€139k▼
Equity10/15€147k€5k▼
Contributions10/11€5k€5k=
Reserves13€142k€204▼
Distributable reserves133€142k€204▼
Profit (loss) carried forward14-€0
Amounts payable17/49€26k€134k▲
Amounts payable within one year42/48€26k€134k▲
Trade debts44€13k€6k▼
Suppliers440/4€13k€6k▼
Taxes, remuneration and social security45€12k€18k▲
Taxes450/3€12k€18k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€964€109k▲
Accrued charges and deferred income492/3€80€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€812€720▼
Other operating charges640/8€225€628▲
Gross operating margin9900€76k€64k▼
Operating profit (loss)9901€75k€62k▼
Financial income75/76B-€30
Recurring financial income75-€30
Financial charges65/66B€119€74▼
Recurring financial charges65€119€74▼
Profit (loss) for the period before taxes9903€75k€62k▼
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€59k€49k▼
Profit (loss) for the period to be appropriated9905€59k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€49k▼
Transfer from equity791/2-€142k
Transfer to equity691/2€59k€0▼
To other reserves6921€59k€0▼
Profit to be distributed694/7-€191k
Return on contributions (dividend)694-€191k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €59k ▲3.5%
Operating result €75k, net result €59k, both a record.
31-12
Financial
Equity above €100kEq €147k ▲67.6%
3 profitable years in a row build equity to €147k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.90
Current ratio from 2.31 to 4.90; short-term debt falls from €22k to €22k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jansteenstraat(KEM) 379190 StekeneGround area
385 m²
Building footprint
89 m²
Volume, LiDAR
465 m³
Parcel 46011B0613/00K000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIYA IT
since 20222.330.912.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46011B0613/00K000 | Flanders | 385 m² | 1 · 89 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 6,242 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.