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VITAL

Active Private limited companyfounded 2006active for 20 yearsBrusselbaan 61, 9320 AalstKBO/BCE: BE 0882.932.897

Lifetime

19 annual accounts with figures on one time axis
peak €303,874 (2025)
€303,874▲ 7.0%
lowest -€18,629 (2008)
€55,990▲ 6.0%
peak €265,882 (2025)
€265,882▲ 15.9%
€271,736▼ 23.3%
peak 3.4 FTE (2009)
-not published
Board1 name since 2006
1 directorVAN GELE Cathy
Documentsfilings and deeds
28-04-202694 days before the deadline
2025micro format
Dividend €19,468Equity from €229,360 to €265,882Debts from €354,252 to €271,736Cash from €156,908 to €96,100

Key points

from the 2025 annual accounts

Equity

€265,882 ▲ 15.9%

VITAL has made a profit without a break since 2009.

Filings

19 annual accounts since 2007
AprilJune31 JulyOctober2010201520202025

The 2016 accounts came 2 days late. The other nine of the last ten were filed on time.

Position in the sector

€55,990

Higher net result than 93% of companies in personal services. Sector median €2,801 · 5,762 companies.

Checked score

96
Excellent
Financially stronger than 66% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

74+10equity 49.5% of total assets
57-14short-term debt 33.8% · cash 17.9%
82+2return on assets 10.4%

Score breakdown

lowers risk
Size: total assets €537,618
Founded in 2006
Liquidity: current ratio 1.01, cash €96,100
Equity €265,882 (49.5% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 68% of them on solvency, 62% on liquidity, 69% on profitability and 64% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as VITAL has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of VITAL itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for VITAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.01 (1.1 in 2024), below the usual 1.5. Short-term debt is 33.8% and cash 17.9% of total assets. 50.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Size: total assets €537,618
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.01, cash €96,100
NBB · annual accounts
lowers risk · Equity €265,882 (49.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
94 days early
2024
42 days early
2023
54 days early
2022
55 days early
2021
30 days early
2020
31 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VG
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0882932897
Appointment: VAN GELE Cathy (director) Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 12-06-2023 · Gazette deed
Incorporation published on 21-08-2006 · Gazette deed
First establishment Brusselbaan 61, Aalst
All 30 events

Comparable companies

same main activity, similar in size and age
Company
VITAL Aalst €537,618 €303,874 49.5% -
YKARA Ninove €570,352 €228,884 23.8% -
HAIRSPRAY Tessenderlo-Ham €558,324 €292,757 42.3% -
Coiffure Marie René Kortrijk €661,445 €282,301 -6.5% -
WESLANA Lanaken €584,730 €228,934 31.6% -
P & G HAIR Aalst €485,190 €231,634 75.7% -
CATJA Beveren-Kruibeke-Zwijndrecht €685,330 €247,942 45.6% 3.2

These companies have the same main activity as VITAL: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €485,000 and €685,000, founded between 2003 and 2008.

Official details

Source: KBO
Status
Active since 09-08-2006Normal situation
Activity
Hairdressing and barber servicesNACE 96210
Joint committee
314Hairdressing and beauty care · annual accounts 2023
Establishment unit
2.156.114.8129320 Aalst, since 09-08-2006
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

≈ €610,000estimated
€537,618▼ 7.9%
Employeeson 31-12-2025
4=
Filing
Filed on 28-04-2026, 94 days before the end of the filing period
Financials

Insights on VITAL

VITAL files the micro format. That format states no turnover. The gross margin rose from €153,071 in 2007 to €303,874 in 2025.

The balance sheet grew most from 2009 to 2010 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VITAL

What is the company number of VITAL?
The company number of VITAL is 0882.932.897. The VAT number is the same number with BE in front: BE 0882.932.897.
Where is VITAL based?
The registered office is at Brusselbaan 61, 9320 Aalst.Company details
What does VITAL do?
According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
What is the legal form of VITAL?
VITAL is a private limited company (BV).
When was VITAL founded?
VITAL was founded on 09-08-2006.
Is VITAL still active?
Yes, VITAL is an active enterprise in the KBO register.
How many employees does VITAL have?
VITAL had an average of 3.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VITAL fall under?
In its 2023 annual accounts, VITAL states joint committee 314 (Hairdressing and beauty care).
What is the turnover of VITAL?
The turnover in financial year 2025 is ≈ €610,000. This figure is estimated from the gross margin of €303,874 and 878 comparable companies of the same size. It probably lies between €420,000 and €890,000. It is a rough estimate.
Is VITAL profitable?
In financial year 2025, VITAL made a profit of €55,990.
Where can I find the annual accounts of VITAL?
VITAL filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VITAL due?
VITAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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