VIVEKA
ActiveSummary
VIVEKA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €11k. Equity is growing by ~31% per year across the filed fiscal years. Its solvency ranks better than 90% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+3
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 9.26 against 13.25 in 2024; short-term debt: 10.7% and cash: 13.9% of total assets), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
20.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
74 d early
2024
59 d early
2023
65 d early
2022
80 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 30.0%
2024 · €36k
2022: €16k
2023: €28k
2024: €36k
2022 → 2025
Total assets
€52k▲ 34.8%
2024 · €38k
2022: €24k
2023: €39k
2024: €38k
2022 → 2025
Net result
€11k▲ 46.3%
2024 · €7k
2022: €15k
2023: €12k
2024: €7k
2022 → 2025
Working capital
€46k▲ 31.4%
2024 · €35k
2022: €15k
2023: €27k
2024: €35k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€16k-€28k▲ 75.5%€36k▲ 25.8%€46k▲ 30.0%
Operating result€20k-€17k▼ 15.6%€10k▼ 39.7%€15k▲ 45.6%
Net result€15k-€12k▼ 16.8%€7k▼ 40.0%€11k▲ 46.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €52k
Equity
€46k ▲ 30.0%
Debt
€6k ▲ 94.9%
Debt's share of the balance-sheet total rises from 7.4% to 10.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▲
2024 · €11k
Cash flow
€11k▲
2024 · €8k
Current ratio
9.26▼
2024 · 13.25
Quick ratio
9.05▼
2024 · 12.83
Debt to equity
0.12▲
2024 · 0.08
ROE
23.1%▲
2024 · 20.5%
ROA
20.6%▲
2024 · 19.0%
Interest coverage
82.91▲
2024 · 78.86
Debt ≤ 1 year
€6k▲
2024 · €3k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€38k€52k▲
Formation expenses20€652€362▼
Current assets29/58€38k€51k▲
Stocks and contracts in progress3€1k€1k▼
Stocks30/36€1k€1k▼
Amounts receivable within one year40/41€35k€43k▲
Other amounts receivable41€35k€43k▲
Cash at bank and in hand54/58€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€38k€52k▲
Equity10/15€36k€46k▲
Contributions10/11€2k€2k=
Reserves13€34k€44k▲
Distributable reserves133€34k€44k▲
Profit (loss) carried forward14€509€700▲
Amounts payable17/49€3k€6k▲
Amounts payable within one year42/48€3k€6k▲
Current portion of amounts payable after more than one year42-€634
Trade debts44-€458
Suppliers440/4-€458
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€290€290=
Other operating charges640/8€387€400▲
Gross operating margin9900€11k€16k▲
Operating profit (loss)9901€10k€15k▲
Financial charges65/66B€134€184▲
Recurring financial charges65€134€184▲
Profit (loss) for the period before taxes9903€10k€15k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€7k€11k▲
Profit (loss) for the period to be appropriated9905€7k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€11k▲
Profit (loss) brought forward from the previous period14P€403€509▲
Transfer to equity691/2€7k€11k▲
To other reserves6921€7k€11k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €7k ▼40%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 13.25
Current ratio from 3.60 to 13.25; short-term debt falls from €10k to €3k.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bassenge · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Droit Thier 244690 BassengeGround area
810 m²
Building footprint
121 m²
Volume, LiDAR
666 m³
Parcel 62086A0715/00R000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIVEKA
since 20222.329.987.906
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62086A0715/00R000 | Wallonia | 810 m² | 1 · 121 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCHENKKAN DANNY
BE 0744.556.855
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BE 0649.615.136
Ottignies-Louvain-la-Neuve · Eq €46,141
SD-UP
BE 0766.341.075
Châtelet · Eq €46,124
JPV INTERNATIONAL
BE 0640.998.863
Elsene · Eq €46,558
CLS CONCEPT
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Of 3,017 companies in sector 85592 we hold annual accounts for 987. 695 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
85592Vocational training
58190Other publishing activities, excluding software publishing
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.