Skip to content

Viveli

Active
Private limited companyfounded 2007active for 19 yearsBerchemstraat 47, 9690 Kluisbergen, BelgiumKBO/BCE: BE 0887.406.478

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 14-01-2026 PDF all 19 filings

Turnover
≈ €120,000
Estimated: probably between €70,000 and €290,000
Total assets
€1.8m▼ 7.0%
2024 · €1.9m
Net result
€27,075▲ 128%
2024 · €11,888
Working capital
€1.7m▼ 3.0%
2024 · €1.8m
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result for 2025 is a profit of €146, after a loss of €16,306 in 2024.

Operating result€146 2025 Net result€0.03m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Legal and accounting activities (NACE 69). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€0.09m-€0.2m▲ 140%€0.2m▼ 5.3%-€0.009m€0.002m-€0.02m€146
Net result€0.9m-€0.2mwithin the sector's middle half▼ 83.3%€0.1mwithin the sector's middle half▼ 5.8%-€0.02mbelow the sector's middle half€0.02mwithin the sector's middle half€0.01mwithin the sector's middle half▼ 25.6%€0.03mwithin the sector's middle half▲ 128%
Equity€2.0m-€2.2mabove the sector's middle half▲ 7.7%€2.2mabove the sector's middle half▲ 0.5%€2.0mabove the sector's middle half▼ 8.9%€1.8mabove the sector's middle half▼ 8.9%€1.8mabove the sector's middle half▲ 0.7%€1.8mabove the sector's middle half▼ 4.1%
Total assets€3.2m-€2.8mabove the sector's middle half▼ 12.1%€2.7mwithin the sector's middle half▼ 4.8%€2.3mwithin the sector's middle half▼ 13.0%€2.0mabove the sector's middle half▼ 12.6%€1.9mabove the sector's middle half▼ 5.2%€1.8mabove the sector's middle half▼ 7.0%
Debt€1.2m-€0.6m▼ 46.2%€0.5m▼ 23.1%€0.3m▼ 31.5%€0.2m▼ 34.5%€0.1m▼ 53.4%€0.04m▼ 59.3%
Working capital€2.5m-€2.6mabove the sector's middle half▲ 1.2%€2.4mabove the sector's middle half▼ 5.9%€2.1mabove the sector's middle half▼ 14.3%€1.8mabove the sector's middle half▼ 13.5%€1.8mabove the sector's middle half▼ 2.0%€1.7mabove the sector's middle half▼ 3.0%
Solvency63.2%-77.5%above the sector's middle half▲ 14.3pp81.8%above the sector's middle half▲ 4.3pp85.7%above the sector's middle half▲ 3.9pp89.2%above the sector's middle half▲ 3.6pp94.7%above the sector's middle half▲ 5.5pp97.7%above the sector's middle half▲ 3.0pp
Current ratio4.97-12.63above the sector's middle half▲ 7.6613.73above the sector's middle half▲ 1.1014.69above the sector's middle half▲ 0.9512.82above the sector's middle half▼ 1.8618.25above the sector's middle half▲ 5.4244.92above the sector's middle half▲ 26.67
Return on assets (ROA)29.3%-5.6%within the sector's middle half▼ 23.7pp5.5%within the sector's middle half▼ 0.1pp-0.7%below the sector's middle half▼ 6.2pp0.8%below the sector's middle half▲ 1.5pp0.6%below the sector's middle half▼ 0.2pp1.5%below the sector's middle half▲ 0.9pp
above within below The sector band is the middle half of the companies in Legal and accounting activities (NACE 69). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets €62,300 ▼ 23.7%
Current assets €1.7m ▼ 6.2%
Equity and liabilities €1.8m
Equity €1.8m ▼ 4.1%
Debt €41,819 ▼ 59.3%
Debt's share of the balance-sheet total falls from 5.3% to 2.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€19,474▲
2024 · €3,022
Cash flow
€46,403▲
2024 · €31,216
Debt to equity
0.02▼
2024 · 0.06
ROE
1.5%▲
2024 · 0.6%
Interest coverage
5.08▲
2024 · 2.15
Debt ≤ 1 year
€38,852▼
2024 · €102,011
Income taxes
€10,558▼
2024 · €23,501
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item30-06-202230-06-202330-06-202430-06-2025
Tangible fixed assets€56,628€3,281--
Depreciation and write-downs of the year€19,662€19,074€19,328€19,328

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as Viveli: activities of notaries (NACE 69102). They are comparable in size and age: total assets between €1.6m and €2.2m, founded between 1999 and 2013.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
Viveli Kluisbergen2007€1.8m€1.8m€0.02m€0.03m2025
Notariële bestuursvennootschap Kris Ducatteeuw Hove2005€1.9m€1.8m€0.02m€0.08m2025
NOTARIS JAN LAMBRECHT Lummen2001€2.2m€2.1m€0.02m€0.02m2025
DIAMANT INVEST Schaarbeek2006€2.1m€1.3m€0.04m-€0.03m2025
Alain HENRY, geassocieerde Notaris Koksijde2003€1.9m€1.8m€0.04m-€0.02m2025
Geassocieerd Notaris Virginie Daems Oostkamp2013€2.1m€1.5m€0.02m-€0.04m2025
COMBRAG Ciney1999€1.6m-€0.2m€0.04m-€0.02m2024

