Skip to content

VIVINIA

Active
Private limited companyfounded 20224 yrs activeKoning Boudewijnlaan 20A, 3500 Hasselt, BelgiumKBO/BCE: BE 0791.543.952
Summary

VIVINIA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €63,315 and a net result of €44,913. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+12
Growth78
Track record94
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 6.78 against 4.91 in 2023; short-term debt: 14.6% and cash: 66.8% of total assets), and 22.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
43 d early
2024
14 d early
2023
5 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VIVINIA was incorporated on 28 September 2022 as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€63,315▲ 244%
2023 · €18,402
Total assets
€82,015▲ 180%
2023 · €29,248
Net result
€44,913▲ 182%
2023 · €15,902
Working capital
€69,234▲ 214%
2023 · €22,050
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€20,328-€56,681▲ 179%
Net result€15,902below the sector's middle half-€44,913within the sector's middle half▲ 182%
Equity€18,402below the sector's middle half-€63,315within the sector's middle half▲ 244%
Total assets€29,248below the sector's middle half-€82,015below the sector's middle half▲ 180%
Debt€10,846-€18,700▲ 72.4%
Working capital€22,050within the sector's middle half-€69,234within the sector's middle half▲ 214%
Solvency62.9%within the sector's middle half-77.2%within the sector's middle half▲ 14.3pp
Current ratio4.91within the sector's middle half-6.78within the sector's middle half▲ 1.86
Return on assets (ROA)54.4%above the sector's middle half-54.8%above the sector's middle half▲ 0.4pp
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2023: €20,328€20,328Net result 2023: €15,902€15,902Operating result 2024: €56,681€56,681Net result 2024: €44,913€44,91320232024€0€20,000€40,000€60,000Operating result 2023: €20,328€20,300Net result 2023: €15,902€15,900Operating result 2024: €56,681€56,700Net result 2024: €44,913€44,90020232024
The operating result rises in 2024; 2024 is 179% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €82,015
Fixed assets €795 ▼ 49.1%
Current assets €81,220 ▲ 193%
Equity and liabilities €82,015
Equity €63,315 ▲ 244%
Debt €18,700 ▲ 72.4%
Debt's share of the balance-sheet total falls from 37.1% to 22.8%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€57,447▲
2023 · €21,065
Cash flow
€45,679▲
2023 · €16,639
Debt to equity
0.30▼
2023 · 0.59
ROE
70.9%▼
2023 · 86.4%
Interest coverage
201.86▲
2023 · 59.80
Debt ≤ 1 year
€11,986▲
2023 · €5,638
Income taxes
€11,510▲
2023 · €4,074
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet Code20232024
Assets
Total assets20/58€29,248€82,015▲
Fixed assets21/28€1,561€795▼
Tangible fixed assets22/27€1,561€795▼
Plant, machinery and equipment23€1,561€795▼
Current assets29/58€27,687€81,220▲
Amounts receivable within one year40/41€1,139€904▼
Trade receivables40€1,139€904▼
Cash at bank and in hand54/58€12,583€54,823▲
Deferred charges and accrued income490/1€13,965€25,493▲
Equity and liabilities
Total equity and liabilities10/49€29,248€82,015▲
Equity10/15€18,402€63,315▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€15,902€60,815▲
Amounts payable17/49€10,846€18,700▲
Amounts payable within one year42/48€5,638€11,986▲
Trade debts44€1,426€575▼
Suppliers440/4€1,426€575▼
Taxes, remuneration and social security45€74€10,102▲
Taxes450/3€74€5,502▲
Remuneration and social security454/9-€4,600
Other amounts payable47/48€4,138€1,309▼
Accrued charges and deferred income492/3€5,209€6,714▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€737€766▲
Other operating charges640/8€457€106▼
Gross operating margin9900€21,522€57,552▲
Operating profit (loss)9901€20,328€56,681▲
Financial income75/76B-€27
Recurring financial income75-€27
Financial charges65/66B€352€285▼
Recurring financial charges65€352€285▼
Profit (loss) for the period before taxes9903€19,976€56,423▲
Income taxes67/77€4,074€11,510▲
Profit (loss) for the period9904€15,902€44,913▲
Profit (loss) for the period to be appropriated9905€15,902€44,913▲
Appropriation of the result
Profit (loss) to be appropriated9906€15,902€60,815▲
Profit (loss) brought forward from the previous period14P-€15,902

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€737€766▲ 3.9%
Other operating charges640/8€457€106▼ 76.8%
Gross operating margin9900€21,522€57,552▲ 167%
Operating profit (loss)9901€20,328€56,681▲ 179%
Financial income75/76B-€27-
Recurring financial income75-€27-
Financial charges65/66B€352€285▼ 19.2%
Recurring financial charges65€352€285▼ 19.2%
Profit (loss) for the period before taxes9903€19,976€56,423▲ 182%
Income taxes67/77€4,074€11,510▲ 183%
Profit (loss) for the period9904€15,902€44,913▲ 182%
Profit (loss) for the period to be appropriated9905€15,902€44,913▲ 182%
Line20232024Change
Assets
Total assets20/58€29,248€82,015▲ 180%
Fixed assets21/28€1,561€795▼ 49.1%
Tangible fixed assets22/27€1,561€795▼ 49.1%
Plant, machinery and equipment23€1,561€795▼ 49.1%
Current assets29/58€27,687€81,220▲ 193%
Amounts receivable within one year40/41€1,139€904▼ 20.6%
Trade receivables40€1,139€904▼ 20.6%
Cash at bank and in hand54/58€12,583€54,823▲ 336%
Deferred charges and accrued income490/1€13,965€25,493▲ 82.5%
Equity and liabilities
Total equity and liabilities10/49€29,248€82,015▲ 180%
Equity10/15€18,402€63,315▲ 244%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€15,902€60,815▲ 282%
Amounts payable17/49€10,846€18,700▲ 72.4%
Amounts payable within one year42/48€5,638€11,986▲ 113%
Trade debts44€1,426€575▼ 59.6%
Suppliers440/4€1,426€575▼ 59.6%
Taxes, remuneration and social security45€74€10,102▲ 13,626%
Taxes450/3€74€5,502▲ 7,376%
Remuneration and social security454/9-€4,600-
Other amounts payable47/48€4,138€1,309▼ 68.4%
Accrued charges and deferred income492/3€5,209€6,714▲ 28.9%
Line20232024Change
Profit (loss) for the period9904€15,902€44,913▲ 182%
+ Depreciation and write-downs630€737€766▲ 3.9%
Operating cash flow (approximation)€16,639€45,679▲ 175%
Investment in fixed assets (approximation)-€0-
Change in cash-€42,240-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
3,766 m²
Building footprint
984 m²
Volume, LiDAR
7,855 m³
Parcel 71323C0286/00F002, Flanders · tallest building 21.6 m, ±2 floors. Linked by address, not a title deed.
110 companies at this address See who is registered here
1 establishment unit
VIVINIA
Koning Boudewijnlaan 20A, 3500 HasseltGeneral medical practice
since 20222.336.028.135
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71323C0286/00F002 Flanders 3,766 m² 1 · 984 m² 21.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 545 EUR awarded · 545 EUR paid
Year Entries awardedpaid
2025 1 32 EUR32 EUR
2024 1 202 EUR202 EUR
2023 1 102 EUR102 EUR
2022 1 209 EUR209 EUR
Schemes
4 entries · 545 EUR · 545 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 9,130 companies in sector 86210 we hold annual accounts for 6,336. 4,839 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.