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VIVET COSMETICS

Active
Public limited companyfounded 199332 yrs activeSteenweg op Waarloos 37, 2840 Rumst, BelgiumKBO/BCE: BE 0451.023.472
Summary

The computed 12-month bankruptcy probability of VIVET COSMETICS is 4.7% (elevated). The 2025 annual accounts show negative equity (-€653,423) and a net result of -€107,953. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 142 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Manufacture of chemicals and chemical products
NACE 20420Manufacture of basic metals NACE 24520
#6 oldest company in Rumst, Manufacturing sector1 site
Size
€426,422total assets 2025
Staff
2.8 FTE
Equity
-€653,423
Loss
-€107,953
Turnover not published (abridged schema)
Financial health
35 Weak Checked score 2025
Bankruptcy chance 12 m
4.7%
Structure
Parent
Vivet · 90.4%
Board
3 members
Accounts filed 102 d late1 of 4 deeds read
Why 35- Negative equity -€653,423- Loss of €107,953, the second in a row (FY 2025)- Latest accounts 103 days late; 3 of the last 3 late+ Size: 2.8 FTE, total assets €426,422Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 12% of its sector peers (NACE 20, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 0=
equity -153.2% of total assets
Liquidity 1-1
short-term debt 117.7% · cash 1.1%
Profitability 0=
return on assets -25.3%
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (351 companies)
Last 24 months 11-2024: 4.1%lowest value 12-2024: 4.1%● 0.0% vs 11-2024lowest value 01-2025: 4.1%● 0.0% vs 12-2024lowest value 02-2025: 6.0%▲ +46.3% vs 01-2025 03-2025: 6.0%● 0.0% vs 02-2025 04-2025: 6.0%● 0.0% vs 03-2025 05-2025: 6.0%● 0.0% vs 04-2025 06-2025: 6.0%● 0.0% vs 05-2025 07-2025: 6.0%● 0.0% vs 06-2025 08-2025: 6.0%● 0.0% vs 07-2025 09-2025: 6.0%● 0.0% vs 08-2025 10-2025: 6.0%● 0.0% vs 09-2025 11-2025: 8.3%▲ +38.9% vs 10-2025highest value 12-2025: 7.9%▼ -5.0% vs 11-2025 01-2026: 7.9%▲ +0.2% vs 12-2025 02-2026: 7.2%▼ -9.5% vs 01-2026 03-2026: 6.9%▼ -3.2% vs 02-2026 04-2026: 6.5%▼ -6.3% vs 03-2026 05-2026: 6.2%▼ -5.2% vs 04-2026 06-2026: 4.8%▼ -22.0% vs 05-2026 07-2026: 4.8%● 0.0% vs 06-2026 08-2026: 4.8%● 0.0% vs 07-2026 09-2026: 4.7%▼ -3.1% vs 08-2026 10-2026: 4.7%▲ +0.1% vs 09-2026
  • Negative equity -€653,423 raises the probability
  • Loss of €107,953, the second in a row (FY 2025) raises the probability
  • Latest accounts 103 days late; 3 of the last 3 late raises the probability
  • Size: 2.8 FTE, total assets €426,422 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.85 against 1.06 in 2024; short-term debt: 117.7% and cash: 1.1% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 20, micro). Better than this share of them on solvency 9%, liquidity 5%, profitability 10%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Negative equity -€653,423
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €107,953, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 103 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: 2.8 FTE, total assets €426,422
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€653,423
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-05-2026, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
102 d late
2024
273 d late
2023
639 d late
2022
1 d early
2021
364 d late
2020
59 d late
2019
34 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 210 days after the deadline; the sector median for financial year 2024 is 22 days before the deadline, and 27% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 October (4 of the last 5 filed years within 274 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignations: André Nagels, René Nagels and…Appointments: Floramo, Marleen Nagels and…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€653,423 View
  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€107,953 View
  • Caution: Among the weakest 5% on solvencysector median 48.7% · 142 companies -153.2% View
  • Caution: Board changedlatest change 23-09-2026 · 3 in office 3 joined · 3 left View
  • Caution: Latest accounts filed lateafter the legal deadline 102 d View
  • Positive: Result rose in 2025from -€278,878 to -€107,953 ▲ 61.3% View
  • Controlled by Vivet 90.4% View

By topic

Financials

Fiscal year
2025
Total assets
€426,422
Loss
-€107,953
Solvency
-153.2%
Total assets▼ 9.4%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-01-2027
  1. 23-09-2026Resignations: André Nagels, René Nagels and 2…
  2. 13-05-2026Annual accounts filed
  3. 31-10-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Manufacture of chemicals and chemical productsNACE 20420
Founded
05-10-1993
Year ends
30-06
Peppol
Not found in the Peppol directory
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