VIVACE
ActiveVIVACE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €17k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 10.52 against 5.12 in 2024; short-term debt: 8.8% and cash: 37.3% of total assets), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
40%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €39k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-11-2025, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 d early
2024
144 d early
2023
73 d early
2022
84 d early
2021
34 d early
2020
49 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 78.3%
2024 · €22k
2019: €27k
2020: €28k
2021: €28k
2022: €17k
2023: €18k
2024: €22k
2019 → 2025
Total assets
€43k▲ 63.2%
2024 · €26k
2019: €37k
2020: €35k
2021: €28k
2022: €19k
2023: €24k
2024: €26k
2019 → 2025
Net result
€17k▲ 307%
2024 · €4k
2019: €-3k
2020: €7k
2021: €2
2022: €-11k
2023: €486
2024: €4k
2019 → 2025
Working capital
€36k▲ 101%
2024 · €18k
2019: €11k
2020: €17k
2021: €21k
2022: €10k
2023: €15k
2024: €18k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€17k▼ 37.9%€18k▲ 2.8%€22k▲ 23.9%€39k▲ 78.3%
Operating result€1k-€-10k€578€5k▲ 691%€19k▲ 308%
Net result€2-€-11k€486€4k▲ 774%€17k▲ 307%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 308% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€3k▼ 25.0%
Current assets
€40k▲ 79.0%
Equity and liabilities €43k
Equity
€39k▲ 78.3%
Debt
€4k▼ 12.9%
The debt ratio falls from 16.6% to 8.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €8k
Cash flow
€18k▲
2024 · €8k
Solvency
91.2%▲
2024 · 83.4%
Current ratio
10.52▲
2024 · 5.12
Quick ratio
10.12▲
2024 · 4.78
Debt / equity
0.10▼
2024 · 0.20
ROE
43.9%▲
2024 · 19.3%
ROA
40.0%▲
2024 · 16.1%
Interest coverage
14.30▼
2024 · 24.37
Debt
€4k▼
2024 · €4k
Debt ≤ 1 year
€4k▼
2024 · €4k
Staff costs
€24k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€43k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€4k€3k▼
Current assets29/58€22k€40k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€3k€19k▲
Other amounts receivable41€3k€19k▲
Cash at bank and in hand54/58€16k€16k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€26k€43k▲
Equity10/15€22k€39k▲
Contributions10/11€8k€8k=
Capital10€8k-
Issued capital100€19k-
Uncalled capital101€11k-
Reserves13€2k€14k▲
Non-distributable reserves130/1€2k€14k▲
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Other1319-€12k
Profit (loss) carried forward14€12k€17k▲
Amounts payable17/49€4k€4k▼
Amounts payable within one year42/48€4k€4k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€337€2k▲
Taxes450/3€337€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€22k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€1k€760▼
Gross operating margin9900€32k€44k▲
Operating profit (loss)9901€5k€19k▲
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€331€1k▲
Recurring financial charges65€331€1k▲
Profit (loss) for the period before taxes9903€4k€17k▲
Profit (loss) for the period9904€4k€17k▲
Profit (loss) for the period to be appropriated9905€4k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€29k▲
Profit (loss) brought forward from the previous period14P€8k€12k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
07-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €17k ▲307%
Operating result €19k, net result €17k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 10.52
Current ratio from 5.12 to 10.52; short-term debt falls from €4k to €4k.
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €486
Net result €486 after one loss-making year.
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-11k ▼484810%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Liquidity times 13current ratio 45.51
Current ratio from 3.59 to 45.51; short-term debt falls from €7k to €466.
2020
13-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
08-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
02-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
01-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Martinusplein 32550 KontichGround area
103 m²
Building footprint
75 m²
Volume, LiDAR
480 m³
Parcel 11024B0250/00M000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIVACE
since 20092.179.565.254
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0250/00M000 | Flanders | 103 m² | 1 · 75 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 2,500 EUR awarded · 2,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
Schemes
Hinderpremie bij openbare werken
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKontich2.179.565.254
Dual-learning approval
4 live approvalsHulpkelner (vwo)
Hulpkelner duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,461 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2009
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.