VITA TINA
ActiveThe computed 12-month bankruptcy probability of VITA TINA is 3.6% (moderate). The 2024 annual accounts show equity of €11k and a net result of €8k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency70
Growth-
Track record67
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.74; short-term debt: 55.3% of total assets), but 55.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.7%
Return on assets
32.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€11k
Total assets
€25k
Net result
€8k
Working capital
€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €25k
Fixed assets
€1k
Current assets
€24k
Equity and liabilities €25k
Equity
€11k
Debt
€14k
Debt finances 55.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€12k
Cash flow
€9k
Solvency
44.7%
Current ratio
1.74
Quick ratio
1.74
Debt / equity
1.23
ROE
73.2%
ROA
32.8%
Interest coverage
14.83
Debt
€14k
Debt ≤ 1 year
€14k
Income taxes
€3k
Staff costs
€26k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€25k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€24k
Amounts receivable within one year40/41€24k
Trade receivables40€0
Other amounts receivable41€24k
Equity and liabilities
Total equity and liabilities10/49€25k
Equity10/15€11k
Contributions10/11€3k
Profit (loss) carried forward14€8k
Amounts payable17/49€14k
Amounts payable within one year42/48€14k
Financial debts43€3k
Credit institutions430/8€3k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€6k
Taxes450/3€3k
Remuneration and social security454/9€4k
Other amounts payable47/48€0
Income statement
Code2024
Remuneration, social security and pensions62€26k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€446
Other operating charges640/8€3k
Gross operating margin9900€41k
Operating profit (loss)9901€12k
Financial charges65/66B€805
Recurring financial charges65€805
Profit (loss) for the period before taxes9903€11k
Income taxes67/77€3k
Profit (loss) for the period9904€8k
Profit (loss) for the period to be appropriated9905€8k
Appropriation of the result
Profit (loss) to be appropriated9906€8k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Wauters 624800 VerviersGround area
155 m²
Building footprint
143 m²
Volume, LiDAR
1,169 m³
Parcel 63572C0157/00Y005, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VITA TINA
since 20232.354.340.547
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63572C0157/00Y005 | Wallonia | 155 m² | 1 · 143 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2023
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.