Equity
€235,629 ▲ 48.6%
Equity rose in 2026 from €158,529 to €235,629.
ViTim
Overview
Lifetime
3 annual accounts with figures on one time axispeak €124,187 (2025)
€114,903▼ 7.5%
peak €82,704 (2025)
€77,099▼ 6.8%
peak €235,629 (2026)
€235,629▲ 48.6%
€39,166▼ 38.2%
Board1 name since 2023
1 directorVIERBERGEN Tim
Documentsfilings and deeds
23-09-2026130 days before the deadline
2026micro format
Equity from €158,529 to €235,629Debts from €63,411 to €39,166Cash from €149,834 to €83,822
Key points
from the 2026 annual accountsChecked score
97
Excellent
Financially stronger than 79% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,930 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024highest value
02-2025: < 0.1%▼ -0.4 percentage points vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 6.91, cash €83,822
Equity €235,629 (85.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 71% on liquidity, 82% on profitability and 79% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ViTim has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of ViTim itself is lower: < 0.1% within 12 months. It rests on far more data about ViTim than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ViTim. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.91 (3.94 in 2025), above the usual 1.5. Short-term debt is 13.4% and cash 30.5% of total assets. 14.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 23-09-2026, 130 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
130 days early
2025
24 days early
2024
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 60 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 6 January (3 of the last 3 accounts filed within 105 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today30-06-2027 year end31-01-2028 deadline
Recent changes
Incorporation
Founding capital of €5,000, 50 shares · Founder: VIERBERGEN Tim · Appointment: VIERBERGEN Tim (director) · published on 21-08-2023 · Gazette deed
First establishment
Rupellaan 1, Willebroek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ViTim Willebroek | €274,794 | €114,903 | 85.7% | - |
| KIR CONSULTING Willebroek | €282,842 | €128,845 | 63.3% | - |
| ULYSSES.AI Laakdal | €260,096 | €119,010 | 76.7% | - |
| LAMOEN CONSULTING Rumst | €289,579 | €123,971 | 87.3% | - |
| Kolderkat Sint-Katelijne-Waver | €252,378 | €110,328 | 1.0% | - |
| Northways Zoersel | €260,776 | €123,680 | 54.1% | - |
| Helipa Antwerp | €314,609 | €114,746 | 44.3% | - |
These companies have the same main activity as ViTim: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €252,000 and €315,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 17-08-2023Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 5 others
- Establishment unit
- 2.349.137.6842830 Willebroek, since 17-08-2023
- Financial year end
- 30 June
- Peppol
- Reachable
Annual accounts to 30-06-2026
- €114,903▼ 7.5%
- €77,099▼ 6.8%
- €235,629▲ 48.6%
- €274,794▲ 23.8%
- Filing
- Filed on 23-09-2026, 130 days before the end of the filing period
Insights on ViTim
ViTim files the micro format. That format states no turnover. The gross margin rose from €106,106 in 2024 to €114,903 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
micro format, filed on 23-09-2026, 130 days before the deadline€114,903
▼ 7.5%
€95,942
▼ 9.0%
€77,099
▼ 6.8%
€217,359
▲ 57.9%
85.7%
▲ 14.3 percentage points
6.91
▲ 2.97
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €180,000. Estimated: probably between €160,000 and €220,000.
Balance sheet
balance sheet total €274,794 on 30-06-2026What the company ownsHow it is paid for
in euro
in euro
Position in the sector
85.7%
Higher than 63% of 21,193 companies in 2025.
6.91
Higher than 67% of 20,556 companies in 2025.
28.1%
Higher than 75% of 20,731 companies in 2025.
