Financials
- Fiscal year
- 2025
- Total assets
- €1.6m
- Loss
- -€42,054
- Solvency
- 19.3%
Total assets▲ 23.1%
Net result
20222025
VIVENS
ActiveSummary
VIVENS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318,651 and a net result of -€42,054. Equity remains stable across the filed fiscal years (±1% per year). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
What they do
Activity not known
How big
€1.6mtotal assets 2025
- Equity
- €318,651
- Loss
- -€42,054
Turnover not published (abridged schema)
Who decides
- Largest shareholder
- GINKA · 50%
Accounts filed 31 d late0 of 2 deeds read
Why 63- Liquidity: current ratio 28.66, cash €4,915, halved- No establishment unit in the KBO+ Size: total assets €1.6m+ No main activity registeredShow the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 28% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
44-8
equity 19.3% of total assets
Liquidity
50-11
short-term debt 3.5% · cash 0.3%
Profitability
31-2
return on assets -2.5%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €1.6m lowers the probability for this profile
- Liquidity: current ratio 28.66, cash €4,915, halved raises the probability
- No main activity registered lowers the probability
- No establishment unit in the KBO raises the probability
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 28.66 against 21.9 in 2024; short-term debt: 3.5% and cash: 0.3% of total assets), but 80.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 27%, liquidity 40%, profitability 22%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€42,054
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
28 d late
2022
150 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 68 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 September (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€42,054
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Board & ownership
- Largest shareholder
- GINKA · 50%
Timeline
- Events
- 8
- Since
- 2023
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 30-09-2025Annual accounts filed
Company details
- Legal form
- Private limited company
- Founded
- 02-12-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.