The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as VIT Projects has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Micro
2 to 5 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for VIT Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1001709102
Incorporation
Founder: Hidden nameVisible after signing in · 100 shares · Appointment: Name after signing inVisible after signing in (director) · published on 31-10-2023 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as VIT Projects: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €182,000 and €216,000, founded between 2023 and 2024.
VIT Projects has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,481 and a net result of €74,523.
Its solvency ranks better than 74% of 41,211 sector peers (NACE 70, financial year 2025).
micro format, filed on 20-07-2026, 11 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €200,000. Estimated: probably between €150,000 and €250,000.
Balance sheet
balance sheet total €196,919 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
97,624
94,709
78,601
76,122
275
20,124
93,509
-
139,323
60,998
76.9%
71.9%
4.07
3.03
0.30
0.39
49.2%
93.5%
37.8%
67.3%
over 100
over 100
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
Tangible fixed assets
€275
€20,124
€4,077
€4,164
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on VIT Projects
The operating result for 2025 is 3% higher than in 2024.
Debt's share of the balance-sheet total falls from 28.1% to 23.1%. Equity and debt are higher.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
202320242025202620272028
Name hiddenVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Hidden nameVisible after signing in
Director (not named in the articles), from 27-10-2023 to date
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 19:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Om welke reden en op welk ogenblik ook, algemene vergadering mag een of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding…”
Name after signing inVisible after signing in100 shares (100%) · in cash
Network & group
No group
VIT Projects has no parent and no holdings in its annual accounts. Name hiddenVisible after signing in is the only director. VIT Projects shares no director with another company.
Timeline
Timeline
6 events since 2023
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts:
31-07-2027
2026
Annual accounts 2025 filedNBB ↗micro format · 11 days before the deadline
2025
Equity above €150,000equity €151,481 ▲96.8% With a profit in every financial year since 2024, equity grows to €151,481.
Registered in the Peppol Directory Reachable for e-invoices through 0208:1001709102
Annual accounts 2024 filedPDFmicro format · 28 days late
2023
IncorporationFounder: Name hiddenVisible after signing in · 100 shares · Appointment: Hidden nameVisible after signing in (director) · published on 31-10-20235 points ▸
Founder, Name after signing inVisible after signing in
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
VIT Projects was incorporated on 27 October 2023 as a private limited company by one natural person.12Since 2023, Hidden nameVisible after signing in has served as director.3The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
62090Computer programming, consultancy and related activities
63990Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
82990Other business support services
85599Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
“Bureau voor business consulting & training in Business Process Management,Business Intelligence,Business-IT alignment en ICT management…”
12 activities
Bureau voor business consulting & training in Business Process Management,Business Intelligence,Business-IT alignment en ICT management; alle managements-,consultings- en beheersactiviteiten,waaronder begrepen : het uitoefenen van management- en beheersfuncties in diverse ondernemingen,het sluiten van consultingovereenkomsten,de bemiddeling in de afsluiting van dergelijke contracten.
Studie-,organisatie- en raadgevend bureau inzake actuariaat,informatieverwerking en management,onder meer door het leveren van actuarieel advies en management consultancy,het analyseren en beoordelen van risicobeheersystemen (reserveringstechniek,prijszetting,kapitaalallocatie),het voorstellen en implementeren van verbeteringen en/of oplossingen,het aanmaken en verkoop van software,het ontwikkelen en beoordelen van financiële en verzekeringsproducten,het geven van beleggingsadvies.
Ontwikkeling,kopen,verkopen,in licentie nemen of geven en commercialisatie van alle soorten software,ontwerpen en programmeren van computerprogramma's
Detailhandel in computers,randapparatuur,software,fotografie hardware en ICT apparatuur alsook de verhuur van kantoormachines,inclusief computers.
Advies- en/of dienstverlening aan bedrijven,privépersonen en instellingen in de ruimste zin van het woord,voornamelijk doch niet uitsluitend op het vlak van,management,marketing,productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis.
Het beleggen,het intekenen op,vast overnemen,plaatsen,kopen,verkopen en verhandelen van aandelen,deelbewijzen,obligaties,warrants,certificaten,schuldvorderingen,gelden en andere roerende waarden,uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van handelsvennootschappen,administratiekantoren,instellingen en verenigingen al dan niet met een (semi-) publiekrechtelijk statuut.
Het beheren van beleggingen en van participaties in dochtervennootschappen,het waarnemen van bestuurdersfuncties,directie,controle of vereffening,het verlenen van advies,management en andere diensten.Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan.
Daartoe kan de vennootschap samenwerken met,deelnemen in,of op gelijk welke wijze,rechtstreeks of onrechtstreeks,belangen nemen in andere ondernemingen,alle verbintenissen aangaan,kredieten en leningen toestaan.Zij mag alles doen wat verband houdt met het bovengenoemde doel of wat kan bijdragen tot de realisatie ervan.De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak.
De vennootschap kan eveneens optreden als bestuurder,volmachtdrager,mandataris of vereffenaar in andere vennootschappen of ondernemingen.
Het bouwen en verbouwen,het beheer,het verwerven,de aan- en verkoop,het huren en verhuren,de commissiehandel en vertegenwoordiging,de instandhouding en valorisatie van onroerende goederen,verkaveling,bouwpromotie,de huurfinanciering,het leasen en in leasing geven van onroerende goederen aan derden,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen,zoals het onderhoud,de ontwikkeling,de verfraaiing en de verhuring van deze goederen.
De vennootschap mag daarenboven belangen nemen,hetzij door deelneming,inbreng,versmelting,inschrijving of elke ander wijze in alle vennootschappen,ondernemingen,beroepsverenigingen of groeperingen,bestaande of op te richten,die een gelijksoortig of bijhorend doel nastreven,zowel in België als in het buitenland,teneinde de ontwikkeling en verwezenlijking van haar doel te bevorderen.
Te dien einde zal zij,zowel in België als in het buitenland,zowel voor eigen rekening als voor rekening van derden,alle commerciële,industriële,financiële,roerende of onroerende handelingen mogen verrichten in rechtstreeks of onrechtstreeks,geheel of gedeeltelijk verband met haar maatschappelijk doel of die van aard zouden zijn de verwezenlijking te vergemakkelijken of uit te breiden.