ViTim
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 | 2025 | 2024 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
274,794 | 221,940 | 153,549 | |
21/28 |
20,643 | 37,445 | 52,531 | |
22/27 |
20,643 | 37,445 | 52,531 | |
24 |
2,198 | 4,166 | 4,418 | |
25 |
18,445 | 33,279 | 48,114 | |
29/58 |
254,152 | 184,495 | 101,018 | |
40/41 |
17,939 | 34,169 | 11,675 | |
40 |
17,939 | 34,152 | 11,675 | |
41 |
- | 16 | - | |
50/53 |
150,000 | - | - | |
54/58 |
83,822 | 149,834 | 88,802 | |
490/1 |
2,391 | 492 | 541 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
274,794 | 221,940 | 153,549 | |
10/15 |
235,629 | 158,529 | 75,826 | |
10/11 |
5,000 | 5,000 | 5,000 | |
14 |
230,629 | 153,529 | 70,826 | |
17/49 |
39,166 | 63,411 | 77,724 | |
17 |
2,373 | 16,531 | 30,549 | |
170/4 |
2,373 | 16,531 | 30,549 | |
42/48 |
36,792 | 46,880 | 47,175 | |
42 |
14,157 | 14,018 | 13,880 | |
44 |
3,539 | 1,720 | 3,521 | |
440/4 |
3,539 | 1,720 | 3,521 | |
45 |
18,919 | 31,142 | 29,722 | |
450/3 |
13,979 | 31,142 | 27,272 | |
454/9 |
4,940 | - | 2,450 | |
47/48 |
177 | - | 52 | |
| Income statement | ||||
9900 |
114,903 | 124,187 | 106,106 | |
630 |
16,803 | 16,701 | 13,120 | |
640/8 |
2,158 | 2,087 | 3,114 | |
9901 |
95,942 | 105,398 | 89,872 | |
75/76B |
1,912 | - | - | |
75 |
1,912 | - | - | |
65/66B |
540 | 603 | 647 | |
65 |
540 | 603 | 647 | |
9903 |
97,314 | 104,795 | 89,226 | |
67/77 |
20,214 | 22,091 | 18,400 | |
9904 |
77,099 | 82,704 | 70,826 | |
9905 |
77,099 | 82,704 | 70,826 | |
| Appropriation of the result | ||||
9906 |
230,629 | 153,529 | 70,826 | |
14P |
153,529 | 70,826 | - | |
| Document | ||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 23-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 | 2025 | 2024 |
|---|---|---|---|---|
| 112,745 | 122,100 | 102,992 | ||
| 93,902 | 99,405 | 83,946 | ||
| 0 | 1,615 | 65,652 | ||
| -66,013 | 61,033 | - | ||
| 217,359 | 137,614 | 53,843 | ||
| 85.7% | 71.4% | 49.4% | ||
| 6.91 | 3.94 | 2.14 | ||
| 0.17 | 0.40 | 1.03 | ||
| 32.7% | 52.2% | 93.4% | ||
| 28.1% | 37.3% | 46.1% | ||
| over 100 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2026 | 30-06-2025 | 30-06-2024 |
|---|---|---|---|
| Tangible fixed assets | - | €1,615 | €65,652 |
| €16,803 | €16,701 | €13,120 |
Source: notes to the 2024 to 2026 annual accounts (statement of fixed assets)
Insights on ViTim
The operating result for 2026 is 9% lower than in 2025.
Debt's share of the balance-sheet total falls from 28.6% to 14.3%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector
since 17-08-2023
term without a fixed end
listed in the 2026 annual accounts, filed on 23-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 21-08-2023
Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €5,000
- Shares
- 50
- Contribution per share
- €100
- Equity per share
- €4,713 in 2026
- Source
- deed of 21-08-2023
Articles of association
deed of 21-08-2023 (in Dutch)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of December
Shareholders
At incorporation
deed of 21-08-2023 ↗
- VIERBERGEN Tim 50 shares (100%)
Network & group
No group
ViTim has no parent and no holdings in its annual accounts. VIERBERGEN Tim is the only director. ViTim shares no director with another company.
At the same address
Rupellaan 1, 2830 Willebroek · 5 other companies| BUZ CARDIOLOGIE
establishment since 06-07-2021 · founded in 2021 |
total assets €365,829 (2025) 0770.816.438 |
| Dr. Lise Van Buggenhout
establishment since 11-08-2020 · founded in 2020 |
total assets €363,942 (2025) 0751.980.721 |
| Djojo
establishment since 01-10-2024 · founded in 2024 |
total assets €337,761 (2025) 1013.983.956 |
| MEDISCH HUIS DE SCHALK
registered office since 14-05-2014 · founded in 2014 |
total assets €287,198 (2026) 0552.658.686 |
| Nazzi, Kim (sole trader)
establishment since 10-11-2004 |
founded in 2004 0869.992.010 |
Timeline
Timeline
8 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2027 accounts: 31-01-2028
2026
Annual accounts 2026 filed NBBmicro format · 130 days before the deadline
Equity above €200,000 equity €235,629 ▲48.6% With a profit in every financial year since 2024, equity grows to €235,629.
Annual accounts 2025 filed PDFmicro format · 24 days before the deadline
2025
Highest result from 2024 to 2026 net €82,704 ▲16.8% The operating result of €105,398 and the net result of €82,704 are both a record.
