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VIVIR

Active
Private limited companyfounded 2006active for 20 yearsNaamsesteenweg 301, 3001 Leuven, BelgiumKBO/BCE: BE 0880.817.804
Summary

The computed 12-month bankruptcy probability of VIVIR is 4.3% (elevated). The 2024 annual accounts show negative equity (-€41,922) and a net result of -€39,494. Equity has been stable since 2018 (±2.2% per year). Its solvency ranks better than 5% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 12-04-2006 Normal situation
Activity
Retail sale of household textiles and bedding NACE 47512and 2 others
Establishment unit
2.161.210.874 3401 Landen, since 01-05-2006
Financial year end
31 December
Peppol
Reachable since 06-02-2026

Board and ownership

Financial position

46 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.3%
Annual accounts 2024
Gross margin
-€39,147
Loss
€39,494
Equity
-€41,922
▼ 1,626%
Total assets
€13,459
▼ 25.6%
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 94 days past the deadline
Turnover not published (micro format)
Filed on 30-08-2025
Score breakdownraises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed on 30-08-2025)lowers riskFounded in 2006Size: total assets €13,459Show the evidence

Checked score

Score 2024
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 10% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Weak
Solvency 0-12
equity -311.5% of total assets
Liquidity 30+28
short-term debt 411.5% · cash 23.7%
Profitability 0-92
return on assets -293.4%
Bankruptcy probability within 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024lowest value 02-2025: 1.1%● unchanged vs 01-2025lowest value 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 2.8%▲ +1.7 percentage points vs 03-2025 05-2025: 3.0%▲ +0.2 percentage points vs 04-2025 06-2025: 3.0%● unchanged vs 05-2025 07-2025: 3.2%▲ +0.2 percentage points vs 06-2025 08-2025: 3.7%▲ +0.5 percentage points vs 07-2025 09-2025: 2.8%▼ -0.9 percentage points vs 08-2025 10-2025: 2.8%● unchanged vs 09-2025 11-2025: 2.8%● unchanged vs 10-2025 12-2025: 2.8%● unchanged vs 11-2025 01-2026: 2.8%● unchanged vs 12-2025 02-2026: 2.8%● unchanged vs 01-2026 03-2026: 2.7%▼ -0.1 percentage points vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.8%▲ +0.1 percentage points vs 04-2026 06-2026: 2.8%● unchanged vs 05-2026 07-2026: 3.0%▲ +0.2 percentage points vs 06-2026 08-2026: 3.6%▲ +0.6 percentage points vs 07-2026 09-2026: 3.6%● unchanged vs 08-2026 10-2026: 4.3%▲ +0.7 percentage points vs 09-2026highest value 11-2026: 4.3%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.24 (0.88 in 2023), below 1. Short-term debt is 411.5% and cash 23.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 27% on liquidity, 6% on profitability and 1% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €13,459
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed on 30-08-2025)
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
181921222324
2018 to 2024 · latest year -€41,922
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 30 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
30 days late
2023
77 days late
2022
60 days late
2021
31 days late
2019
49 days late
2018
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 46 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€41,922 View
  • Caution: Lower solvency than 95% of companies in retail tradesector median 32.2% · 25,567 companies -311.5% View

Recent changes

  1. · Gazette deed Registered office moved from Leuven to Heverlee
  2. · Gazette deed Company renamed from E & N to VIVIRResignation: PENDERS Eric Julia Jozef (manager) · Reappointment: PENDERS Eric Julia Jozef (director)
  3. · Gazette deed Registered office moved from Landen to Heverlee
All 16 events

Comparable companies

These companies have the same main activity as VIVIR: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €7,440 and €27,800, founded between 1998 and 2007.

CompanyTotal assetsGross margin
VIVIR Leuven€13,459-€39,147
BIRAM Middelkerke€11,245-€3,755
RICARDO COMPANY Retie€10,616€1,000
MAXELL GROUP Elsene€7,435-€770
SOLDERIE CHIK Sint-Jans-Molenbeek€27,753-€6,195
PERSONAL SHOP Zoersel€11,328-€1,652
GI lou GI Rijkevorsel€12,178-€683
Full comparison

Key facts about VIVIR

What is the company number of VIVIR?
The company number of VIVIR is 0880.817.804. The VAT number is the same number with BE in front: BE 0880.817.804.
Where is VIVIR based?
The registered office is at Naamsesteenweg 301, 3001 Leuven.Company details
What does VIVIR do?
According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
What is the legal form of VIVIR?
The legal form of VIVIR is Private limited company (BV).
When was VIVIR founded?
VIVIR was founded on 12-04-2006.
Is VIVIR still active?
Yes, VIVIR is an active enterprise in the KBO register.
What is the turnover of VIVIR?
The annual accounts for financial year 2024 state no turnover. The micro format does not require it.Financials
Is VIVIR profitable?
In financial year 2024, VIVIR made a loss of €39,494.
Where can I find the annual accounts of VIVIR?
VIVIR filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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