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VITASOINS

Active
Private limited companyfounded 198937 yrs activeBouhaye 120B, 4861 Pepinster, BelgiumKBO/BCE: BE 0436.610.559

VITASOINS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €68k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
92 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+15
Solvency87▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 3.01 in 2024; short-term debt: 37.1% and cash: 71.9% of total assets), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 37 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.5%
Return on assets
22.1%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
46 d early
2023
51 d early
2022
19 d early
2021
41 d early
2020
17 d early
2019
53 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€189k▼ 0.6%
2024 · €190k
2019: €106k 2020: €109k 2021: €99k 2022: €165k 2023: €170k 2024: €190k
2019 → 2025
Total assets
€307k▲ 15.6%
2024 · €266k
2019: €147k 2020: €138k 2021: €123k 2022: €291k 2023: €238k 2024: €266k
2019 → 2025
Net result
€68k▲ 161%
2024 · €26k
2019: €12k 2020: €4k 2021: €-9k 2022: €129k 2023: €8k 2024: €26k
2019 → 2025
Working capital
€154k▲ 6.9%
2024 · €144k
2019: €35k 2020: €46k 2021: €24k 2022: €94k 2023: €112k 2024: €144k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€99k-€165k▲ 65.8%€170k▲ 3.4%€190k▲ 11.6%€189k▼ 0.6%
Operating result€-9k-€169k€5k▼ 97.0%€34k▲ 565%€84k▲ 146%
Net result€-9k-€129k€8k▼ 93.8%€26k▲ 223%€68k▲ 161%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2021: €-9k€-9kNet result 2021: €-9k€-9kOperating result 2022: €169k€169kNet result 2022: €129k€129kOperating result 2023: €5k€5kNet result 2023: €8k€8kOperating result 2024: €34k€34kNet result 2024: €26k€26kOperating result 2025: €84k€84kNet result 2025: €68k€68k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 146% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €307k
Fixed assets €40k▼ 21.5%
Current assets €268k▲ 24.3%
Equity and liabilities €307k
Equity €189k▼ 0.6%
Debt €118k▲ 56.3%
The debt ratio rises from 28.4% to 38.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€96k
2024 · €46k
Cash flow
€80k
2024 · €38k
Solvency
61.5%
2024 · 71.6%
Current ratio
2.35
2024 · 3.01
Quick ratio
2.35
2024 · 3.01
Debt / equity
0.62
2024 · 0.40
ROE
35.9%
2024 · 13.7%
ROA
22.1%
2024 · 9.8%
Interest coverage
404.01
2024 · 343.54
Debt
€118k
2024 · €76k
Debt ≤ 1 year
€114k
2024 · €72k
Income taxes
€16k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€266k€307k
Fixed assets21/28€50k€40k
Tangible fixed assets22/27€50k€40k
Land and buildings22€44k€37k
Furniture and vehicles24€6k€3k
Current assets29/58€215k€268k
Amounts receivable after more than one year29-€33k
Trade receivables290-€33k
Amounts receivable within one year40/41€23k€14k
Trade receivables40€6k€5k
Other amounts receivable41€17k€8k
Cash at bank and in hand54/58€193k€221k
Deferred charges and accrued income490/1€73€29
Equity and liabilities
Total equity and liabilities10/49€266k€307k
Equity10/15€190k€189k
Contributions10/11€19k€19k=
Reserves13€165k€164k
Distributable reserves133€165k€164k
Profit (loss) carried forward14€6k€6k=
Amounts payable17/49€76k€118k
Amounts payable within one year42/48€72k€114k
Trade debts44€831€110
Suppliers440/4€831€110
Taxes, remuneration and social security45€3k€624
Taxes450/3€3k€624
Other amounts payable47/48€68k€113k
Accrued charges and deferred income492/3€4k€4k
Income statement Code20242025
Non-recurring operating income76A-€31k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€6k
Other operating charges640/8€5k€5k
Gross operating margin9900€51k€107k
Operating profit (loss)9901€34k€84k
Financial income75/76B€298€119
Recurring financial income75€298€119
Financial charges65/66B€134€237
Recurring financial charges65€134€237
Profit (loss) for the period before taxes9903€34k€84k
Income taxes67/77€8k€16k
Profit (loss) for the period9904€26k€68k
Profit (loss) for the period to be appropriated9905€26k€68k
Appropriation of the result
Profit (loss) to be appropriated9906€38k€74k
Profit (loss) brought forward from the previous period14P€12k€6k
Transfer from equity791/2-€26k
Transfer to equity691/2€26k€25k
To other reserves6921€26k€25k
Profit to be distributed694/7€6k€69k
Return on contributions (dividend)694-€26k
Directors or managers695€6k€43k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
23-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
16-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
11-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
12-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Back to profitnet €129k
Net result €129k after one loss-making year.
30-06
Financial Equity above €150kEq €165k ▲65.8%
Equity rises from €99k to €165k.
2021
21-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Weakest financial yearnet €-9k ▼340%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
14-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
09-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
03-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepinster · 1 establishment unit since 1995
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bouhaye 120B4861 Pepinster
Ground area
6,574 m²
Building footprint
116 m²
Parcel 63071A0349/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
VITASOINS
Bouhaye 120B, 4861 PepinsterHuman health activities
since 19952.042.110.415
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63071A0349/00B000 Wallonia 6,574 m² 1 · 116 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,983 companies in sector 86940 we hold annual accounts for 1,808. 1,388 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-01-1989
Fiscal year end30-06
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.