VIVANDIS
ActiveVIVANDIS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €238k and a net result of €143k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 49% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency82▲+32
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 0.94 in 2023; short-term debt: 35.2% and cash: 16.4% of total assets), and 43.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
30 d late
2022
60 d late
2021
24 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€238k▲ 152%
2023 · €94k
2018: €108k
2019: €204k
2020: €80k
2021: €73k
2022: €94k
2023: €94k
2018 → 2024
Total assets
€418k▲ 9.6%
2023 · €382k
2018: €314k
2019: €397k
2020: €399k
2021: €344k
2022: €293k
2023: €382k
2018 → 2024
Net result
€143k▲ 30.0%
2023 · €110k
2018: €12k
2019: €104k
2020: €139k
2021: €127k
2022: €123k
2023: €110k
2018 → 2024
Working capital
€104k
2023 · €-13k
2018: €98k
2019: €172k
2020: €-6k
2021: €-25k
2022: €-9k
2023: €-13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€80k-€73k▼ 9.4%€94k▲ 29.6%€94k▲ 0.3%€238k▲ 152%
Operating result€193k-€175k▼ 9.4%€170k▼ 3.1%€155k▼ 8.7%€197k▲ 27.0%
Net result€139k-€127k▼ 8.0%€123k▼ 3.3%€110k▼ 10.6%€143k▲ 30.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 27% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €418k
Fixed assets
€167k▲ 1.8%
Current assets
€251k▲ 15.5%
Equity and liabilities €418k
Equity
€238k▲ 152%
Debt
€181k▼ 37.1%
The debt ratio falls from 75.3% to 43.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€225k▲
2023 · €179k
Cash flow
€172k▲
2023 · €134k
Solvency
56.8%▲
2023 · 24.7%
Current ratio
1.71▲
2023 · 0.94
Quick ratio
1.71▲
2023 · 0.94
Debt / equity
0.76▼
2023 · 3.05
ROE
60.3%▼
2023 · 116.9%
ROA
34.3%▲
2023 · 28.9%
Interest coverage
53.62▼
2023 · 107.92
Debt
€181k▼
2023 · €287k
Debt ≤ 1 year
€147k▼
2023 · €231k
Debt > 1 year
€33k▼
2023 · €57k
Income taxes
€50k▲
2023 · €44k
Staff costs
€95k▲
2023 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€382k€418k▲
Fixed assets21/28€164k€167k▲
Intangible fixed assets21€6k€621▼
Tangible fixed assets22/27€123k€131k▲
Furniture and vehicles24€106k€106k▼
Other tangible fixed assets26€17k€25k▲
Financial fixed assets28€35k€35k=
Current assets29/58€218k€251k▲
Amounts receivable after more than one year29€77k€77k=
Other amounts receivable291€77k€77k=
Amounts receivable within one year40/41€26k€104k▲
Trade receivables40€18k€0▼
Other amounts receivable41€8k€104k▲
Cash at bank and in hand54/58€111k€68k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€382k€418k▲
Equity10/15€94k€238k▲
Contributions10/11€19k€19k=
Reserves13€52k€218k▲
Distributable reserves133€52k€218k▲
Profit (loss) carried forward14€24k€569▼
Amounts payable17/49€287k€181k▼
Amounts payable after more than one year17€57k€33k▼
Financial debts170/4€57k€33k▼
Amounts payable within one year42/48€231k€147k▼
Current portion of amounts payable after more than one year42€74k€61k▼
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Taxes, remuneration and social security45€39k€22k▼
Taxes450/3€25k€7k▼
Remuneration and social security454/9€14k€15k▲
Other amounts payable47/48€108k€56k▼
Income statement
Code20232024
Remuneration, social security and pensions62€79k€95k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€29k▲
Other operating charges640/8€14k€1k▼
Gross operating margin9900€272k€322k▲
Operating profit (loss)9901€155k€197k▲
Financial income75/76B€924€924=
Recurring financial income75€924€924=
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€154k€194k▲
Income taxes67/77€44k€50k▲
Profit (loss) for the period9904€110k€143k▲
Profit (loss) for the period to be appropriated9905€110k€143k▲
Appropriation of the result
Profit (loss) to be appropriated9906€134k€167k▲
Profit (loss) brought forward from the previous period14P€24k€24k▲
Transfer to equity691/2-€167k
To other reserves6921-€167k
Profit to be distributed694/7€110k€0▼
Return on contributions (dividend)694€110k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
11-09
State Gazette act
General meeting · Statutes amendment
Registered-office move · Corporate purpose
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2018net €143k ▲30%
Operating result €197k, net result €143k, both a record.
31-12
Financial
Equity above €200kEq €238k ▲152%
7 profitable years in a row build equity to €238k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €200kEq €204k ▲89.9%
2 profitable years in a row build equity to €204k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-de-l'Enclus · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Enclus du haut(O) 47750 Mont-de-l'EnclusGround area
9,679 m²
Building footprint
567 m²
Volume, LiDAR
3,393 m³
2 parcels, Wallonia · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Grandrieu(FB) 67, 7911 Frasnes-lez-Anvaing
since 20162.254.675.819
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57061B0592/00A000 | Wallonia | 8,431 m² | 1 · 343 m² | 10.9 m · 2 fl. |
| 51022A0163/00S000 | Wallonia | 1,248 m² | 1 · 223 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500400RA7A3FF5942
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.