Vivadom
ActiveSummary
Vivadom has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €342k and a net result of €-106k. Equity is shrinking by ~15.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 16% of 387 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-31
Solvency41▼-5
Growth50▼-1
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.37 in 2024; short-term debt: 73.1% and cash: 57.8% of total assets), and 84.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 387 sector peers (2025).
NBB · sector comparisonPosition among 387 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
65 d early
2023
79 d early
2022
54 d early
2021
46 d early
2020
67 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€3.35M▲ 5.8%
2024 · €3.17M
2018: €1.25M
2019: €1.30M
2020: €1.26M
2021: €1.31M
2022: €2.59M
2023: €2.72M
2024: €3.17M
2018 → 2025
EBIT margin
-2.5%▼ 3.5pp
2024 · 1.0%
2018: 14.6%
2019: -0.4%
2020: -2.6%
2021: -4.3%
2022: -13.7%
2023: -13.2%
2024: 1.0%
2018 → 2025
Net result
€-106k
2024 · €28k
2018: €183k
2019: €9k
2020: €-34k
2021: €-58k
2022: €-368k
2023: €-375k
2024: €28k
2018 → 2025
Working capital
€403k▼ 26.1%
2024 · €545k
2018: €799k
2019: €838k
2020: €806k
2021: €800k
2022: €714k
2023: €98k
2024: €545k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.31M-€2.59M▲ 97.1%€2.72M▲ 5.0%€3.17M▲ 16.6%€3.35M▲ 5.8%
Equity€1.06M-€724k▼ 31.6%€390k▼ 46.0%€448k▲ 14.8%€342k▼ 23.6%
Operating result€-57k-€-356k▼ 527%€-359k▼ 0.8%€32k€-84k
Net result€-58k-€-368k▼ 540%€-375k▼ 1.8%€28k€-106k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €84k after €32k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.15M
Fixed assets
€176k ▲ 17.9%
Current assets
€1.98M ▼ 1.6%
Equity and liabilities €2.15M
Equity
€342k ▼ 23.6%
Provisions
€98k ▼ 2.3%
Debt
€1.71M ▲ 6.4%
Debt's share of the balance-sheet total rises from 74.6% to 79.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-34k▼
2024 · €91k
Cash flow
€-56k▼
2024 · €87k
Current ratio
1.26▼
2024 · 1.37
Quick ratio
1.25▼
2024 · 1.37
Debt to equity
5.00▲
2024 · 3.59
ROE
-30.9%▼
2024 · 6.2%
ROA
-4.9%▼
2024 · 1.3%
Interest coverage
-1.50▼
2024 · 3.74
Debt ≤ 1 year
€1.58M▲
2024 · €1.47M
Debt > 1 year
€125k▼
2024 · €130k
Income taxes
€3k▲
2024 · €2k
Staff costs
€7.67M▲
2024 · €7.60M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 72 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.16M€2.15M▼
Fixed assets21/28€149k€176k▲
Intangible fixed assets21€6k€2k▼
Tangible fixed assets22/27€119k€149k▲
Land and buildings22€4k€0▼
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24€114k€149k▲
Financial fixed assets28€25k€25k▲
Other financial fixed assets284/8€25k€25k▲
Amounts receivable and cash guarantees285/8€25k€25k▲
Current assets29/58€2.01M€1.98M▼
Stocks and contracts in progress3€4k€4k▲
Stocks30/36€4k€4k▲
Raw materials and consumables30/31€4k€4k▲
Amounts receivable within one year40/41€624k€613k▼
Trade receivables40€374k€367k▼
Other amounts receivable41€250k€246k▼
Current investments50/53€191€192▲
Cash at bank and in hand54/58€1.26M€1.25M▼
Deferred charges and accrued income490/1€117k€116k▼
Equity and liabilities
Total equity and liabilities10/49€2.16M€2.15M▼
Equity10/15€448k€342k▼
Reserves13€68k€54k▼
Profit (loss) carried forward14€381k€289k▼
Provisions and deferred taxes16€101k€98k▼
Provisions for liabilities and charges160/5€101k€98k▼
Other liabilities and charges164/5€101k€98k▼
Amounts payable17/49€1.61M€1.71M▲
Amounts payable after more than one year17€130k€125k▼
Financial debts170/4€130k€125k▼
Other loans174€130k€125k▼
Amounts payable within one year42/48€1.47M€1.58M▲
Current portion of amounts payable after more than one year42€11k€5k▼
Trade debts44€128k€69k▼
Suppliers440/4€128k€69k▼
Taxes, remuneration and social security45€1.18M€1.12M▼
Taxes450/3€128k€59k▼
Remuneration and social security454/9€1.05M€1.06M▲
Accrued charges and deferred income492/3€15k€13k▼
Income statement
Code20242025
Operating income70/76A€8.48M€8.44M▼
Turnover70€3.17M€3.35M▲
Other operating income74€176k€170k▼
Non-recurring operating income76A€106k€2k▼
Operating charges60/66A€8.45M€8.52M▲
Goods for resale, raw materials and consumables60€12k€11k▼
Purchases600/8€12k€12k▼
Change in stocks: decrease (increase)609€-559€-663▼
Services and other goods61€746k€772k▲
Remuneration, social security and pensions62€7.60M€7.67M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€50k▼
Other operating charges640/8€27k€19k▼
Non-recurring operating charges66A€95€292▲
Operating profit (loss)9901€32k€-84k▼
Financial income75/76B€23k€4k▼
Recurring financial income75€3k€4k▲
Income from financial fixed assets750€2k€84▼
Income from current assets751€716€4k▲
Other financial income752/9€255€146▼
Non-recurring financial income76B€20k€27▼
Financial charges65/66B€25k€23k▼
Recurring financial charges65€25k€23k▼
Debt charges650€24k€23k▼
Other financial charges652/9€742€480▼
Profit (loss) for the period before taxes9903€29k€-103k▼
Income taxes67/77€2k€3k▲
Taxes670/3€2k€3k▲
Profit (loss) for the period9904€28k€-106k▼
Profit (loss) for the period to be appropriated9905€28k€-106k▼
Appropriation of the result
Profit (loss) to be appropriated9906€368k€275k▼
Profit (loss) brought forward from the previous period14P€340k€381k▲
From contributions791€13k€14k▲
Social balance
Average headcount (FTE)9087132.6131.5▼
The notes to these accounts (97 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €28k
Net result €28k after 4 loss-making years.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-375k
Net result drops to €-375k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
10-01
State Gazette act
Board meeting · Demerger
Accounting effect · Branch description
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
22 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriestrasse 164700 Eupen1 establishment unit
VIVADOM
since 19932.185.264.597
Structure & network
Acquisitions and mergers
1 transactionContributed a branch of activity to:Aide et Soins à Domicile de l'Arrondissement de Verviers ASBL
Similar companies · same sector, comparable size
Centre familial de Braine-l'Alleud et des Environs
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Gréat Services
BE 0542.916.225
Chastre · Eq €329,815
THUISVERPLEGING VAN HAUTE
BE 0841.505.187
Sint-Lievens-Houtem · Eq €321,991
Gammes
BE 0467.262.064
Sint-Gillis (bij-Brussel) · Eq €306,631
SOLIDARITEL
BE 0475.300.295
Brussel · Eq €299,286
Of 580 companies in sector 88101 we hold annual accounts for 141. 92 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded02-07-1984
Fiscal year end31-12
Activities, NACEBEL 2025
88101Social work activities without accommodation
86940Nursing and midwifery
88102Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filings
Scores and ratios are computed by Checked and are not a credit decision.