Equity above €150,000 equity €158,529 ▲109% With a profit in every financial year since 2024, equity grows to €158,529.
Annual accounts 2024 filed PDFmicro format · 25 days before the deadline
2023
IncorporationFounding capital of €5,000, 50 shares · Founder: VIERBERGEN Tim · Appointment: VIERBERGEN Tim (director) · published on 21-08-20234 points ▸
- Founder, VIERBERGEN Tim
- Founding capital, €5,000, 50 shares
- Director appointment, VIERBERGEN Tim
- Registered office clause, Rupellaan 1/0311, 2830 Willebroek
- The deed holds 1 more point.
First establishment Rupellaan 1, Willebroek
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
ViTim was incorporated on 17 August 2023 as a private limited company by one natural person, with a starting capital of €5,000.12 Since 2023, VIERBERGEN Tim has served as director.3 Total assets rose from €153,549 in 2024 to €274,794 in 2026.4
Company details
Identity
- Enterprise number
- 0804.844.236
- VAT number
- BE 0804.844.236
- Peppol ID
- 0208:0804844236
- Other Peppol ID
- 9925:BE0804844236
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 17-08-2023
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of Decemberdeed of 21-08-2023 (in Dutch)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ViTim in Dutch
- Entity type
- Legal entity
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
96999
Other personal services
Codes under NACEBEL 2008
62020
IT consultancy main activity
64200
Holdings
70210
Activities of head offices; management consultancy activities
74201
Photography, excluding press photography
82300
Organisation of conventions and trade shows
96099
Personal service activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Verlenen van advies en (praktische) hulp aan bedrijven en het bedrijfsleven aangaande:; Financiën (finance) en audit; Informatica,public…”deed of 21-08-2023 (in Dutch)
30 activities
- Verlenen van advies en (praktische) hulp aan bedrijven en het bedrijfsleven aangaande:
- Financiën (finance) en audit;
- Informatica,public relations en communicatie;
- Commerce (verkoop);
- Planning,organisatie,efficiëntie en toezicht;
- Verschaffen van informatie aan bedrijfsleiding;
- Alle mogelijke managementactiviteiten;
- Consultancy,it services,enterprise development,startup coaching
- Berekenen van kosten en baten,alsook ramingen van de voorgestelde maatregelen op het gebied van planning,organisatie,enzovoort;
- Het geven en inrichten van workshops,seminaries,opleidingen en trainingen;
- Administratiekantoor;
- Overige dienstverlenende activiteiten;
- Sportbegeleiding,coaching
- Het verhandelen van technische ICT diensten en goederen aan zowel bedrijven,overheden als particulieren;
- Het ontwikkelen van applicaties voor web,smartphones,tablets en wearables;
- Het uitdenken en uitwerken van applicatie-architecturen;
- Consultancy bij het digitaliseren van bedrijfs-processen;
- Het aanbieden van technische kennis en expertise;
- Het uitwerken en implementeren van een technische oplossing,het uitvoeren van een audit,reparatie,upgrade of aanpassing;
- ICT toepassingen ontwikkelen met het oog op automatisatie en optimalisatie van bedrijfsprocessen;
- Aan- en verkoop van IT materiaal;
- Desktop publishing zoals het maken van brochures,retoucheren van foto’s,maken van websites,video bewerking,games en andere toepassingen;
- Consultancy bij het verbeteren van corporate branding zoals search engine optimalization,web advertisements;
- De activiteiten van fotografen;
- Research en development van smart home toepassingen;
- Installatie van smart home apparatuur;
- Consultancy bij het uitwerken van smart home architectuur;
- Uitdenken en uitwerken van cloudinfrastructuur voor zowel bedrijven als overheden;
- Het beheren van beleggingen en van participaties onder meer in dochtervennootschappen;
- Het verstrekken van leningen en voorschotten onder eender welke vorm of duur,aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit,alsmede het waarborgen van alle advies in deze statuten vermeld,zijn activiteiten andere dan deze bedoeld door de wet van zes april negentienhonderd vijfennegentig inzake de secundaire markten,het statuut van het toezicht op de beleggingsondernemingen,de bemiddelaars en de beleggingsadviseurs;
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rupellaan 1 registered office 2830 Willebroek | 17-08-2023 | 2.349.137.684 |
Buildings and parcels at the address
- Ground area
- 5,129 m²
- Buildings
- 2,975 m²
- Volume, LiDAR
- 41,663 m³
- Tallest building
- 18.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12040A0586/00M000 | 5,129 m² | 1 · 2,975 m² | 18.9 m · 5 |