VIVAME

Active

Private limited companyfounded 20242 yrs activeEeuwfeestlaan 86, 2500 Lier, BelgiumKBO/BCE: BE 1014.440.054

Summary

VIVAME has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,277 and a net result of €13,277. The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch Report Compare

VIVAMEActiveChecked score 74/100

Risk analysis Report Compare

Activity

Activities of head offices

NACE 70100

1 site

Size

€39,313total assets 2025

Equity: €14,277
Profit: €13,277

Turnover not published (abridged schema)

Financial health

74 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.6%

Structure

Accounts 41 d early0 of 1 deed read

Why 74- Founded in 2024+ Sector Activities of head offices; management consultancy activities (NACE 70)+ No annual accounts with figuresShow the evidence

Checked score

Score 2025

74 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Place in the band from the probability alone: no sector peers known

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 61

equity 36.3% of total assets

Liquidity 59

short-term debt 33.7% · cash 19.2%

Profitability 100

return on assets 33.8%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,454 companies)

Last 24 months 11-2025: 0.4%lowest value 12-2025: 0.4%▲ +2.2% vs 11-2025 01-2026: 0.4%▲ +1.6% vs 12-2025 02-2026: 0.4%▲ +1.6% vs 01-2026 03-2026: 0.4%▲ +12.2% vs 02-2026 04-2026: 0.4%● 0.0% vs 03-2026 05-2026: 0.5%▲ +14.4% vs 04-2026 06-2026: 0.5%▲ +7.1% vs 05-2026 07-2026: 0.5%▼ -4.4% vs 06-2026 08-2026: 0.5%▲ +1.8% vs 07-2026 09-2026: 0.6%▲ +15.4% vs 08-2026 10-2026: 0.6%▲ +1.5% vs 09-2026highest value

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Founded in 2024 raises the probability for this profile
No annual accounts with figures lowers the probability

Credit up to €1,000 at 30 days acceptable

Liquidity tight (current ratio 1.33; short-term debt: 33.7% and cash: 19.2% of total assets), and 63.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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