VIVALDI Plus
ActiveSummary
The computed 12-month bankruptcy probability of VIVALDI Plus is 1.7% (moderate). The 2025 annual accounts show equity of €90k and a net result of €20k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 3705 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+11
Solvency97▲+7
Growth79▲+1
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.55 in 2024; short-term debt: 28.4% and cash: 23.8% of total assets), and 28.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
16.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
1 d early
2022
6 d late
2021
7 d late
2020
45 d late
2019
140 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
Financials · fiscal year 2025, abbreviated schema
Turnover
€498k▲ 15.9%
2024 · €430k
EBIT margin
4.8%▲ 2.5pp
2024 · 2.3%
Net result
€20k▲ 553%
2024 · €3k
Working capital
€-2k▲ 87.2%
2024 · €-17k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€177k▲ 2.2%€321k▲ 80.8%€380k▲ 18.4%€430k▲ 13.2%€498k▲ 15.9%
Operating result€12k▼ 30.5%€15k▲ 23.3%€10k▼ 32.5%€10k▼ 3.0%€24k▲ 138%
Net result€12k▼ 26.8%€15k▲ 23.6%€10k▼ 37.3%€3k▼ 67.7%€20k▲ 553%
EBIT margin7.0%▼ 3.3pp4.8%▼ 2.2pp2.7%▼ 2.1pp2.3%▼ 0.4pp4.8%▲ 2.5pp
Equity€45k▲ 37.7%€60k▲ 33.8%€70k▲ 15.8%€69k▼ 0.8%€90k▲ 29.1%
Total assets€61k▼ 5.3%€145k▲ 136%€146k▲ 0.4%€108k▼ 26.2%€125k▲ 16.3%
Debt€16k▼ 49.3%€85k▲ 421%€76k▼ 10.5%€38k▼ 49.7%€35k▼ 7.1%
Working capital€15k€-13k€-36k▼ 187%€-17k▲ 53.2%€-2k▲ 87.2%
Staff (FTE)2=2=4▲ 100%4=4=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 138% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€92k ▲ 6.2%
Current assets
€33k ▲ 57.5%
Equity and liabilities €125k
Equity
€90k ▲ 29.1%
Debt
€35k ▼ 7.1%
Debt's share of the balance-sheet total falls from 35.5% to 28.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2024 · €47k
Cash flow
€52k▲
2024 · €40k
Current ratio
0.94▲
2024 · 0.55
Quick ratio
0.93▲
2024 · 0.54
Debt to equity
0.40▼
2024 · 0.55
ROE
22.6%▲
2024 · 4.5%
ROA
16.2%▲
2024 · 2.9%
Interest coverage
691.16▲
2024 · 60.18
Debt ≤ 1 year
€35k▼
2024 · €38k
Income taxes
€4k▼
2024 · €6k
Staff costs
€141k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €177k | €321k | €380k | €430k | €498k | ▲ 15.9% |
| Non-recurring operating income76A | €14k | €4k | €4k | €3k | - | - |
| Goods, raw materials, services and sundry goods60/61 | €122k | €227k | €242k | €267k | €297k | ▲ 11.5% |
| Remuneration, social security and pensions62 | €48k | €61k | €100k | €118k | €141k | ▲ 19.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €20k | €28k | €37k | €32k | ▼ 14.3% |
| Other operating charges640/8 | €141 | €2k | €4k | €3k | €4k | ▲ 18.6% |
| Gross operating margin9900 | €69k | €99k | €142k | €168k | €201k | ▲ 19.2% |
| Operating profit (loss)9901 | €12k | €15k | €10k | €10k | €24k | ▲ 138% |
| Financial income75/76B | €4 | - | - | - | - | - |
| Recurring financial income75 | €4 | - | - | - | - | - |
| Financial charges65/66B | €112 | €99 | €801 | €788 | €81 | ▼ 89.7% |
| Recurring financial charges65 | €112 | €99 | €801 | €788 | €81 | ▼ 89.7% |
| Profit (loss) for the period before taxes9903 | €12k | €15k | €10k | €9k | €24k | ▲ 158% |
| Income taxes67/77 | €0 | - | €0 | €6k | €4k | ▼ 40.5% |
| Profit (loss) for the period9904 | €12k | €15k | €10k | €3k | €20k | ▲ 553% |
| Profit (loss) for the period to be appropriated9905 | €12k | €15k | €10k | €3k | €20k | ▲ 553% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61k | €145k | €146k | €108k | €125k | ▲ 16.3% |
| Fixed assets21/28 | €31k | €92k | €110k | €86k | €92k | ▲ 6.2% |
