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Vivienda

Active
Private limited companyfounded 2025active for 1 yearGentstraat(SP) 70B, 9170 Sint-Gillis-Waas, BelgiumKBO/BCE: BE 1026.605.933
Summary

Vivienda has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €416,989 and a net result of -€8,011. Its solvency ranks better than 95% of 21,158 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-08-2025 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 4 others
Establishment units
2.377.486.034 9170 Sint-Gillis-Waas, since 19-08-2025
2.377.486.133 9100 Sint-Niklaas, since 19-08-2025
Financial year end
31 December
Peppol
Reachable since 21-08-2025

Board and ownership

Shareholders
  • HERMAN Willem Jacques Janact of 21-08-2025

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€494
Loss
€8,011
Equity
€416,989
Total assets
€419,793
Turnover not published (micro format)
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 53.47, cash €132,799Equity €416,989 (99.3% of total assets)Size: total assets €419,793Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in computer programming and consultancy (NACE 62)
Financial strength
Strong
Solvency 100
equity 99.3% of total assets
Liquidity 90
short-term debt 0.6% · cash 31.6%
Profitability 16
return on assets -1.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,917 companies, NACE 62, micro)
Last 24 months 09-2026: < 0.1%highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value
Credit of up to €35,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 53.47, above the usual 1.5. Short-term debt is 0.6% and cash 31.6% of total assets. 0.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 76% on liquidity and 14% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 53.47, cash €132,799
NBB · annual accounts
lowers risk · Equity €416,989 (99.3% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €419,793
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Lower net result than 89% of companies in computer programming and consultancysector median €28,615 · 21,164 companies -€8,011 View

Recent changes

  1. · Gazette deed IncorporationAppointment: HERMAN Willem Jacques Jan (director) · Founding capital €425,000, 4,250 shares · HERMAN Willem Jacques Jan holds 4,250 shares
All 2 events

Comparable companies

These companies have the same main activity as Vivienda: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €266,000 and €569,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
Vivienda Sint-Gillis-Waas€419,793-€494
SQAI Suite Kontich€449,859-€30,355
QONTACT Zaventem€569,083-€77,964
ArchX Oosterzele€375,196-€233,289
Peepel Gent€554,205-€765,664
Blackbirds Gent€306,768-€12,020
Krypta Ittre€266,068-€35,698
Full comparison

Key facts about Vivienda

What is the company number of Vivienda?
The company number of Vivienda is 1026.605.933. The VAT number is the same number with BE in front: BE 1026.605.933.
Where is Vivienda based?
The registered office is at Gentstraat(SP) 70B, 9170 Sint-Gillis-Waas.Company details
What does Vivienda do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of Vivienda?
The legal form of Vivienda is Private limited company (BV).
When was Vivienda founded?
Vivienda was founded on 19-08-2025.
Is Vivienda still active?
Yes, Vivienda is an active enterprise in the KBO register.
What is the turnover of Vivienda?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Vivienda profitable?
In financial year 2025, Vivienda made a loss of €8,011.
Where can I find the annual accounts of Vivienda?
Vivienda filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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