They were chosen from the 1,794 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 6,049 companies had the same profile as Viveli has now. Two years later, 0.4% had gone bankrupt and 96.0% were still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.4% went bankrupt
3.6% stopped otherwise
96.0% was still going

That fits the bankruptcy probability of Viveli itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,049 companies, not a prediction for Viveli. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines

Source: Annual accounts 2025 (PDF), filed on 14-01-2026.

Balance sheet Code20242025
Assets
Total assets20/58€1.9m€1.8m▼
Fixed assets21/28€0.08m€0.06m▼
Tangible fixed assets22/27€0.08m€0.06m▼
Land and buildings22€0.05m€0.05m▼
Plant, machinery and equipment23€451-
Furniture and vehicles24€0.03m€0.01m▼
Current assets29/58€1.9m€1.7m▼
Amounts receivable within one year40/41€0.3m€0.3m▲
Trade receivables40€0.02m-
Other amounts receivable41€0.3m€0.3m▲
Current investments50/53€1.2m€0.6m▼
Cash at bank and in hand54/58€0.3m€0.8m▲
Deferred charges and accrued income490/1€0.005m€0.004m▼
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.8m▼
Equity10/15€1.8m€1.8m▼
Contributions10/11€0.02m€0.02m=
Reserves13€1.8m€1.7m▼
Distributable reserves133€1.8m€1.7m▼
Amounts payable17/49€0.1m€0.04m▼
Amounts payable within one year42/48€0.1m€0.04m▼
Current portion of amounts payable after more than one year42€0.07m-
Trade debts44€271€11▼
Suppliers440/4€271€11▼
Taxes, remuneration and social security45€0.03m€0.008m▼
Taxes450/3€0.03m€0.008m▼
Other amounts payable47/48€0.009m€0.03m▲
Accrued charges and deferred income492/3€0.001m€0.003m▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.02m=
Other operating charges640/8€0.001m€0.001m▲
Non-recurring operating charges66A€0.02m-
Gross operating margin9900€0.02m€0.02m▲
Operating profit (loss)9901-€0.02m€146▲
Financial income75/76B€0.05m€0.04m▼
Recurring financial income75€0.03m€0.04m▲
Non-recurring financial income76B€0.02m-
Financial charges65/66B€0.001m€0.004m▲
Recurring financial charges65€0.001m€0.004m▲
Profit (loss) for the period before taxes9903€0.04m€0.04m▲
Income taxes67/77€0.02m€0.01m▼
Profit (loss) for the period9904€0.01m€0.03m▲
Transfer from tax-exempt reserves789€0.1m-
Profit (loss) for the period to be appropriated9905€0.2m€0.03m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.2m€0.03m▼
Profit (loss) brought forward from the previous period14P-€0.001m-
Transfer from equity791/2-€0.1m
Transfer to equity691/2€0.2m€0.03m▼
To other reserves6921€0.2m€0.03m▼
Profit to be distributed694/7-€0.1m
Return on contributions (dividend)694-€0.1m