| Intangible fixed assets21 | €16k | €11k | €5k | €0 | €0 | - |
| Tangible fixed assets22/27 | €14k | €82k | €105k | €86k | €92k | ▲ 6.2% |
| Land and buildings22 | - | - | - | €2k | €6k | ▲ 217% |
| Plant, machinery and equipment23 | €5k | €19k | €13k | €7k | €2k | ▼ 70.9% |
| Furniture and vehicles24 | €7k | €50k | €41k | €31k | €44k | ▲ 42.6% |
| Other tangible fixed assets26 | €3k | €13k | €51k | €46k | €39k | ▼ 15.2% |
| Financial fixed assets28 | €200 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €31k | €53k | €35k | €21k | €33k | ▲ 57.5% |
| Stocks and contracts in progress3 | €619 | €514 | €723 | €598 | €292 | ▼ 51.1% |
| Stocks30/36 | €619 | €514 | €723 | €598 | €292 | ▼ 51.1% |
| Amounts receivable within one year40/41 | €2k | €9k | €9k | €1k | €3k | ▲ 182% |
| Trade receivables40 | €0 | €0 | €0 | €0 | €0 | - |
| Other amounts receivable41 | €2k | €9k | €9k | €1k | €3k | ▲ 182% |
| Cash at bank and in hand54/58 | €28k | €43k | €25k | €19k | €30k | ▲ 55.5% |
| Deferred charges and accrued income490/1 | €394 | €394 | €394 | €394 | €394 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61k | €145k | €146k | €108k | €125k | ▲ 16.3% |
| Equity10/15 | €45k | €60k | €70k | €69k | €90k | ▲ 29.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | €6k | €6k | €6k | = |
| Issued capital100 | €19k | €19k | €19k | €19k | €19k | = |
| Uncalled capital101 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €37k | €52k | €62k | €61k | €82k | ▲ 32.9% |
| Amounts payable17/49 | €16k | €85k | €76k | €38k | €35k | ▼ 7.1% |
| Amounts payable after more than one year17 | - | €19k | €4k | €0 | - | - |
| Financial debts170/4 | - | €19k | €4k | €0 | - | - |
| Amounts payable within one year42/48 | €16k | €65k | €72k | €38k | €35k | ▼ 7.1% |
| Current portion of amounts payable after more than one year42 | - | €15k | €15k | €4k | €1k | ▼ 65.5% |
| Trade debts44 | €12k | €20k | €26k | €16k | €5k | ▼ 67.8% |
| Suppliers440/4 | €12k | €20k | €26k | €16k | €5k | ▼ 67.8% |
| Taxes, remuneration and social security45 | €4k | €0 | €0 | €1k | €12k | ▲ 1,019% |
| Taxes450/3 | €0 | €0 | €0 | €1k | €3k | ▲ 212% |
| Remuneration and social security454/9 | €4k | €0 | €0 | €0 | €8k | - |
| Other amounts payable47/48 | €0 | €31k | €31k | €18k | €18k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €15k | €10k | €3k | €20k | ▲ 553% |
| + Depreciation and write-downs630 | €8k | €20k | €28k | €37k | €32k | ▼ 14.3% |
| Operating cash flow (approximation) | €21k | €36k | €38k | €40k | €52k | ▲ 29.2% |
| Investment in fixed assets (approximation) | - | €-82k | €-46k | €-13k | €-37k | ▼ 180% |
| Change in cash | - | €15k | €-18k | €-6k | €11k | ▲ 282% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €20k ▲553%
Operating result €24k, net result €20k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2022
07-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.90
Current ratio from 0.89 to 1.90; short-term debt falls from €32k to €16k.
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 149 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2018
Ground area
438 m²
Building footprint
67 m²
Parcel 62066B0098/00S000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VIVALDI
since 20182.270.824.339
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62066B0098/00S000 | Wallonia | 438 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAns2.270.824.339
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Of 20,501 companies in sector 56111 we hold annual accounts for 11,453. 9,679 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.