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VITAL ASSISTENCE

Active
Private limited companyfounded 1995active for 30 yearsGroenvinkstraat 6, 9041 Gent, BelgiumKBO/BCE: BE 0456.408.853
Summary

The computed 12-month bankruptcy probability of VITAL ASSISTENCE is 4.0% (elevated). The 2024 annual accounts show equity of €153,803 and a net result of €52,269. Equity is shrinking by about 12% per year across the filed financial years. Its solvency ranks better than 44% of 6,487 sector peers (NACE 47, financial year 2024). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
NACE 47741Nursing and midwifery NACE 86940
2 sites
Size
€838,189turnover 2024
Staff
5.8 FTE
Equity
€153,803
Profit
€52,269
Financial health
49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.0%
Structure
Parent
HOMYAR · 100%
  • ZAMR HoldingDirector · permanent representative Lieven BATEN
Accounts 73 days overdue1 of 5 deeds read
Why 49raises riskFigures for financial year 2024 (filed 16-09-2025)Liquidity: current ratio 1.40, cash €0, halved1 financial year not filed after the legal deadline; latest accounts 45 days late; 2 of the last 3 latelowers riskFounded in 1995Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency 52+11
equity 27.4% of total assets
Liquidity 12-22
short-term debt 71.4% · cash 0.0%
Profitability 61+14
return on assets 9.3%
Bankruptcy probability, 12 months
4.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,191 companies, NACE 47, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 2.0%▲ +0.2 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 1.8%▼ -0.2 percentage points vs 05-2025 07-2025: 2.1%▲ +0.3 percentage points vs 06-2025 08-2025: 2.9%▲ +0.8 percentage points vs 07-2025 09-2025: 3.4%▲ +0.5 percentage points vs 08-2025 10-2025: 1.9%▼ -1.5 percentage points vs 09-2025 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.8%▼ -0.1 percentage points vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.7%▼ -0.1 percentage points vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026lowest value 08-2026: 2.9%▲ +1.2 percentage points vs 07-2026 09-2026: 3.1%▲ +0.2 percentage points vs 08-2026 10-2026: 4.0%▲ +0.9 percentage points vs 09-2026highest value
Credit of up to €7,000 on 30-day terms, only on tighter conditions
Liquidity tight (current ratio 1.4, compared with 2.5 in 2023; short-term debt: 71.4% and cash: 0% of total assets), and 72.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 43% on solvency, 12% on liquidity, 43% on profitability and 85% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 16-09-2025)
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.40, cash €0, halved
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 45 days late; 2 of the last 3 late
NBB · filings
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €153,803
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-09-2025, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
45 days late
2023
51 days late
2022
32 days early
2021
60 days early
2020
54 days early
2019
64 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 19 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignations: 3RM (director) and Luc KLUPPELS…Appointment: ZAMR Holding (director) ·…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Equity above €150,000equity €153,803 ▲51.5%

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 73 days late View
  • Positive: Equity rose in 2024from €101,534 to €153,803 ▲ 51.5% View
  • Controlled by HOMYARultimately: 3RM 100% View
  • Positive: 7 profitable years in a rowprofit 2024: €52,269 7 years View

By topic

Financials

Financial year
2024
Turnover
€838,189
Profit
€52,269
Solvency
27.4%
Turnover▲ 32.2%
Net result
20222024
Go to Financials

Timeline

Events
36
Since
1997
  1. 20-09-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 31-12-2023Liquidity more than doubled
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of medical and orthopaedic goods, excluding…NACE 47741
Founded
31-10-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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