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Vivera

Active
Private limited companyfounded 2025incorporated this yearEekhout 2, 9000 Gent, BelgiumKBO/BCE: BE 1028.952.640
Summary

Vivera is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €44,945 and a net result of €43,278. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare
ViveraActiveChecked score 92/100
Risk analysis Report Compare

Checked score

Score 2025
92 / 100
Excellent
Every signal that weighs is under Signals.
Axes
Profitability100
Solvency93
Growth-
Track record50
Credit verdict
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 3.1; short-term debt: 32.3% and cash: 37.3% of total assets), and 32.3% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Vivera was incorporated on 9 October 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€44,945
Total assets
€66,354
Net result
€43,278
Working capital
€44,945

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €66,354
Equity €44,945
Debt €21,409
Debt finances 32.3% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
3.10
Debt to equity
0.48
ROE
96.3%
ROA
65.2%
Debt ≤ 1 year
€21,409
Income taxes
€10,825
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€66,354
Current assets29/58€66,354
Cash at bank and in hand54/58€24,761
Deferred charges and accrued income490/1€41,593
Equity and liabilities
Total equity and liabilities10/49€66,354
Equity10/15€44,945
Contributions10/11€2,500
Reserves13€42,445
Distributable reserves133€42,445
Profit (loss) carried forward14€0
Amounts payable17/49€21,409
Amounts payable within one year42/48€21,409
Trade debts44€5,793
Suppliers440/4€5,793
Taxes, remuneration and social security45€14,784
Taxes450/3€10,825
Remuneration and social security454/9€3,958
Other amounts payable47/48€833
Income statement Code2025
Gross operating margin9900€54,107
Operating profit (loss)9901€54,107
Financial charges65/66B€4
Recurring financial charges65€4
Profit (loss) for the period before taxes9903€54,103
Income taxes67/77€10,825
Profit (loss) for the period9904€43,278
Profit (loss) for the period to be appropriated9905€43,278
Appropriation of the result
Profit (loss) to be appropriated9906€43,278
Transfer to equity691/2€42,445
To other reserves6921€42,445
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€54,107
Operating profit (loss)9901€54,107
Financial charges65/66B€4
Recurring financial charges65€4
Profit (loss) for the period before taxes9903€54,103
Income taxes67/77€10,825
Profit (loss) for the period9904€43,278
Profit (loss) for the period to be appropriated9905€43,278
Line2025
Assets
Total assets20/58€66,354
Current assets29/58€66,354
Cash at bank and in hand54/58€24,761
Deferred charges and accrued income490/1€41,593
Equity and liabilities
Total equity and liabilities10/49€66,354
Equity10/15€44,945
Contributions10/11€2,500
Reserves13€42,445
Distributable reserves133€42,445
Profit (loss) carried forward14€0
Amounts payable17/49€21,409
Amounts payable within one year42/48€21,409
Trade debts44€5,793
Suppliers440/4€5,793
Taxes, remuneration and social security45€14,784
Taxes450/3€10,825
Remuneration and social security454/9€3,958
Other amounts payable47/48€833
Line2025
Profit (loss) for the period9904€43,278
Operating cash flow (approximation)€43,278

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
340 m²
Building footprint
137 m²
Volume, LiDAR
1,258 m³
Parcel 44805E0797/00D008, Flanders · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Vivera
Eekhout 2, 9000 GentSpecialist medical practice
since 20252.379.372.584
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44805E0797/00D008
ProtectedTownscape or village viewPrudens Van Duyseplein met aanpalende gebouwenSource ↗
 Flanders 340 m² 1 · 137 m² 12.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Identification & contact

Identification
Legal formPrivate limited company
Founded09-10-2025
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

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