VIV
ActiveVIV has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €682k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 51% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-25
Solvency41▼-9
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days only on tighter terms
Liquidity short (current ratio 0.3 against 0.04 in 2024), and 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
77 d early
2023
60 d early
2022
77 d early
2021
72 d early
2020
61 d early
2019
81 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€682k▼ 0.2%
2024 · €683k
2018: €680k
2019: €662k
2020: €636k
2021: €632k
2022: €635k
2023: €650k
2024: €683k
2018 → 2025
Total assets
€2.07M▲ 19.7%
2024 · €1.73M
2018: €1.29M
2019: €1.67M
2020: €1.70M
2021: €1.64M
2022: €1.80M
2023: €1.80M
2024: €1.73M
2018 → 2025
Net result
€-1k
2024 · €33k
2018: €11k
2019: €-18k
2020: €-26k
2021: €-4k
2022: €3k
2023: €15k
2024: €33k
2018 → 2025
Working capital
€-549k▼ 10.2%
2024 · €-498k
2018: €-305k
2019: €-289k
2020: €-221k
2021: €-284k
2022: €-493k
2023: €-530k
2024: €-498k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€632k-€635k▲ 0.4%€650k▲ 2.3%€683k▲ 5.2%€682k▼ 0.2%
Operating result€7k-€15k▲ 98.7%€21k▲ 39.7%€44k▲ 113%€39k▼ 10.6%
Net result€-4k-€3k€15k▲ 440%€33k▲ 128%€-1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.07M
Fixed assets
€1.84M▲ 7.7%
Current assets
€230k▲ 969%
Equity and liabilities €2.07M
Equity
€682k▼ 0.2%
Debt
€1.39M▲ 32.7%
The debt ratio rises from 60.5% to 67.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€131k▼
2024 · €144k
Cash flow
€91k▼
2024 · €134k
Solvency
32.9%▼
2024 · 39.5%
Current ratio
0.30▲
2024 · 0.04
Quick ratio
0.30▲
2024 · 0.04
Debt / equity
2.04▲
2024 · 1.53
ROE
-0.2%▼
2024 · 4.9%
ROA
-0.1%▼
2024 · 1.9%
Interest coverage
3.24▼
2024 · 13.64
Debt
€1.39M▲
2024 · €1.05M
Debt ≤ 1 year
€779k▲
2024 · €519k
Debt > 1 year
€610k▲
2024 · €528k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€2.07M▲
Fixed assets21/28€1.71M€1.84M▲
Tangible fixed assets22/27€1.71M€1.84M▲
Land and buildings22€1.71M€1.84M▲
Plant, machinery and equipment23€364€0▼
Financial fixed assets28€1k€2k▲
Current assets29/58€22k€230k▲
Amounts receivable within one year40/41€11k€220k▲
Trade receivables40€11k€220k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€8k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.73M€2.07M▲
Equity10/15€683k€682k▼
Contributions10/11€586k€586k=
Reserves13€59k€59k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€39k€37k▼
Amounts payable17/49€1.05M€1.39M▲
Amounts payable after more than one year17€528k€610k▲
Financial debts170/4€528k€610k▲
Amounts payable within one year42/48€519k€779k▲
Current portion of amounts payable after more than one year42€68k€77k▲
Financial debts43-€45
Credit institutions430/8-€45
Trade debts44€12k€222k▲
Suppliers440/4€12k€222k▲
Taxes, remuneration and social security45-€8k
Taxes450/3-€8k
Other amounts payable47/48€440k€472k▲
Accrued charges and deferred income492/3€340€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€100k€92k▼
Other operating charges640/8€16k€15k▼
Gross operating margin9900€160k€147k▼
Operating profit (loss)9901€44k€39k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€11k€40k▲
Recurring financial charges65€11k€40k▲
Profit (loss) for the period before taxes9903€33k€-1k▼
Profit (loss) for the period9904€33k€-1k▼
Profit (loss) for the period to be appropriated9905€33k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€37k▼
Profit (loss) brought forward from the previous period14P€5k€39k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €33k ▲128%
Operating result €44k, net result €33k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentse steenweg 253-2559300 AalstGround area
207 m²
Building footprint
13 m²
Volume, LiDAR
12 m³
Parcel 41302C1246/00M000, Flanders · tallest building 2.0 m. Linked by address, not a title deed.
1 establishment unit
Gentse steenweg 253-255, 9300 Aalst
since 20102.358.908.455
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C1246/00M000 | Flanders | 207 m² | 1 · 13 m² | 2.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LAUWERS
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Of 204 companies in sector 68202 we hold annual accounts for 188. 50 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2010
Fiscal year end31-12
Activities, NACEBEL
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.