VITA NOVA

Active

Private limited companyfounded 20241 yr activeLeopold Vanderkelenstraat 5-7, 3000 Leuven, BelgiumKBO/BCE: BE 1017.004.913

Summary

The computed 12-month bankruptcy probability of VITA NOVA is 1.8% (moderate). The 2025 annual accounts show equity of €5,647 and a net result of €4,647. Its solvency ranks better than 39% of 5530 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

VITA NOVAActiveChecked score 55/100

Risk analysis Report Compare

Activity

Beauty care and other beauty treatments

NACE 96220Beauty treatment NACE 96022

1 site

Size

€42,468total assets 2025

Equity: €5,647
Profit: €4,647

Turnover not published (abridged schema)

Financial health

55 Fair Checked score 2025

Bankruptcy chance 12 m: 1.8%

Structure

Accounts on time0 of 3 deeds read

Why 55- Founded in 2024- 1 change of registered office in 24 months+ Liquidity: current ratio 0.74, cash €14,291+ Figures for FY 2025 (filed 31-07-2026)Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 48% of its sector peers (NACE 96, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 38

equity 13.3% of total assets

Liquidity 44

short-term debt 86.7% · cash 33.7%

Profitability 82

return on assets 10.9%

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,593 companies)

Last 24 months 01-2026: 3.6% 02-2026: 3.7%▲ +2.3% vs 01-2026 03-2026: 3.8%▲ +1.8% vs 02-2026 04-2026: 4.3%▲ +13.8% vs 03-2026 05-2026: 4.3%▲ +0.4% vs 04-2026 06-2026: 4.7%▲ +9.0% vs 05-2026 07-2026: 4.9%▲ +4.1% vs 06-2026highest value 08-2026: 1.8%▼ -63.8% vs 07-2026lowest value 09-2026: 1.8%● 0.0% vs 08-2026lowest value 10-2026: 1.8%▲ +0.6% vs 09-2026

Founded in 2024 raises the probability for this profile
Liquidity: current ratio 0.74, cash €14,291 lowers the probability
Figures for FY 2025 (filed 31-07-2026) lowers the probability
1 change of registered office in 24 months raises the probability

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 39%, liquidity 36%, profitability 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.