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line2019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€0.007m€0.02m€0.02m€0.02m€0.02m=
Other operating charges640/8---€0.001m€0.001m€0.001m€0.001m▲ 17.0%
Non-recurring operating charges66A-----€0.02m--
Gross operating margin9900€0.09m€0.2m€0.2m€0.01m€0.02m€0.02m€0.02m▲ 0.7%
Operating profit (loss)9901€0.09m€0.2m€0.2m-€0.009m€0.002m-€0.02m€146-
Financial income75/76B---€0.02m€0.02m€0.05m€0.04m▼ 22.2%
Recurring financial income75€2.2m€0.01m€0.01m€0.02m€0.02m€0.03m€0.04m▲ 24.2%
Non-recurring financial income76B-----€0.02m--
Financial charges65/66B---€0.02m€0.003m€0.001m€0.004m▲ 172%
Recurring financial charges65€0.01m€0.006m€0.009m€0.005m€0.003m€0.001m€0.004m▲ 172%
Non-recurring financial charges66B---€0.02m----
Profit (loss) for the period before taxes9903€1.1m€0.2m€0.2m-€0.02m€0.02m€0.04m€0.04m▲ 6.3%
Income taxes67/77€0.1m€0.06m€0.06m€0.001m€0.005m€0.02m€0.01m▼ 55.1%
Profit (loss) for the period9904€0.9m€0.2m€0.1m-€0.02m€0.02m€0.01m€0.03m▲ 128%
Transfer from tax-exempt reserves789-----€0.1m--
Profit (loss) for the period to be appropriated9905€0.9m€0.09m€0.07m-€0.02m€0.02m€0.2m€0.03m▼ 83.0%
Line2019202020212022202320242025Change
Assets
Total assets20/58€3.2m€2.8m€2.7m€2.3m€2.0m€1.9m€1.8m▼ 7.0%
Fixed assets21/28€0.03m€0.03m€0.08m€0.1m€0.1m€0.08m€0.06m▼ 23.7%
Tangible fixed assets22/27--€0.08m€0.1m€0.1m€0.08m€0.06m▼ 23.7%
Land and buildings22---€0.05m€0.05m€0.05m€0.05m▼ 2.2%
Plant, machinery and equipment23---€0.001m€0.001m€451--
Furniture and vehicles24---€0.06m€0.05m€0.03m€0.01m▼ 60.2%
Financial fixed assets28€0.03m€0.03m------
Current assets29/58€3.2m€2.8m€2.6m€2.2m€1.9m€1.9m€1.7m▼ 6.2%
Amounts receivable within one year40/41€0.6m€0.9m€0.6m€0.4m€0.4m€0.3m€0.3m▲ 0.5%
Trade receivables40---€0.001m€448€0.02m--
Other amounts receivable41---€0.4m€0.4m€0.3m€0.3m▲ 5.7%
Current investments50/53€0.02m€0.2m€0.6m€0.8m€1.0m€1.2m€0.6m▼ 45.8%
Cash at bank and in hand54/58€2.6m€1.7m€1.4m€1.0m€0.5m€0.3m€0.8m▲ 124%
Deferred charges and accrued income490/1---€0.02m€0.02m€0.005m€0.004m▼ 14.8%
Equity and liabilities
Total equity and liabilities10/49€3.2m€2.8m€2.7m€2.3m€2.0m€1.9m€1.8m▼ 7.0%
Equity10/15€2.0m€2.2m€2.2m€2.0m€1.8m€1.8m€1.8m▼ 4.1%
Contributions10/11€0.02m--€0.02m€0.02m€0.02m€0.02m=
Reserves13€2.0m€2.2m€2.2m€2.0m€1.8m€1.8m€1.7m▼ 4.1%
Non-distributable reserves130/1---€0.002m€0.002m---
Reserves not available under the articles1311---€0.002m€0.002m---
Tax-exempt reserves132---€0.1m€0.1m---
Distributable reserves133---€1.9m€1.7m€1.8m€1.7m▼ 4.1%
Profit (loss) carried forward14----€0.02m-€0.001m---
Amounts payable17/49€1.2m€0.6m€0.5m€0.3m€0.2m€0.1m€0.04m▼ 59.3%
Amounts payable after more than one year17€0.5m€0.4m€0.3m€0.2m€0.07m---
Financial debts170/4---€0.2m€0.07m---
Amounts payable within one year42/48€0.6m€0.2m€0.2m€0.2m€0.2m€0.1m€0.04m▼ 61.9%
Current portion of amounts payable after more than one year42---€0.1m€0.1m€0.07m--
Trade debts44€0.002m€0.004m€0.003m€0.004m€0.002m€271€11▼ 95.9%
Suppliers440/4---€0.004m€0.002m€271€11▼ 95.9%
Taxes, remuneration and social security45---€0.008m€0.02m€0.03m€0.008m▼ 68.6%
Taxes450/3---€0.008m€0.02m€0.03m€0.008m▼ 68.6%
Other amounts payable47/48---€0.02m€0.02m€0.009m€0.03m▲ 246%
Accrued charges and deferred income492/3---€0.001m€0.001m€0.001m€0.003m▲ 353%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€942,505€156,995€147,832-€16,527€15,967€11,888€27,075▲ 128%
+ Depreciation and write-downs630--€6,930€19,662€19,074€19,328€19,328=
Operating cash flow (approximation)€942,505€156,995€154,762€3,135€35,041€31,216€46,403▲ 48.7%
Investment in fixed assets (approximation)-€0-€54,008-€56,628-€3,281€0€0-
Change in cash--€879,369-€275,397-€396,187-€490,049-€179,475€430,248-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 19 filings with the National Bank
Financial year Type Filed Reference Document
30-06-2025 micro format 14-01-2026 2026-00008398 PDF
30-06-2024 micro format 04-12-2024 2024-00610711 PDF
30-06-2023 micro format 18-12-2023 2023-00532363 PDF
30-06-2022 abbreviated format 02-12-2022 2022-20531729 PDF
30-06-2021 abbreviated format 14-09-2021 2021-67200345 PDF
30-06-2020 abbreviated format 07-12-2020 2020-74700487 PDF
30-06-2019 abbreviated format 12-12-2019 2019-75900291 PDF
30-06-2018 abbreviated format 19-12-2018 2018-75200104 PDF
30-06-2017 abbreviated format 20-12-2017 2017-72500261 PDF
30-06-2017 micro format 29-11-2017 2017-70900222 PDF

Show all 19 filings

Next steps