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VIV'ASSUR

Active Risk: not assessed
Private limited companyfounded 2006active for 19 yearsRue de Franchimont 1, 4802 Verviers, BelgiumKBO/BCE: BE 0886.024.229
Summary

VIV'ASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.1m and a net result of €161,354. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 61% of 602 sector peers (NACE 66, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
2 sites
Size
€1.9mtotal assets 2025
Staff
9.2 FTE
Equity
€1.1m
Profit
€161,354
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Largest shareholder
JLK FINANCES · 12.4%
Accounts 66 days early1 of 5 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
66 days early
2024
57 days early
2023
20 days early
2022
13 days early
2021
17 days early
2020
4 days late
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Highest result from 2018 to 2025net €241,355 ▲26.2%

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €161,354 8 years View
  • Caution: Result fell in 2025from €241,355 to €161,354 ▼ 33.1% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Total assets
€1.9m
Profit
€161,354
Solvency
55.7%
Total assets▲ 2.0%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2008
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €1m
  2. 23-07-2024Resignation: Nicolas NYSSEN (dirigeant de seconde catégorie)
  3. 11-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
29-12-2006
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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