ViVeB Consulting
ActiveViVeB Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €282k and a net result of €23k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 10.15 against 7.79 in 2023; short-term debt: 9.6% and cash: 48.1% of total assets), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
13 d early
2022
27 d early
2021
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€282k▲ 8.9%
2023 · €259k
2021: €190k
2022: €238k
2023: €259k
2021 → 2024
Total assets
€312k▲ 5.5%
2023 · €296k
2021: €209k
2022: €264k
2023: €296k
2021 → 2024
Net result
€23k▲ 6.1%
2023 · €22k
2021: €185k
2022: €48k
2023: €22k
2021 → 2024
Working capital
€275k▲ 9.9%
2023 · €250k
2021: €187k
2022: €228k
2023: €250k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€190k-€238k▲ 25.2%€259k▲ 9.1%€282k▲ 8.9%
Operating result€266k-€68k▼ 74.4%€32k▼ 53.3%€33k▲ 5.3%
Net result€185k-€48k▼ 74.1%€22k▼ 54.7%€23k▲ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 5% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €312k
Fixed assets
€7k▼ 19.7%
Current assets
€305k▲ 6.2%
Equity and liabilities €312k
Equity
€282k▲ 8.9%
Debt
€30k▼ 18.4%
The debt ratio falls from 12.4% to 9.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2023 · €33k
Cash flow
€25k▲
2023 · €23k
Solvency
90.4%▲
2023 · 87.6%
Current ratio
10.15▲
2023 · 7.79
Quick ratio
10.15▲
2023 · 7.79
Debt / equity
0.11▼
2023 · 0.14
ROE
8.2%▼
2023 · 8.4%
ROA
7.4%▲
2023 · 7.3%
Interest coverage
12.68▼
2023 · 23.34
Debt
€30k▼
2023 · €37k
Debt ≤ 1 year
€30k▼
2023 · €37k
Income taxes
€9k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€296k€312k▲
Fixed assets21/28€9k€7k▼
Intangible fixed assets21€5k€5k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€287k€305k▲
Amounts receivable within one year40/41€37k€34k▼
Trade receivables40€25k€31k▲
Other amounts receivable41€12k€4k▼
Current investments50/53€59k€120k▲
Cash at bank and in hand54/58€192k€150k▼
Equity and liabilities
Total equity and liabilities10/49€296k€312k▲
Equity10/15€259k€282k▲
Contributions10/11€5k€5k=
Reserves13€254k€277k▲
Distributable reserves133€254k€277k▲
Amounts payable17/49€37k€30k▼
Amounts payable within one year42/48€37k€30k▼
Trade debts44€1k€568▼
Suppliers440/4€1k€568▼
Taxes, remuneration and social security45€17k€15k▼
Taxes450/3€17k€15k▼
Other amounts payable47/48€19k€15k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€280€441▲
Non-recurring operating charges66A€147€0▼
Gross operating margin9900€34k€36k▲
Operating profit (loss)9901€32k€33k▲
Financial income75/76B€10€2k▲
Recurring financial income75€10€2k▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€30k€32k▲
Income taxes67/77€9k€9k▲
Profit (loss) for the period9904€22k€23k▲
Profit (loss) for the period to be appropriated9905€22k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€23k▲
Transfer to equity691/2€22k€23k▲
To other reserves6921€22k€23k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
14-01
State Gazette act
General meeting · Board meeting
Director reappointment · Permanent representative
14-01
State Gazette act
General meeting · Director reappointment
Permanent representative · Board meeting
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
09-07
State Gazette act
General meeting · Auditor appointment
Permanent representative · Power of attorney
09-07
State Gazette act
General meeting · Auditor appointment
Director discharge · Permanent representative
19-01
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-01
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-01
State Gazette act
General meeting · Board meeting
Director reappointment · Permanent representative
19-01
State Gazette act
General meeting · Board meeting
Director reappointment · Permanent representative
2023
31-12
Financial
Weakest financial yearnet €22k ▼54.7%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
07-02
State Gazette act
General meeting · Board meeting
Director reappointment · Permanent representative
07-02
State Gazette act
General meeting · Board meeting
Director reappointment · Permanent representative
2022
31-12
Financial
Equity above €200kEq €238k ▲25.2%
2 profitable years in a row build equity to €238k.
29-11
State Gazette act
General meeting · Board meeting
Director appointment · Permanent representative
28-07
State Gazette act
General meeting · Board meeting
Director appointment · Permanent representative
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zavelstraat 143040 HuldenbergGround area
1.1 ha
Building footprint
279 m²
Parcel 24045C0493/00L002, Flanders. Linked by address, not a title deed.
1 establishment unit
ViVeB Consulting
since 20202.302.210.965
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24045C0493/00L002 | Flanders | 1.1 ha | 1 · 279 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared director
→
Shared director
→
Ownership & control
2 partiesViVeB ConsultingBE 0746.882.380
controls
Where this company holds controlthis company sits on their board2
4 subsidiaries · 19 locations
2 subsidiaries · 19 locations
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 2,496 EUR awarded · 2,496 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 750 EUR | 750 EUR |
| 2023 | 1 | 517 EUR | 517 EUR |
| 2022 | 1 | 1,229 EUR | 1,229 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,398. 6,593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2020
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.