VITAL CONSTRUCT

Active

Private limited company (pre-2019)founded 2010active for 16 yearsPastorijweg 21, 1790 Affligem, BelgiumKBO/BCE: BE 0822.898.411

Summary

The computed 12-month bankruptcy probability of VITAL CONSTRUCT is 2.1% (moderate). The 2025 annual accounts show equity of €113,452 and a net result of -€15,923. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 52% of 9,309 sector peers (NACE 41, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

VITAL CONSTRUCTActiveChecked score 52/100

Risk analysis Report Compare

Activity

General construction of other non-residential buildings

NACE 41003

1 site

Size

€254,406total assets 2025

Equity: €113,452
Loss: -€15,923

Turnover not published (micro format)

Financial health

52 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.1%

Structure

2025 accounts 31 days early3 deeds in the Belgian Official Gazette

Why 52raises risk2 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)Loss of €15,923 (financial year 2025)lowers riskFounded in 2010Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 29% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 70+3

equity 44.6% of total assets

Liquidity 29-1

short-term debt 50.9% · cash 4.0%

Profitability 12-22

return on assets -6.3%

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,431 companies, NACE 41, micro)

Last 24 months 11-2024: 1.9% 12-2024: 2.3%▲ +0.4 percentage points vs 11-2024 01-2025: 2.3%● unchanged vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 1.9%▼ -0.4 percentage points vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 2.0%▲ +0.1 percentage points vs 06-2025 08-2025: 2.7%▲ +0.7 percentage points vs 07-2025 09-2025: 2.7%● unchanged vs 08-2025highest value 10-2025: 1.8%▼ -0.9 percentage points vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.7%▼ -0.1 percentage points vs 12-2025 02-2026: 1.8%▲ +0.1 percentage points vs 01-2026 03-2026: 1.7%▼ -0.1 percentage points vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.6%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 2.1%▲ +0.5 percentage points vs 06-2026 08-2026: 2.1%● unchanged vs 07-2026 09-2026: 2.1%● unchanged vs 08-2026 10-2026: 2.1%● unchanged vs 09-2026

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.46, compared with 1.51 in 2024, below the usual 1.5; short-term debt: 50.9% and cash: 4% of total assets), and 55.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 53% on solvency, 25% on liquidity, 14% on profitability and 24% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

2 of the last 3 late

NBB · filings

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Loss of €15,923 (financial year 2025)

NBB · annual accounts

Founded in 2010

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

31 days early

2024

61 days late

2023

92 days late

2022

32 days late

2021

127 days late

2020

184 days late

2019

137 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 86 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 66 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-06-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€15,923
30-09-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 10% on net resultsector median €8,524 · 9,299 companies -€15,923 View
Total assets 20256 financial years filed €254,406 View
Active since 2010founded 04-02-2010 16 years View

By topic

Financials

Financial year: 2025
Total assets: €254,406
Loss: -€15,923
Solvency: 44.6%

Total assets▼ 17.7%

Net result

20182025

Go to Financials

Timeline

Events: 19
Since: 2012
Next accounts: by 31-07-2027

31-10-2024Annual accounts filed
01-09-2023Annual accounts filed
31-12-2022Equity above €100,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: General construction of other non-residential buildingsNACE 41003
Founded: 04-02-2010
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about VITAL CONSTRUCT

What is the company number of VITAL CONSTRUCT?: 0822.898.411. In Belgium the VAT number is the company number with BE in front: BE 0822.898.411.
Where is VITAL CONSTRUCT based?: The registered office is at Pastorijweg 21, 1790 Affligem.Company details
What does VITAL CONSTRUCT do?: According to the KBO register, the main activity is general construction of other non-residential buildings (NACE 41003).
What is the legal form of VITAL CONSTRUCT?: Private limited company (pre-2019) (BVBA).
When was VITAL CONSTRUCT founded?: On 04-02-2010.
Is VITAL CONSTRUCT still active?: Yes, VITAL CONSTRUCT is an active enterprise in the KBO register.
How many employees does VITAL CONSTRUCT have?: On average 0.3 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of VITAL CONSTRUCT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VITAL CONSTRUCT profitable?: In financial year 2025, VITAL CONSTRUCT made a loss of €15,923.
Where can I find the annual accounts of VITAL CONSTRUCT?: VITAL CONSTRUCT filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VITAL CONSTRUCT due?: By 31-07-2027, for financial year 2026.Timeline